FHA VS Conventional loan programs in Sidney, Shelby County, Ohio

In 2025, Convetional loan limit in Sidney, county of Shelby, OH is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in OH is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Sidney, county of Shelby, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 45365, 45367

Conventional and FHA loan options in Sidney, OH

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Metrolina Capital
  • 108 Gateway Blvd, Suite 104, Mooresville, NC, 28117
  • Metrolina Capital offers both private lending and structured equity opportunities, helping to empower businesses ready to take the next step toward growth. The company also has an impressive real estate portfolio and over 30+ years of experience in structuring multi-faceted real estate opportunities.
  • Traditional Home Mortgage, Inc
  • 16204 Highland Drive, Mc Kenzie, TN, 38201
  • Traditional Home Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Marion Mortgage, LLC
  • 14637 Lee Highway, Suite 103, Centreville, VA, 20121
  • Marion Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is unique, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Dominion First Mortgage Corporation
  • 9431 Main St, Manassas, VA, 20110
  • Dominion First Mortgage was founded in 1995 in Manassas Va. Our incredible staff has closed over 1 Billion dollars in loans mostly in the Northern Virginia counties of Fairfax, Prince William, Loudoun and Arlington. Because of our local knowledge we make the loan process much simpler for our borrowers.
  • Stanford Funding
  • 2525 Shanklin Ln, Denver, NC, 28037
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Mercantile Bank of Louisiana, Missouri
  • 222 Georgia Street, Louisiana, MO, 63353
  • The Mercantile Bank of Louisiana MO was established in 1880 with capital of $50,000 and occupied as its banking house the building on the northeast corner of Third and Georgia Streets, directly opposite the present bank. The original officers of The Mercantile Bank were Stuart Carkener, President; R. H. Goodman,
  • Mable Loans, LLC
  • 560 Herndon Pkwy, Suite 140, Herndon, VA, 20170
  • Mable is all you need for everything Mortgage + Real Estate. When looking for your home, choosing the right mortgage and real estate team is important just like choosing the right property. Mable has agreements with the top lenders in the country and wholesale pricing resulting in lower rates and payments for you.
  • Bank Star One
  • 1999 W. Osage, Pacific, MO, 63069
  • We’re not just a bank. We’re a really good bank. One that helps you take care of your money without having to work too hard, because you already work hard enough. Whatever you need from your bank, you can find it right here. Bank Star's headquartered in Fulton, MO & also has branches in New Bloomfield, Lake Ozark, and Osage Beach -all in Missouri.
  • Autumn Financial Group
  • 3598 State Highway 11, Suite 116, Travelers Rest, SC, 29690
  • Autumn Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.