FHA VS Conventional loan programs in 2025 for Richfield, Summit County, Ohio
In 2025, the Conventional loan limit for Richfield, within Summit county, OH, is $726,200, whereas the FHA limit for a single-family home is set at $472,030. These limits are essential for guiding potential buyers in their financing decisions.
Take advantage of the Lendersa® Conventional loan calculator for a comprehensive comparison of today's best rates available for Conventional, FHA, and USDA options. Determine the necessary income, credit, reserves, and documents required for qualification. Utilizing our advanced mortgage calculator, you can review Conforming Conventional, USDA, FHA, and VA side by side, assisting in selecting the optimal program to suit your financial needs in OH.
Loan Limits and Downpayment Requirements for 2025 in Richfield, County of Summit, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$285,000
0%
FHA
$472,030
3.5%
This table is applicable for zip codes: 44286
Opportunities for Conventional and FHA Loans in Richfield, OH
At Lendersa®, our mission is to efficiently secure the best possible Conventional, USDA, or FHA loan for you. Start by selecting one of three starting points designed to connect you with suitable lenders and loan programs matching your needs.
Wayne Westland Federal Credit Union began in 1954 based on the credit union “people helping people” philosophy. As a community-chartered credit union, we put our members first in all we do.
We’re not like a typical bank. WWFCU is not-for-profit, which means all of our earnings go back to you.
Parkside Credit Union, a Michigan based financial institution, has been serving the community since 1953. Parkside offers a full line of financial products and services to its members and provides convenient account access with thousands of nationwide fee‐free ATM locations as well as mobile, online, and telephone solutions.
Ohio Valley Community Federal Credit Union has been meeting the changing financial needs of its members since 1960. OVCFCU is one of the area's largest financial institutions. We are a full-service, federal-chartered financial institution guided by this mission statement: “Providing safety and security with innovative financial services.
Wall Street Lending (NMLS # 175675) was formed in 2008 as a Michigan based mortgage broker offering an array of products to solve our client’s mortgage problems.
As an organization employed with individuals having over 50 years of combined mortgage experience, mortgage scenarios of all sorts are financed daily.
42633 Garfield Rd, Suite 315, Clinton Township, MI, 48038
John started Sock Mortgage in July of 2020. He began Sock Mortgage with a mission to change the mortgage experience for his borrowers. With over 10 years of mortgage experience on both the wholesale and retail side, John has had the opportunity to see the good and bad of the mortgage industry.
At BrightSide Lending you can expect a smooth easy process whether you are purchasing a new home or refinancing an existing one. We offer a wide variety of programs even if your credit is less than perfect. Give us a call and discover the brighter side of lending. Jeff Kaltz is the president.
43260 Garfield, Suite 250, Clinton Township, MI, 48038
"Victory Home Loans is a wholesale brokerage that was established in December of
2000. Scott Van Sickle is the broker & brings over 15 years of combined
mortgage & real estate experience to the table.Being a wholesale broker gives us
the unique advantage of giving superior service while at the same time delivering
very competitive rates and
Nowland Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Cranbrook Loans is a retail residential mortgage corporation with significant executive experience. We have a stellar reputation with industry leading consumer protections. We offer direct lending options as well as the ability to broker loans when necessary. This enables us to make sure we’re always competitive with a one stop shop product line.
Our mission is to serve all customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients with more options while providing them with the lowest interest rates and closing costs. Everyone can obtain Mortgage financing whether you have the best or worst credit situations.
