Explore the differences! FHA VS Conventional loan programs in Springfield, Clark County, Ohio
In 2025, the conventional loan limit in Springfield, within the county of Clark, OH, is $726,200, while for a single-family home, the FHA limit is $472,030.
Use the Lendersa® Conventional loan calculator to review today's top rates among Conventional, FHA, and USDA loans. It evaluates the necessary income, credit, reserves, and documents to determine eligibility. With our advanced mortgage tool, you can compare Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you to choose the best program available in OH for your financial needs.
2025 Loan Limits and Down Payment Requirements in Springfield, Clark County, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The following zip codes apply to this comparison chart: 45503, 45506, 45505, 45504
Available Options for Conventional and FHA Loans in Springfield, OH
The primary aim of Lendersa® is to provide you with the most suitable Conventional, USDA, or FHA loan quickly and seamlessly. Begin with one of three methods to connect with matching lenders and loan programs that fit your needs.
10 Executive Court, Suite 2, South Barrington, IL, 60010
ClearPath Financial Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Mission Statement: Southern Chautauqua Federal Credit Union is committed to providing its members with the professional financial services they have come to expect.
Vision Statement: Southern Chautauqua Federal Credit Union’s vision is to be a resource to the community by offering its members the best financial service and value….period.
S&T Bank was founded in 1902 as Savings and Trust Company of Indiana with a single location in Indiana, Pa. S&T provides a full range of financial services to families and businesses throughout Pennsylvania, Ohio, and New York.
Our mission is to build relationships with our customers based on mutual confidence, trust, and performance.
Hickory Point Bank is proud to call Central Illinois home. It’s that pride that shapes us and influences the way we interact with our customers and our communities. What affects you, affects us, and that includes everything from the economy to the weather to the results of last night’s games.
Freedom First is a member-owned, federally insured community financial institution headquartered in Roanoke, VA since its founding in 1956. What sets us apart is that our shareholders are our members — which means that we put our community first. In fact, while most banks evaluate their worth by how much money they keep
We are a not-for-profit federally chartered and insured financial institution. Not-for-profit means that there are no outside investors and our Board of Directors is elected by the membership. They donate their time and expertise to serve you, the member. Further, all the credit union’s earnings are returned to you, our member-owner.
At Skyway Financial, LLC. We are a full-service mortgage company. We specialize in Conventional Refinance and Home Purchases. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
"We offer hundreds of loan programs and mortgage choices to our customers,
but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations. Our loan officers are responsive.
Whether you dream of buying your first home, refinancing your current mortgage or consolidating debt, our highly experienced team of mortgage professionals will work with you to find the best loan program to fit your budget and your needs. Seagrave Mortgage officers and refinance experts
