In 2025, the conventional loan cap in Urbana, county of Champaign, OH is set at $726,200, whereas the FHA threshold for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator for a comparison of today's leading rates: Conventional versus FHA versus USDA. Determine the necessary income, creditworthiness, savings, and documentation to qualify. Our advanced mortgage tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the most fitting program for your financial profile in OH.
Compare loan offers from a variety of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comparison table applies to the zip codes: 43078
Lendersa® is committed to securing you an optimal Conventional, USDA, or FHA loan efficiently and effortlessly. Choose one of three initial options that connect you with compatible lenders and loan programs.
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Bridge Loan Guides
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