FHA VS Conventional loan programs in 2025 for Westerville, Franklin County, Ohio

For 2025, the Conventional loan limit in Westerville, located within Franklin county, OH, is set at $726,200. In contrast, the limit for an FHA loan applicable to a single-family home is $488,750. These loan limits are crucial for homebuyers and developers to understand, as they impact your mortgage planning and financing options significantly.

Take advantage of the Lendersa® Conventional loan calculator to effectively compare the top rates available today, encompassing Conventional, FHA, and USDA loans. This tool evaluates the required income, credit status, financial reserves, and necessary documentation, thereby assisting you in determining the eligibility criteria. With its advanced features, our mortgage calculator presents a comparison of Conforming Conventional loans, USDA, FHA, and VA loans side by side, empowering you to choose the most suitable program in OH that matches your unique financial strategy.

Explore a wide range of loan offers from 100 different lenders to find the best terms aligned with your financial needs and objectives.

2025 Loan Limits and Downpayment Requirements in Westerville, Franklin, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $351,400 0%
FHA $488,750 3.5%

This comparison table is relevant for zip codes: 43081, 43082, 43086. Utilize this data to guide your financial planning efforts wisely.

Explore Conventional and FHA Loan Options in Westerville, OH

The key aim of Lendersa® is to connect you with the optimal Conventional, USDA, or FHA loans quickly and effortlessly. Initiate your journey by selecting one of three strategic pathways that lead you to lenders providing loan programs tailored precisely to meet your requirements.

Lendersa USDA loan request and matching results


  • Infinite Quality Lending Inc
  • 160 South Old Springs Road, Suite 153, Anaheim, CA, 92808
  • IQ Lending is a relatively small Mortgage Broker with less than 10 licensed loan officers. We have been in business since 2006 and our people have more than 100 years experience between them. By staying small and hiring only experienced loan officers we can give more time and attention to detail to our clients. Our goal is to provide the best rate
  • GoModern Lending Inc
  • 180 North Riverview Drive, Suite 150, Anaheim, CA, 92808
  • At GoModern Lending we believe that every customer deserves the best care & service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs & have what it takes to make a difference in your next mortgage transaction. Call us today to get a free quote and overview of current market conditions affecting.
  • Instant Capital
  • 8175 East Kaiser Boulevard, Suite 218, Anaheim, CA, 92808
  • We are a full service mortgage company which has made the home loan process easy. With experts in all the current residential programs including FHA, VA, Fannie Mae, Freddie Mac, Jumbo, and Reverse Mortgage lending. You can count on Instant Capital to close your purchase or refinance home loan, and close it in the most efficient, cost effective
  • Cornerstone Home Lending
  • 8175 E. Kaiser Blvd, Suites 201, 202, 203, Anaheim, CA, 92808
  • Founded in 1988, Cornerstone Home Lending, Inc. is a full-service mortgage lender. Thirty years later, we're still committed to the core values we started with: lending with a servant's heart, closing mortgages on time, treating our borrowers like people and not just a number, and making buying a house feel easy.
  • Home Loan Solutions
  • 8175 E Kaiser Blvd, Anaheim, CA, 92808
  • Home Loan Solutions, an established Orange County lender that services all of California, and specializes exclusively in residential loans. If you are seeking mortgage professionals that have endured the industry changes of the past decade with integrity and risen to the top as a result.then we may be your ideal lending solution.
  • Western Pacific Home Loans
  • 155 N Riverview Dr Suite 120, Anaheim, CA, 92808
  • Western Pacific Home Loans is a mortgage broker with operations in one state. Western Pacific Home Loans offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, FHA 203(k), VA, USDA and reverse mortgages. Western Pacific Home Loans is a FREEandCLEAR Technology All Star.
  • MCR Financial Services
  • 190 Sierra Ct, Suite B102, Palmdale, CA, 93550
  • M.C.R. Financial Services, Inc, a Mortgage Broker Company that focus on Real Estate Home Loans. assisting clients with home purchase and refinance home loans. M.C.R. Financial Services, Inc. believes in making sure that the client’s needs come first to ensure that each client will receive the ultimate customer service experience.
  • RC Global Financial Inc
  • 3949 Clairemont Drive, Suite 15, San Diego, CA, 92117
  • We are specialists in all southern California real estate especially south Orange County including the communities of San Clemente, Dana Point, San Juan Capistrano and Mission Viejo. We will always be available for personal service by phone or email, so feel free to contact us with questions any time!
  • 203K Mortgage Corporation
  • 40015 Sierra Highway, Suite B-275, Palmdale, CA, 93550
  • To serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Foundation Financial Consultants INC
  • 190 Sierra Ct, Unit A6, Palmdale, CA, 93550
  • At Foundation FInancial Consultants, INC.. We are a full-service mortgage company based in Palmdale, CA. We specialize in FHA, Conventional, VA Mortgage in Palmdale. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or refinancing in zip code 93550, we can help you realize your dream of home ownership
  • Financial Independence Mortgage
  • 536 E Palmdale Blvd, Palmdale, CA, 93550
  • Financial Independence Mortgage is a California Mortgage Brokerage specializing in FHA, VA, USDA, FannieMae & Freddie Mac Home Loans. Dean Henderson has been a full time mortgage broker since 1988. He has helped thousands of families obtain home loans, mostly in the Antelope Valley.