Explore the differences! FHA VS Conventional loan programs in Mason, Warren County, Ohio
In 2026, the county of Warren in Mason, OH has a Conventional loan limit of $726,200. The FHA limit for a single-family home is $472,030.
Use the Lendersa® calculator to evaluate today's rates for Conventional, FHA, and USDA loans. This tool identifies the income, credit, and reserves needed for qualification. Our advanced mortgage calculator shows Conforming, USDA, FHA, and VA loans side by side, helping you find the best program in OH for your financial needs.
Loan Limits & Down Payment Needs 2026 in Mason, Warren, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 45040
Options for Conventional and FHA Loans in Mason, OH
The Lendersa® mission is to swiftly connect you with the best possible Conventional, USDA, or FHA loans without hassle. Choose from three starting points leading to matched lenders and programs.
At Union Savings Bank, we believe that buying a home should be affordable for all of our neighbors.
Providing a high-quality home mortgage lending and servicing experience is at the root of everything we do. It’s the reason we are the #1 mortgage lender in the communities we serve. We funded more than $6.2 billion
Emery Federal Credit Union is a full service financial cooperative, dedicated to serving its Members. We’re a fast growing, progressive Credit Union that offers Members a full range of banking products and services, including deposit accounts, loan products/services, and commercial services.
7870 E Kemper Road, Suite 280, Cincinnati, OH, 45249
Lends in Ohio
Rapid Mortgage is a Cincinnati area owned and operated mortgage lender offering competitive rates in a wide range of loan products such as Conventional, FHA, VA and USDA Rural Development. Whether you are a 1st-time homebuyer or a seasoned veteran, A+ credit or in need of some credit assistance, we have programs for borrowers of all types.
8763 Union Centre Boulevard, West Chester, OH, 45069
Lends in Ohio
Kemba provides all of the services, products and resources of a bank. So you can save with us, borrow from us, invest through us. All with the same sense of security and stability you expect from a financial institution. But the reason to come to Kemba isn't because of the things we do like a bank, it's because of the things we do differently.
Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.
8857 Cincinnati Dayton Road, Suite 202, West Chester, OH, 45069
Lends in Ohio
Lynx Financial Group was established in 2001 and has been helping homebuyers and homeowners ever since. We offer 1st Time Homebuyer Programs, FHA, VA, USDA and Commercial loans. Our staff has over 80 years of experience in the Mortgage Industry. This has allowed us to prosper while the industry as a whole has seen a downturn.
8859 Brookside Ave, Suite 202, West Chester, OH, 45069
Lends in Ohio
As Mortgage Consultants we provde the customer with much more variety and flexability than traditional bankers or credit unions. We work with more than 20 different lenders providing us with hundreds of channel and programs to meet your needs. Similar how a independent insurance agent will shop you for the best policy, coverage and terms.
6355 East Kemper Road, Suite 240, Cincinnati, OH, 45241
Lends in Ohio
C4 Financial strives to provide our clients with the most comprehensive financing packages for commercial real estate projects. Our network of banking institutions, conduits, and life insurance companies allows us to offer competitive and creative financing solutions. Founded in 2004.
4520 Cooper Road, Suite 301, Cincinnati, OH, 45242
Lends in Ohio
McKinley Mortgage was founded in 1997 as the vision of its owner Paul V. Luck III. The company is named after the late President McKinley. We are here to help our goal at McKinley Mortgage is to try and put you in a better financial position than you are now. After the loan process McKinley Mortgage has been servicing Ohio and Kentucky since 1997
