FHA VS Conventional loan programs in 2026 for South-Lebanon, Warren County, Ohio

In 2026, the county of Warren in South-Lebanon, OH, has a Conventional loan limit of $647,200, whereas the FHA limit is $420,680 for single-family homes.

Utilize the Lendersa® Conventional loan calculator to evaluate the top rates for Conventional, FHA, and USDA loans today. Determine the necessary income, credit specifics, reserves, and documents required for qualification. Our comprehensive mortgage calculator allows you to compare Conforming Conventional, USDA, FHA, and VA loans side-by-side to assist you in identifying the most suitable program in OH for your financial circumstances.

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2026 Loan Limits and Down Payments in South-Lebanon, Warren, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table is relevant for zip codes: 45065

Exploring Conventional and FHA Loan Choices in South-Lebanon, OH

At Lendersa®, the objective is to attain the best Conventional, USDA, or FHA loan efficiently and with ease. Opt for one of three starting methods to connect with matching lenders and loan programs.

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South-Lebanon Lenders

  • Columbus First Bank
  • 2 N. Broadway, Lebanon, OH, 45036
  • Lends in Ohio
  • Serving customers and communities in Southwest and Central Ohio since 1877, LCNB National Bank has a long tradition and respected reputation for building strong relationships with our customers and the communities in which we support and do business. Whether it is personal or business banking, lending services, trust or investment services you need

  • 1st National Bank
  • 1160 E Main St, Lebanon, OH, 45036
  • Lends in Ohio
  • 1st National Bank is a community bank serving Southwestern Ohio. We offer competitive banking services to fulfill the needs of our community in a friendly, courteous fashion and provide the most convenient banking tools available. It's just how we think about banking and customers

  • Union Savings Bank
  • 8534 E. Kemper Rd., Cincinnati, OH, 45249
  • Lends in Ohio
  • At Union Savings Bank, we believe that buying a home should be affordable for all of our neighbors.

    Providing a high-quality home mortgage lending and servicing experience is at the root of everything we do. It’s the reason we are the #1 mortgage lender in the communities we serve. We funded more than $6.2 billion

  • Emery Federal Credit Union
  • 7890 E. Kemper Rd., Cincinnati, OH, 45249
  • Lends in Ohio
  • Emery Federal Credit Union is a full service financial cooperative, dedicated to serving its Members. We’re a fast growing, progressive Credit Union that offers Members a full range of banking products and services, including deposit accounts, loan products/services, and commercial services.

  • Rapid Mortgage Company
  • 7870 E Kemper Road, Suite 280, Cincinnati, OH, 45249
  • Lends in Ohio
  • Rapid Mortgage is a Cincinnati area owned and operated mortgage lender offering competitive rates in a wide range of loan products such as Conventional, FHA, VA and USDA Rural Development. Whether you are a 1st-time homebuyer or a seasoned veteran, A+ credit or in need of some credit assistance, we have programs for borrowers of all types.

  • Kemba Credit Union
  • 8763 Union Centre Boulevard, West Chester, OH, 45069
  • Lends in Ohio
  • Kemba provides all of the services, products and resources of a bank. So you can save with us, borrow from us, invest through us. All with the same sense of security and stability you expect from a financial institution.
    But the reason to come to Kemba isn't because of the things we do like a bank, it's because of the things we do differently.

  • Guardian Savings Bank
  • 6100 West Chester Road, West Chester, OH, 45069
  • Lends in Ohio
  • Guardian Savings Bank is a leading home mortgage lender in the Cincinnati Tri-State area. We currently service over $3 billion in mortgage loans. We’re a trusted community banker. Chartered in 1895 with one branch in Cincinnati, Ohio, we’ve grown to 12, full-service branches in Cincinnati, Northern Kentucky and Lexington.

  • Lynx Financial Group, LLC
  • 8857 Cincinnati Dayton Road, Suite 202, West Chester, OH, 45069
  • Lends in Ohio
  • Lynx Financial Group was established in 2001 and has been helping homebuyers and homeowners ever since. We offer 1st Time Homebuyer Programs, FHA, VA, USDA and Commercial loans. Our staff has over 80 years of experience in the Mortgage Industry. This has allowed us to prosper while the industry as a whole has seen a downturn.

  • The Mortgage Network of Ohio Inc
  • 8859 Brookside Ave, Suite 202, West Chester, OH, 45069
  • Lends in Ohio
  • As Mortgage Consultants we provde the customer with much more variety and flexability than traditional bankers or credit unions. We work with more than 20 different lenders providing us with hundreds of channel and programs to meet your needs. Similar how a independent insurance agent will shop you for the best policy, coverage and terms.