FHA VS Conventional loan programs in 2025 for Sidney, Shelby County, Ohio
For the year 2025, the conventional loan cap in the city of Sidney, found in Shelby county, OH, is $726,200. Meanwhile, the FHA boundary for a single-family house is set at $472,030.
By using the Lendersa® Conventional loan calculator, you can assess today's best rates for Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and documents for eligibility. Our cutting-edge mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to select the most suitable program for your finances in OH.
2025 loan ceilings and downpayment needs in Sidney, Shelby, OH
Type of Loan
Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to the zip codes: 45365, 45367
Exploring Conventional and FHA mortgage options in Sidney, OH
The aim of Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loans without complexities. Choose one of three initiating paths leading to aligned lenders and loan plans.
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