FHA VS Conventional loan programs in Tulsa, Tulsa County, Oklahoma

In 2025, the conventional loan limit determined for Tulsa, located in Tulsa county, OK, is $726,200. In contrast, the limit for an FHA loan on a single-family home stands at $472,030.

Lendersa® offers a Conventional loan calculator that facilitates comparisons between today's leading Conventional, FHA, and USDA rates. Our sophisticated mortgage calculator allows for side-by-side evaluations of Conforming Conventional loans next to USDA, FHA, and VA options, helping you find the optimal program for your particular financial scenario in OK. Assess requirements for income, credit, reserves, and necessary documentation.

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2025 Loan Limits and Down Payment Needs in Tulsa, Tulsa County, OK

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The following zip codes apply: 74133, 74134, 74135, 74132, 74130, 74136, 74137, 74145, 74127, 74112, 74114, 74115, 74117, 74119, 74015, 74105, 74129, 74128, 74120, 74126, 74110, 74116, 74107, 74106, 74104, 74103, 74146, 74108, 74101, 74121, 74141, 74147, 74148, 74149, 74150, 74152, 74153, 74155, 74156, 74158, 74159, 74169, 74170, 74171, 74172, 74182, 74186, 74187, 74192, 74193

Available Conventional and FHA Loan Choices in Tulsa, OK

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose from three initial options to connect with suitable lenders and loan programs.

Lendersa USDA loan request and matching results


  • MNB Bank
  • 220 Norris Avenue, Mc Cook, NE, 69001
  • Since 1907, we’ve completed millions of transactions. Deposits, loans, withdrawals-- that’s what makes us a bank. But it’s the smiles, laughs, and handshakes that make us part of the community. MNB is a full-service, independent, community bank that has served area families, farms, businesses and communities.
  • Citizens Bank & Trust Company
  • 721 7th Street, Saint Paul, NE, 68873
  • The bank began in May of 1888 when five shareholders – A. A. Kendall, W. A. Wilson, Ed McCormick, Husted Agar and T. F. McCarty – incorporated Citizens National Bank. The bank officially opened its door on July 5, 1888. In 1911, it became Citizens State Bank, then in 1930 the bank converted to Citizens National Bank.
  • Crystal Clear Mortgage
  • 18001 Highway 105 W, Suite 109, Montgomery, TX, 77356
  • Crystal Clear Mortgage was founded in 2008 by Bryan Ward and Adam Simmons with a principle goal of making the home buying process "Crystal Clear". Our company prides itself on being upfront and honest with our customers. We maintain transparency with our customers and real estate agents from start to finish during the loan process.
  • The City National Bank of Taylor
  • 212 N. Main, Taylor, TX, 76574
  • Taylor, established in 1876, is a town of nearly 16, 250 located in the heart of Texas about 35 miles northeast of Austin, the state capital. The I&GN train tracks laid down through Williamson County quickly brought commerce and development to the newly settled town. City National Bank opened its doors in 1900
  • Montgomery Mortgage Texas
  • 11230 FM 830 Rd, Willis, TX, 77318
  • Established in 1998, Montgomery Mortgage is a Texas-based mortgage company located in Willis, TX, just north of Houston, Conroe and The Woodlands. Our goal is to simply offer the very best terms accompanied by extraordinary customer service. We maintain an A+ exemplary rating with the Better Business Bureau
  • Peoples Bank Texas
  • 5820 82nd St, Lubbock, TX, 79424
  • Peoples Bank exists to place the needs of our employees, customers, and shareholders at the center of everything we do. We focus attention on the needs of local families, businesses, towns, and farmers. We take local deposits and then make loans back into the neighborhoods where our depositors live and work.
  • City Bank Mortgage
  • 6524 82nd Street, Suite 120, Lubbock, TX, 79424
  • City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.
  • First Texas Bank
  • 900 Austin Avenue, Georgetown, TX, 78627
  • From our 1898 beginning, First Texas Bank has been providing service and care to our communities. Our promise is to provide consistency and dedication, ensuring that each customer feels like family. Our number one priority is confidentiality and security. The loyalty from the members of the communities is something we do not take for granted.
  • Mutual Credit Union
  • 1604 Cherry Street, Vicksburg, MS, 39180
  • Founded in 1930 and chartered in 1931, Mutual Credit Union is Mississippi's oldest credit union, and one of the Southeast's most respected. Through the years, our State chartered financial institution has grown from humble beginnings into a world class financial services organization with over 20, 000 active members and over $190 million in assets.
  • Town & Country Credit Union
  • 1414 Chatburn Avenue, Harlan, IA, 51537
  • Town and Country Credit Union has been a member-owned financial institution since 1939. Father Duren, of St. Boniface Church, Westphalia, started the credit union in 1939. Town & Country Credit Union now operates two branches in Harlan and Avoca, IA. Town & Country Credit Union is a community credit union.
  • Shelby County State Bank
  • 508 Court Street, Harlan, IA, 51537
  • Since 1880, SCSB has delivered financial services with our mission of building relationships that promote family, service, and community. we offer all the personal and business services you need with a local, knowledgeable staff eager to provide you with personal attention and excellent customer service.