FHA VS Conventional loan programs in Sidney, Shelby County, Ohio
For the year 2025, the conventional loan cap in the city of Sidney, found in Shelby county, OH, is $726,200. Meanwhile, the FHA boundary for a single-family house is set at $472,030.
By using the Lendersa® Conventional loan calculator, you can assess today's best rates for Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and documents for eligibility. Our cutting-edge mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to select the most suitable program for your finances in OH.
2025 loan ceilings and downpayment needs in Sidney, Shelby, OH
Type of Loan
Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison applies to the zip codes: 45365, 45367
Exploring Conventional and FHA mortgage options in Sidney, OH
The aim of Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loans without complexities. Choose one of three initiating paths leading to aligned lenders and loan plans.
Your Loan, Our Experts - licensed in Florida, Massachusetts, Michigan, Missouri, New Hampshire, North Carolina. We are partnered with a variety of banks, lenders and investors so we can find the best option available for your situation. Let us simplify the process so you close fast.
At Insight Mortgage Corp., we broke away from the intimidating, slow process borrowers dread. We use Internet-based automated procedures to speed you on your way to home ownership or refinancing. You can provide loan application information on a secure Web server linked from our Web site, in person, or over the telephone.
HarborOne Mortgage has been a leader in residential mortgage lending. Our reputation as a premier service provider has been the key to our success. As a wholly owned subsidiary of HarborOne Bank. we offer a seasoned team of experienced mortgage professionals backed by the strength of New England’s largest state-chartered cooperative bank.
Security Bank is your neighborhood bank. Our Mission is To help our customers meet their financial goals through banking, prudent lending, investment and insurance services. We will earn the confidence of our customers each day by providing dependable services and reliable information at their convenience, not ours.
Levo Credit Union provides the full range of consumer and business financial services. We are a member-owned financial cooperative with local decision-making for all business credit and deposit needs. A full-service locally owned financial institution providing financial services in Minnehaha, Lincoln, Turner and McCook County, South Dakota.
Service First’s history began like most credit unions: with our members. Back in the early stages of America’s financial system, banks were only accessible to the upper class. People began joining forces to create their own financial institutions. Credit unions were started by people, for people.
575 South Willow Street, Suite 211, Manchester, NH, 03103
At Empire Mortgage Corporation. We are a full-service mortgage company based in Manchester, NH. We specialize in FHA Loans, VA Loans, and Conventional Loans in New Hampshire. Whether you are buying a home or refinancing in the granite state, we can help you realize your dream of homeownership
7750 Maryland Avenue, Suite 50004, Clayton, MO, 03105
4MyCash’s hard money loan programs are designed for St. Louis real estate investors. Our reliable hard money loan programs make the process of investment funding fast and easy. In fact, our simple loan process enables our clients to close their purchases in as little as 5 business days.
As a mortgage broker with more than 20 years of experience, Value Mortgage has the dedication and know how to get almost any transaction done. Whether you’re refinancing your house or purchasing your very first home Value Mortgage Corporation can help you with all your home financing needs.
