FHA VS Conventional loan programs in 2026 for Broken-Arrow, Tulsa County, Oklahoma
In 2026, the limit for a conventional loan in Broken-Arrow, located in Tulsa county, OK, is set at $647,200. Conversely, the FHA limit for a single-family home is $420,680.
Utilize Lendersa®'s Conventional loan calculator to compare this year's top Conventional, FHA, and USDA rates. The advanced mortgage calculator offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding you in choosing the best program in OK that suits your unique financial situation. Considerations include income, credit, reserves, and essential documents for qualification.
2026 Loan Limits and Down Payment Requirements in Broken-Arrow, Tulsa, OK
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table applies to the zip codes: 74014
Conventional and FHA Loan Options in Broken-Arrow, OK
The mission of Lendersa® is to swiftly facilitate the best possible loan, whether Conventional, USDA, or FHA, without unnecessary hassle. Choose one of three options to connect with lenders and select appropriate loan programs.
Our company was founded in Owasso, Oklahoma as a way to assist friends, neighbors, and the community to own affordable homes without sacrificing quality craftsmanship, energy-efficiency, or aesthetics. Our Oklahoma roots and values are reflected in all aspects of our company, including in the products we offer, our choice of vendors.
Early in the 1840’s; a small settlement began to spring up along a small creek in Indian Territory near the “Three Forks” of the Arkansas, Verdigris and Grand Rivers. The settlement, Coweta, had been named after a Creek Indian settlement in Georgia as the area was largely populated with Creek Indians as a result of the removal
The First National Bank and Trust Company of Broken Arrow
121 South Main, Broken Arrow, OK, 74012
Lends in Oklahoma
In 1902, five years before Oklahoma statehood, Broken Arrow wasn't too impressive. In fact, the village was described as being little more than a patch of blue sky under which a few tents had been stretched; however, it was being called home by what is now the oldest hometown bank in Tulsa County.
AVB Bank was founded in 1905 by investor and land owner, G. A. Brown...two years before Oklahoma statehood! Headquartered in Downtown Broken Arrow, AVB Bank now has four locations and is consistently known for being the community bank of choice in Broken Arrow and Tulsa.
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Western Sun Federal Credit Union began in December 1940, when a group of employees from the Barnsdall Oil Company in Tulsa, Oklahoma, pooled their resources to form a cooperative financial institution. They named it Tulsa Be Square Federal Credit Union.
In 1950, Barnsdall Oil Company merged with Sunray Oil Company, leading to rapid share growt
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Midtown Mortgage is a locally-owned, full service mortgage company serving Tulsa, Oklahoma and the surrounding areas. We offer in house expertise in many areas of home lending and are committed to helping you find the right mortgage product for you new home purchase or existing home refinance