FHA VS Conventional loan programs in Springfield, Clark County, Ohio
In 2026, the conventional loan limit in Springfield, within the county of Clark, OH, is $726,200, while for a single-family home, the FHA limit is $472,030.
Use the Lendersa® Conventional loan calculator to review today's top rates among Conventional, FHA, and USDA loans. It evaluates the necessary income, credit, reserves, and documents to determine eligibility. With our advanced mortgage tool, you can compare Conforming Conventional loans, USDA, FHA, and VA options side by side, aiding you to choose the best program available in OH for your financial needs.
2026 Loan Limits and Down Payment Requirements in Springfield, Clark County, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The following zip codes apply to this comparison chart: 45503
Available Options for Conventional and FHA Loans in Springfield, OH
The primary aim of Lendersa® is to provide you with the most suitable Conventional, USDA, or FHA loan quickly and seamlessly. Begin with one of three methods to connect with matching lenders and loan programs that fit your needs.
The IH Credit Union, Inc. was organized in 1934 as a State Chartered Credit Union and is a non-profit corporation whose purpose is to serve the financial needs of its members, who are also owners. When a person opens a share account, he or she actually purchases a "share" in the cooperative.
In 1892, the Peoples Savings Bank was granted a charter by the State of Ohio to open for business in Urbana, Ohio. Realizing the importance of the Champaign County community they would serve, it was thus very logical to choose the name: The PEOPLES Savings and Loan Company.
In 1993, Peoples changed from a state-chartered savings
NCF Savings Bank has been serving our customers and community. As a small, locally owned community bank we are in a unique position to respond to your needs quickly and efficiently, with all the great products and services that our customers need and want. NCF is extremely proud to be a locally focused bank that builds into the communities serve.
Since 1948, YSCU has been serving members with the highest quality, easy-access financial services. We provide a complete line of efficient, cost-effective financial services and tools to meet the speed and need of your life. As a not-for-profit cooperative, owned and operated by our members,
The First Central National Bank is an independent community bank In St. Paris Ohio, serving our community since 1880. Our bank offers a full line of financial products and services ranging from traditional, interest bearing checking and savings accounts to modern day conveniences such as Direct Deposit
3560 Pentagon Boulevard, Suite 301, Beavercreek, OH, 45431
Lends in Ohio
myCUmortgage, a wholly-owned Credit Union Service Organization of Wright-Patt Credit Union in Beavercreek, Ohio, empowers credit union partners to be great mortgage lenders. Through exceptional leadership, comprehensive solutions, expert guidance and partner-focused service, myCUmortgage delivers peace of mind to credit union
Wright-Patt Credit Union (WPCU), we make it easy. With Member Center locations in Southwest and Central Ohio, 40,000+ of lower-to-no-fee ATMs, thousands of Shared Branching locations nationwide, and an award winning mobile app, we give you all the conveniences you expect from a traditional bank.
Abbey Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937, our members have experienced the meaning of belonging to a financial institution that cares about its community.Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937
Dayton Capital Partners, LLC is a direct lender and mortgage broker for real estate investors. We specialize in Hard Money Loans and Transactional funding. We also assist Ohio investors with rental loans. Most of our loans are for single family, small multifamily and apartment buildings
