FHA VS Conventional loan programs in 2026 for Minster, Auglaize County, Ohio

In 2026, within Minster, Auglaize county, OH, the established limit for a conventional loan is set at $726,200. For a single-family residence, the FHA limit is $472,030.

Lendersa® offers a Conventional loan calculator that helps you compare the best available rates for Conventional, FHA, and USDA loans today. Our advanced mortgage calculator allows a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, helping you determine which program in OH will be optimal for your specific financial circumstances, considering income, credit, reserves, and documentation requirements.

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2026 Loan Limits and Down Payment Requirements in Minster, Auglaize County, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to the following zip codes: 45865

Conventional and FHA Loan Choices in Minster, OH

The goal of Lendersa® is to procure the most favorable Conventional, USDA, or FHA loan with speed and minimal hassle. You can choose from three starting options to align yourself with suitable lenders and loan programs.

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Minster Lenders

  • Minster Bank
  • 95 W. 4th St., Minster, OH, 45865
  • Lends in Ohio
  • Minster Bank is a locally owned community bank serving Auglaize, Mercer, Miami, Montgomery, & Shelby counties. At Minster Bank we take pride in our progressive & personable approach to providing financial services.Minster Bank has been helping individuals, families & businesses achieve their dreams by offering a variety of Personal, Business.

  • First National Bank in New Bremen
  • 435 S. Washington Street, New Bremen, OH, 45869
  • Lends in Ohio
  • First National Bank was chartered in 1934 as a national bank. It currently has offices in New Bremen, Wapakoneta, Sidney, New Knoxville, & Botkins, Ohio. The Bank is engaged in serving the financial needs of individuals, businesses, & organizations. The principal business of the bank is making loans and accepting deposits from the general public.

  • Western Ohio Mortgage Corporation
  • 733 Fair Rd., Sidney, OH, 45365
  • Lends in Ohio
  • Western Ohio Mortgage Corp. is a community lender that has been serving customers since 1999. Western Ohio Mortgage has offices located in Sidney, Lima, Mason, and Lebanon Ohio. We also serve Kentucky from offices in Florence and Lexington Kentucky.At Western Ohio Mortgage, our mission is to set a high standard in the mortgage industry.

  • Versailles Savings and Loan Company
  • 10413 Kley Road, Versailles, OH, 45380
  • Lends in Ohio
  • At Versailles Savings & Loan, customer service is our number one priority. We are able to meet the needs of our customers with our staff’s fast friendly service. Being locally owned and operated, we are able to assist our customers by getting them answers in a timely manner rather than waiting for word from a corporate office

  • The St. Henry Bank
  • 231 East Main Street, Saint Henry, OH, 45883
  • Lends in Ohio
  • The St. Henry Bank is a banking company headquartered in St. Henry, Ohio, and has been serving the Mercer County, Ohio, area since its establishment in 1905. The bank provides a variety of banking services, including 24-hour automatic teller machines; Internet banking; personal banking, including checking accounts

  • The Peoples Bank Co.
  • 112-14 West Main Street, Coldwater, OH, 45828
  • Lends in Ohio
  • Banking had its beginning in Coldwater of 1902. Henry C. Fox, Anthony Rathweg, and H. F. Hoffman started a partnership and opened a bank under the name of The Peoples Bank. It was located at the corner of South First and Main Streets. This partnership was so prosperous that in 1905 they decided to form a corporation.

  • TopMark Federal Credit Union
  • 609 E. Main Street, Lima, OH, 45806
  • Lends in Ohio
  • TopMark Federal Credit Union is a member-owned federally chartered credit union committed to serving the financial needs of its members. Our mission is to be the Members’ primary financial institution. The credit union will provide quality, competitive services in an atmosphere of trust and superior member satisfaction

  • KTL PERFORMANCE MORTGAGE
  • 700 Wayne St, Greenville, OH, 45331
  • Lends in Ohio
  • KTL Performance Mortgage is a Mortgage Lender in Greenville, OH, who helps people in Ohio, Indiana, Kentucky, and Florida achieve their unique dreams of home ownership. We strive to be the best Mortgage Lender possible, so that we can help find the right Home Mortgage solution for each person’s life situation.

  • The First Central National Bank of St. Paris
  • 103 S. Springfield St., Saint Paris, OH, 43072
  • Lends in Ohio
  • The First Central National Bank is an independent community bank In St. Paris Ohio, serving our community since 1880. Our bank offers a full line of financial products and services ranging from traditional, interest bearing checking and savings accounts to modern day conveniences such as Direct Deposit