FHA VS Conventional loan in North-Ridgeville, Lorain County, Ohio

During 2025 in North-Ridgeville, located in the county of Lorain, OH, the limit for a Conventional loan is set at $647,200, and for an FHA loan for a single-family dwelling, it is $420,680.

Utilize the Lendersa® Conventional loan calculator to effectively compare the best available rates today among Conventional, FHA, and USDA loans. This tool assists in determining the necessary income, credit score, reserves, and documents required for eligibility. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, which helps you to select the most appropriate program in OH tailored to your unique financial scenario.

Explore loan offers from 100 distinct lenders

Loan Limits and Down Payment Requirements in North-Ridgeville, Lorain, OH for 2025

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table is applicable to the following zip codes: 44039

Exploring Conventional and FHA Loan Options in North-Ridgeville, OH

Lendersa® aims to help you secure the most favorable Conventional, USDA, or FHA loans quickly and hassle-free. Choose from one of three starting points to find matching lenders and loan programs.

Lendersa outcomes for USDA loan requests


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  • Downey Capital Mortgage Inc.
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Escala Financial
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  • Escala Financial, your trusted guide through the sometimes confusing and murky waters of home loans. Since our founding in 2009, we have helped hundreds of families through personalized service and programs that achieve their personal financial goals. Whether you’re a new home buyer, want to refinance or are ready to retire.
  • Real Consultants
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  • REAL CONSULTANTS MORTGAGE AND REAL ESTATE SERVICES INC., we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans and also We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
  • G & V Options & Solutions Inc.
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  • Inbanet Real Estate Lending & Investments
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  • First Allied Financial
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  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • ACG Lending
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  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Professionals Mortgage Group
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  • At Professionals Mortgage Group. We are a full-service mortgage company based in Huntington Beach, CA. We specialize in Mortgage Loans and Refinance Loans in Huntington Beach, Seal Beach, Fountain Valley, Westminster, Long Beach, and Santa Ana. We also serve the surrounding cities in Orange County.
  • OCRealtorDirect
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  • OC Realtors to help find your dream home in the city you are looking People are often treated like a statistic when shopping for a mortgage. This creates poor communication & response time, jeopardizing your dream of home ownership. A broker who will treat you like a business partner and guide you through the process is rare.
  • Lendingwide Inc.
  • 16162 Beach Boulevard, Suite 304, Huntington Beach, CA, 92647
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