FHA VS Conventional loan in Wellsville, Columbiana County, Ohio

In 2026, the loan limit for conventional loans in Wellsville, located in the county of Columbiana, OH, is $726,200. The FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to evaluate and compare today's best rates, featuring Conventional against FHA and USDA options. This tool helps determine the income, credit, reserves, and documentation necessary to qualify. With our advanced mortgage calculator, you can examine Conforming Conventional loans alongside USDA, FHA, and VA choices, helping you select the ideal program in OH for your financial needs.

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Details on 2026 Loan Limits and Down Payments in Wellsville, Columbiana, OH

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 43968

Conventional and FHA Loan Programs in Wellsville, OH

The mission of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loans for you, without hassle. Choose from three pathways to find matching lenders and loan options.

Lendersa's USDA loan application results and matches


Wellsville Lenders

  • Valley One Community Federal Credit Union
  • 2990 Johnson Road, Steubenville, OH, 43952
  • Lends in Ohio
  • Valley One Community Federal Credit Union has been open since 1965. The credit union has assets totaling $41.47 Million and provides banking services to more than 3, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Consumers National Bank
  • 614 E. Lincoln Way, Minerva, OH, 44657
  • Lends in Ohio
  • At Consumers National Bank, we're committed to meeting our customers' financial needs through fast, personalized service that helps businesses grow and families prosper.

    About usOur community-based banking approach sets us apart from larger regional banks because our local presence and expertise enable us to deliver exceptional service.