FHA VS Conventional loan in Ardmore, Carter County, Oklahoma

In 2026, the conventional loan limit for Ardmore, in Carter county of OK, stands at $726,200. The FHA cap for a single-family home is set at $472,030.

Lendersa® provides a highly effective Conventional loan calculator that helps you compare today's top rates among Conventional, FHA, and USDA loans. By using our advanced mortgage calculator, you can evaluate Conforming Conventional loans alongside USDA, FHA, and VA options to determine the best program for your specific financial needs in OK. It takes into account requirements such as income, credit, reserves, and documentation needed to qualify.

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2026 Loan Limits and Down Payment Requirements in Ardmore, Carter, OK

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table is applicable to these zip codes: 73401

Diverse Loan Opportunities in Ardmore, OK

At Lendersa®, our objective is to secure the best possible Conventional, USDA, or FHA loan promptly and ease the hassle. Choose one of three pathways to connect with lenders and match with suitable loan programs.

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Ardmore Lenders

  • American Nation Bank
  • 1901 North Commerce, Ardmore, OK, 73401
  • Lends in Oklahoma
  • American National Bank opened for business in May 1983. The original location was at 10 West Main in what is now known as the Colston building. In January 1984 the home office moved to its present location at 1901 North Commerce. In June 2016, ANB changed the bank charter from a National charter to a State charter.

  • Green Mortgage Company
  • 2007 N. Commerce St, Ardmore, OK, 73401
  • Lends in Oklahoma
  • "Green Mortgage Company has been a true partner to our clients in the industry. We have experience working with customers from all walks of life and in every type of situation.
    ur mortgage services include First Time Buyers, FHA & VA Loans, USDA, Conventional & Jumbo Investment, Construction to Permanent."

  • Endurance FCU
  • 703 S 9th Street, Duncan, OK, 73533
  • Lends in Oklahoma
  • EFCU is a full-service financial institution offering its members the best in service and a full range of financial products. When you become a member of EFCU you actually become one of the owners. EFCU is governed by a volunteer board of directors. EFCU redistributes income to members through higher savings rates and lower loan rates.

  • First Bank & Trust Co.
  • 923 W. Main St, Duncan, OK, 73533
  • Lends in Oklahoma
  • At First Bank & Trust Co., you will feel the difference in the way your financial needs are met, because we are more than just a bank –we’re your bank. Located in Southern Oklahoma, we are proud to be a part of both urban & rural communities. We understand the banking needs of small businesses, farmers & ranchers, as well as families & individuals.

  • Arbuckle Federal Credit Union
  • 317 S Broadway Avenue, Ada, OK, 74820
  • Lends in Oklahoma
  • In 1966, Ada Federal Employees Credit Union (AFECU) was established for Federal employees and their relatives in Pontotoc and Coal Counties. Savings and loans were all that were available through the credit union for many years.

    AFECU purchased the building it currently operates from in January 2011.

  • Vision Bank
  • 101 East Main Street, Ada, OK, 74820
  • Lends in Oklahoma
  • For over 120 years, we have been a vital part of every community we serve. We opened in Ada, OK in 1900. In 2004, we changed our name from the First National Bank and Trust Company of Ada to Vision Bank. We now serve communities throughout south central Oklahoma and beyond.

    We exist to help you meet all of your financial needs.

  • McClain Bank
  • 131 W. Main St., Purcell, OK, 73080
  • Lends in Oklahoma
  • McClain County National Bank was chartered on March 8, 1922, right here on Main Street in Purcell. Officers at the time consisted of John H. Perry as President, E.L. Sheets as Vice President, and John H. Wells as Cashier. Six months later, at the close of business on September 15, the Bank had total assets of $298, 212.95. In 1927,