FHA VS Conventional loan programs in Urbana, Champaign County, Ohio
In 2025, the conventional loan cap in Urbana, county of Champaign, OH is set at $726,200, whereas the FHA threshold for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator for a comparison of today's leading rates: Conventional versus FHA versus USDA. Determine the necessary income, creditworthiness, savings, and documentation to qualify. Our advanced mortgage tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the most fitting program for your financial profile in OH.
2025 Loan Limits and Down Payment Requirements in Urbana, County of Champaign, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table applies to the zip codes: 43078
Available Conventional and FHA Loan Options in Urbana, OH
Lendersa® is committed to securing you an optimal Conventional, USDA, or FHA loan efficiently and effortlessly. Choose one of three initial options that connect you with compatible lenders and loan programs.
It’s important to feel good about whom you trust with your finances. You want to do business with folks you know. So do we. We’re in the people-helping-people business, or as we call it, the personal banking business.
BankTennessee wants to be your bank. And we show it! We guarantee you will be welcomed with a smile
301 Oxford Valley Road, Suite 802A, Yardley, PA, 19067
At Central Lending, your local home loan experts dedicated to serving our customers, our community and make sure your home buying or refinancing experience is as simple as possible. Mark Principi, your local Yardley mortgage professional. mark reputation is built on professionalism, integrity and the ability to keep transactions on track.
301 Oxford Valley Rd, Suite 1602A, Yardley, PA, 19067
At Always The Best Rate, we offer Conventional, FHA, VA, USDA and no PMI (Private Mortgage Insurance) loans for people looking to move to Yardley PA or anywhere in Bucks County. We can compare and evaluate loan programs that best meet your specific needs. we can help you meet your financial goals and become a Pennsylvania homeowner.
Federated Lending Corporation (FLC) was incorporated under the laws of the State of Pennsylvania in 1996. The corporate headquarters and principal place of business are located at 1669 Edgewood Road, Yardley, Pa. 19067. We have approximately 20 employees and cover all aspects of residential lending.
As a licensed Mortgage Lender/Broker, we know from firsthand experience how overwhelming it can be to deal with mortgages. However, we also know that it doesn’t have to be this way. Seafarer Home specializes in helping you understand all of your mortgage and financing options so you can make smart and informed decisions.
We now offer Mobile Deposit Capture and encourage our mobile banking customers to check it out on your mobile device. Or, you may contact one of our customer service representatives for more information on the features of the product, such as how to enable Touch ID, etc. Our customers have requested this product
The Hutson Company is a mortgage loan company that serves the entire state of Alabama. We specialize in brokering purchase mortgage loans for new and existing homes and also in refinancing existing mortgages. The Hutson Company has been in business for over 30 years. The Hutson Company does all types of mortgage loans including FHA, VA, USDA
Savings Home Mortgage LLC. was founded with the philosophy of low rates with great savings. Our goals are to provide mortgage consumers with low rates and fees while providing the most professional customer service. We utilize many lenders in order to offer you the most competitive rates and fees.
"Medford Mortgage was founded with the purpose of helping both existing
and prospective homeowners receive the right mortgage. Our company
MISSION is simple: Develop a low cost structure that enables us to
consistently deliver industry leading rates to our target customers. Our comprehensive network of lenders allows us to find the loan progr
Hunter Mortgage, Inc. has a program to fit your needs! We are committed to providing you with fast and individualized service that large banks and other lenders do not offer. As a mortgage broker we are able to search for the best program to fit your particular needs and then find the best interest rate for you.