FHA VS Conventional loan programs in Westerville, Franklin County, Ohio
For 2025, the Conventional loan limit in Westerville, located within Franklin county, OH, is set at $726,200. In contrast, the limit for an FHA loan applicable to a single-family home is $488,750. These loan limits are crucial for homebuyers and developers to understand, as they impact your mortgage planning and financing options significantly.
Take advantage of the Lendersa® Conventional loan calculator to effectively compare the top rates available today, encompassing Conventional, FHA, and USDA loans. This tool evaluates the required income, credit status, financial reserves, and necessary documentation, thereby assisting you in determining the eligibility criteria. With its advanced features, our mortgage calculator presents a comparison of Conforming Conventional loans, USDA, FHA, and VA loans side by side, empowering you to choose the most suitable program in OH that matches your unique financial strategy.
2025 Loan Limits and Downpayment Requirements in Westerville, Franklin, OH
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$351,400
0%
FHA
$488,750
3.5%
This comparison table is relevant for zip codes: 43081, 43082, 43086. Utilize this data to guide your financial planning efforts wisely.
Explore Conventional and FHA Loan Options in Westerville, OH
The key aim of Lendersa® is to connect you with the optimal Conventional, USDA, or FHA loans quickly and effortlessly. Initiate your journey by selecting one of three strategic pathways that lead you to lenders providing loan programs tailored precisely to meet your requirements.
At Ascend, our mission is to "Raise Possibilities" for our members. This means opening new doors for financial freedom, guiding people through money matters using sound experience and knowledge, and providing an environment where you can feel comfortable knowing we have only your best interests in mind.
Mortgage Connection is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co
Carolina Hard Money”, LLC is a commercial loan broker company serving the needs of the “Real Estate Investor” borrower (only) who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina.
Certified Home Loans, a premier mortgage broker in Raleigh, NC, specializes in offering tailored mortgage solutions to suit every homeowner's needs throughout North Carolina. We excel in securing purchase mortgages and refinance options, always with competitive rates, no closing costs or low closing costs and personalized service.
6204 Falls OF Neuse Rd, Suite 100, Raleigh, NC, 27609
North State Bank was built on a foundation of integrity, hard work, fairness, teamwork, and consistency. These core values permeate our organization and guide our choices and our decisions We have served the Wake County, North Carolina, area since June of 2000, focusing on the professional market and small to mid-size businesses. In 2006
We’re a primary lender. This means we process, approve, underwrite and close every loan in-house. Right down the hall from your loan officer. No sending your paperwork to other specialists all over the country. Our efficiency can compress the loan process to as few as 7 days, getting you into your home faster.
4515 Falls of Neuse Rd, Suite 300, Raleigh, NC, 27609
At GoVA Loans, our mission is to clear the path to homeownership for military members across the country by focusing on financial literacy and providing various tools to help build wealth in real estate.
We combine today’s technology with the personal guidance needed during the mortgage process.
"David M. Damaré is a mortgage-lending expert with over 16 years of experience.
He grew up in New Orleans, LA and graduated from the University of North Carolina at Chapel Hill in 1986. David went on to attend pilot training as a military officer with the United States Air Force. While flying for the North Carolina Air National Guard,"
Coastal Credit Union has been serving its members since 1967. Being a not-for-profit financial institution, we are committed to providing outstanding customer service with 7AM to 7PM teller hours, products at competitive rates, and best in class mobile banking. Today, with assets totaling $3.4 billion, Coastal serves more than 270, 000 members.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide extremely competitive VA, Conventional, Jumbo and NON QM home loans to our clients. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We are a veteran owned, full-service mortgage brokerage company.