FHA VS Conventional loan programs in Macedonia, Summit County, Ohio

As of 2026, the ceiling for a Conventional loan in Macedonia, located in Summit county, OH, is set at $726,200. Meanwhile, the FHA loan limit for a single-family home is $472,030, which provides different financing opportunities.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans, identifying necessary income, credit, reserves, and required documents. Our sophisticated mortgage calculator showcases Conforming Conventional loans, USDA, FHA, and VA side by side, helping you decide which program fits your financial situation in OH better.

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Loan Limits and Down Payment Requirements for 2026 in Macedonia, Summit County, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $285,000 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 44056

Exploring Conventional and FHA Loan Opportunities in Macedonia, OH

The objective of Lendersa® is to facilitate access to the best possible Conventional, USDA, or FHA loan options quickly and efficiently. Choose among three paths designed to connect you with matching lenders and tailor-made loan programs that fit your needs.

Lendersa's outcomes for USDA loan requests


Macedonia Lenders

  • Summit Home Lending, LLC
  • 72 N. Main Street, Suite 310, Hudson, OH, 44236
  • Lends in Ohio
  • "We are an independent mortgage broker serving all of Ohio's home buyers and homeowners with their mortgage needs.
    MISSION
    Help consumers get access to the best mortgage, with transparency and professionalism
    VISION
    Educate and serve all mortgage consumers in our service area while preserving the true wholesale to broker model"

  • Verity Loans LLC
  • 31320 Solon Road, Suite 17, Solon, OH, 44139
  • Lends in Ohio
  • "Introducing one of the best new mortgage firms with decades of experience. Our people are dedicated to providing you a better loan with better service. We make the difference.

    Each one of us brings something special to work every day. We cover all the bases in your search for excellent service and competitive rates."

  • M & M Funding LLC
  • 30505 Bainbridge Rd, Suite 205, Solon, OH, 44139
  • Lends in Ohio
  • At M&M Funding, we're committed to providing our clients with an experienced staff offering expertise in every area of mortgage lending... from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan.

  • Blue Loans LLC
  • 323 East Garfield Road, Suite 10, Aurora, OH, 44202
  • Lends in Ohio
  • Blue Loans is committed to providing you outstanding customer service. We know getting a mortgage is very important to you, and we are here to help you every step of the way Whether you are buying a home or refinancing, we are here for you. We are dedicated to serving the Northeast Ohio area. This is our home, and we are eager to help.

  • Ohio Catholic Federal Credit Union
  • 13623 Rockside Road, Garfield Heights, OH, 44125
  • Lends in Ohio
  • Ohio Catholic Federal Credit Union isn't your typical financial institution. How do we stand out from the crowd? Your mission is our mission. Recognized as the largest faith-based, full-service credit union in Ohio, we have been trusted to help members achieve their financial goals for over 60 years while focusing on faith and education.

  • Emerald Credit Union
  • 13201 Granger Road, Suite 1, Garfield Heights, OH, 44125
  • Lends in Ohio
  • Emerald Credit Union was originally chartered as the Garfield Heights School Employees’ Credit Union in 1955, serving only the employees of that school district. Since then, we have grown to include over 25 Select Employment Groups and six local school districts. We have a community charter, allowing us to serve all who live, work, attend school.

  • Ohio Teamsters Credit Union
  • 6100 Rockside Woods Drive, Suite 150, Independence, OH, 44131
  • Lends in Ohio
  • In 1953, the big expansion took place and the credit union was renamed Cleveland Teamsters Credit Union. Its assets, which had climbed from $2, 666 in 1940 to $352, 000 in 1952, suddenly zoomed to just under $572, 555 in 1953, to nearly a million in 1955. The credit union has since experienced steady growth.

  • Century Federal Credit Union
  • 4600 Rockside Road, Independence, OH, 44131
  • Lends in Ohio
  • Century Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit unions, like Century Federal, are less likely to charge service fees than banks, that are for-profit institutions. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.

  • NLC Loans
  • 4 Summit Park Drive, Suite 200, Independence, OH, 44131
  • Lends in Ohio
  • NLC Loans support your personal goals and dreams so that you and your family can live the life you want and deserve. Whether you’re buying your first home, your next home, or refinancing, we’ve got your back. NLC Loans is a leading, full-service, residential mortgage lending and mortgage refinance company.