FHA VS Conventional loan programs in 2026 for Worthington, Franklin County, Ohio

In 2026, the Conventional loan limit in Worthington, within Franklin county, OH, is $726,200, whereas the FHA limit for a single-family home is $488,750.

Utilize the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and necessary documents for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program in OH for your unique financial situation.

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2026 Loan Limits and Down Payment Requirements in Worthington, Franklin, OH

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $351,400 0%
FHA $488,750 3.5%

This table is relevant for zip codes: 43085

Explore Conventional and FHA Loan Options in Worthington, OH

Lendersa® is committed to helping you find the most suitable Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three starting points to link with suitable lenders and loan programs.

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Worthington Lenders

  • Liberty Capital Services Llc
  • 438 E Wilson Bridge Rd, Suite 105, Worthington, OH, 43085
  • Lends in Ohio
  • Liberty Capital Services after graduating from Ohio State University with degrees in finance. As financial planners, we could have remained in the traditional private banking industry, but we decided to embark on a new venture to create a mortgage consulting service like no other.

  • Priority Mortgage Corp.
  • 150 E Wilson Bridge Rd, Suite 350, Columbus, OH, 43085
  • Lends in Ohio
  • Priority Mortgage proudly serves our borrowers out of our office in Worthington, Ohio. Founded in 1984 and under the direction of the original owner, Priority Mortgage enjoys an unprecedented reputation in the real estate and financial communities. Over 85% of our borrowers are either repeat customers or have been referred by someone.

  • Financial One Mortgage Corporation
  • 110 Northwoods Boulevard, Suite A-1, Columbus, OH, 43235
  • Lends in Ohio
  • Our goal is to provide our customers with an experienced and highly qualified mortgage banker who will provide the personal care they need throughout the entire mortgage loan process. We realize that for most consumers this is the most significant financial decision they will make, because it involves their most valuable asset - their home

  • The Mortgage Concierge
  • 6840 Caine Road, Columbus, OH, 43235
  • Lends in Ohio
  • Concierge Mortgage is a full service mortgage provider focusing on the individual needs of our clients. We provide an array of customized financing solutions for residential & commercial purchases and refinances. We utilize tools & resources outside of the standard banking industry to achieve premium financing solutions above the industry standard.

  • Jennifer Hall - Hometown Lenders
  • 150 E. Campus View Blvd, Suite 275, Columbus, OH, 43235
  • Lends in Ohio
  • Hometown Lenders is here to serve our partners by operating from the core belief that exceeding expectations is the only way to do business. We deliver this pledge of excellence through unsurpassed customer service, leading-edge technology, and expert assistance to provide the most innovative and creative mortgage financing solutions available.

  • The Equitable Mortgage Corporation
  • 3530 Snouffer Road, Suite 100, Columbus, OH, 43235
  • Lends in Ohio
  • Equitable Mortgage is dedicated to client satisfaction. We are a family owned business and one of Ohio's largest lenders. We take every loan request very seriously and use our expertise to better serve you and Equitable Mortgage has simplified the loan application process. We make it easy to Apply Online.

  • United Midwest Savings Bank, National Association
  • 6460 Busch Blvd, Suite 200, Columbus, OH, 43229
  • Lends in Ohio
  • Since 1889, United Midwest has offered a varying range of banking and financial services to several community and business groups. Over time, we've evolved and today we focus our services into four main categories: Business Lending, Consumer Lending, Residential Loans, and our Deposit Services.

  • SMART Federal Credit Union
  • 3454 North High Street, Columbus, OH, 43214
  • Lends in Ohio
  • SMART Federal Credit Union is a not-for-profit organization designed to meet the needs of ALL school employees and retired teachers in Franklin County and select surrounding counties. SMART was established in 1952 by a local principal, Ms. Edna Windom, to bring local teachers the same banking needs a bank offers WITHOUT the unnecessary fees.

  • State Highway Patrol Federal Credit Union
  • 1900 Polaris Parkway, Suite 400, Columbus, OH, 43240
  • Lends in Ohio
  • State Highway Patrol Federal Credit Union was founded January 14th, 1960, in Jackson, Ohio. The official name was OSHP – District 9 Federal Credit Union. One year later, the official name of the credit union was changed to State Highway Patrol Federal Credit Union and the field of membership was expanded to include the State Highway.