Conventional Vs. FHA Lending requirements Parma, OH in 2026

In 2026, the conventional loan limit for Parma, located in Cuyahoga county, OH, stands at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare the current best rates between Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are needed to qualify. Our state-of-the-art mortgage calculator lets you see the Conforming Conventional loans, USDA, FHA, and VA options compared side by side, assisting you in selecting the most fitting program in OH for your specific financial circumstances.

Exploring Conventional and FHA Loan Options in Parma, OH

Lendersa® strives to connect you with the most suitable Conventional, USDA, or FHA loan swiftly and with minimal hassle. Choose one of three starting points to find matching lenders and loan programs.

Lendersa USDA loan request and matching results

Parma Lenders
(440) 887-3800 Lender's profile and map Wiremen's Credit Union 5800 State Road, Parma, OH, 44134 Lends in Ohio The mission of Wiremen’s Credit Union, Inc, is to help members gain personal financial success by providing and promoting financial services with benefits over those from other competitive sources and Wiremen’s Credit Union has grown to a $25 million financial institution, serving over 4, 300 members throughout the community.
(216) 621-4644 Lender's profile and map Firefighters Community Credit Union \| FFCCU 1222 W. Pleasant Valley Rd, Parma, OH, 44134 Lends in Ohio Our mission is to help people live frugally, save smarter and borrow for less. Like all credit unions, FFCCU is a not-for-profit, member-owned financial cooperative. Unlike some other financial institutions, our profits go right back to our members in the form of lower loan rates, higher interest on deposits and fewer, lower fees
(440) 886-2558 Lender's profile and map Unity Catholic Federal Credit Union - Parma 5839 Ridge Road, Cleveland, OH, 44129 Lends in Ohio At Unity we work with you to make your dreams a reality, today. Offering you better rates, personalized services, giving you greater control of your money. We are Federally Insured, so your money is safe. And, we’re part of the Co-Op Shared Branch Network that gives you 6, 000 branches nationwide making credit unions the second largest branch.
(216) 573-6700 Lender's profile and map Ohio Teamsters Credit Union 6100 Rockside Woods Drive, Suite 150, Independence, OH, 44131 Lends in Ohio In 1953, the big expansion took place and the credit union was renamed Cleveland Teamsters Credit Union. Its assets, which had climbed from $2, 666 in 1940 to $352, 000 in 1952, suddenly zoomed to just under $572, 555 in 1953, to nearly a million in 1955. The credit union has since experienced steady growth.
(216) 535-3410 Lender's profile and map Century Federal Credit Union 4600 Rockside Road, Independence, OH, 44131 Lends in Ohio Century Federal Credit Union is a not-for-profit financial cooperative existing to serve its members. Credit unions, like Century Federal, are less likely to charge service fees than banks, that are for-profit institutions. We do not issue stock or pay earnings dividends to outside stockholders like other financial institutions.
(877) 480-8050 Lender's profile and map NLC Loans 4 Summit Park Drive, Suite 200, Independence, OH, 44131 Lends in Ohio NLC Loans support your personal goals and dreams so that you and your family can live the life you want and deserve. Whether you’re buying your first home, your next home, or refinancing, we’ve got your back. NLC Loans is a leading, full-service, residential mortgage lending and mortgage refinance company.
(440) 665-7627 Lender's profile and map Liberty Home Mortgage Corporation 6225 Oak Tree Blvd, Independence, OH, 44131 Lends in Ohio "Liberty Home Mortgage operates with a focus on a very simple goal - to lead the industry in customer satisfaction and to set a new standard by which our industry operates. Liberty Home Mortgage Representatives are available seven days a week. We even have a customer care line which current customers can call to get answers"
(888) 696-4462 Lender's profile and map Ohio Catholic Federal Credit Union 13623 Rockside Road, Garfield Heights, OH, 44125 Lends in Ohio Ohio Catholic Federal Credit Union isn't your typical financial institution. How do we stand out from the crowd? Your mission is our mission. Recognized as the largest faith-based, full-service credit union in Ohio, we have been trusted to help members achieve their financial goals for over 60 years while focusing on faith and education.
(216) 581-5581 Lender's profile and map Emerald Credit Union 13201 Granger Road, Suite 1, Garfield Heights, OH, 44125 Lends in Ohio Emerald Credit Union was originally chartered as the Garfield Heights School Employees’ Credit Union in 1955, serving only the employees of that school district. Since then, we have grown to include over 25 Select Employment Groups and six local school districts. We have a community charter, allowing us to serve all who live, work, attend school.