During 2025 in North-Ridgeville, located in the county of Lorain, OH, the limit for a Conventional loan is set at $647,200, and for an FHA loan for a single-family dwelling, it is $420,680.
Utilize the Lendersa® Conventional loan calculator to effectively compare the best available rates today among Conventional, FHA, and USDA loans. This tool assists in determining the necessary income, credit score, reserves, and documents required for eligibility. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, which helps you to select the most appropriate program in OH tailored to your unique financial scenario.
Explore loan offers from 100 distinct lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
This table is applicable to the following zip codes: 44039
Lendersa® aims to help you secure the most favorable Conventional, USDA, or FHA loans quickly and hassle-free. Choose from one of three starting points to find matching lenders and loan programs.
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