FHA VS Conventional loan programs in 2026 for Tulsa, Tulsa County, Oklahoma
In 2026, the conventional loan limit determined for Tulsa, located in Tulsa county, OK, is $726,200. In contrast, the limit for an FHA loan on a single-family home stands at $472,030.
Lendersa® offers a Conventional loan calculator that facilitates comparisons between today's leading Conventional, FHA, and USDA rates. Our sophisticated mortgage calculator allows for side-by-side evaluations of Conforming Conventional loans next to USDA, FHA, and VA options, helping you find the optimal program for your particular financial scenario in OK. Assess requirements for income, credit, reserves, and necessary documentation.
2026 Loan Limits and Down Payment Needs in Tulsa, Tulsa County, OK
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The following zip codes apply: 74133
Available Conventional and FHA Loan Choices in Tulsa, OK
Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose from three initial options to connect with suitable lenders and loan programs.
Our team believes in a tailored approach, ensuring each client gets a solution that fits just right. We're not just lenders; we're problem solvers, specializing in navigating credit challenges and always finding a path to 'yes'. Our unwavering commitment guarantees timely closings with highly competitive rates. With us, you're not merely securing a
Scissortail Financial and Greg Freeman provided one of the best home buying experiences a family could have. We were pretty specific with what we were looking for with little knowledge of how to find it. We set up a meeting with Greg as our first step to buying our home with every intention.
Red Crown Federal Credit Union received its charter on February 8, 1938, from the Farm Credit Administration under the Federal Credit Union Act. The original ten subscribers applied for an association charter to serve “All employees of the Stanolind Oil & Gas Company in the general office, laboratory, and warehouse, residing in Tulsa, Oklahoma.
Raystar Mortgage LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage loan
Midtown Mortgage is a locally-owned, full service mortgage company serving Tulsa, Oklahoma and the surrounding areas. We offer in house expertise in many areas of home lending and are committed to helping you find the right mortgage product for you new home purchase or existing home refinance
Energy One FCU is a not-for-profit organization invested in the in the mission to helping their members 'Catch their Dreams'. Built on traditional values and offering a full range of financial products and services for individuals, families and businesses. Though we are hold true to the personal feel of credit union banking.
ZFG Mortgage headquartered in Tulsa Oklahoma is commonly recognized as the states premier mortgage lender. ZFG offers FHA, USDA, Conventional and Non-conventional home mortgage loans. Our loan officers have 33 years of mortgage lending experience with wholesale mortgage banks & mortgage lenders and are licensed to close home loans.
AMC’s focus is on creating the very best experience for our clients and our employees during the process of obtaining a home mortgage. As a team, we are committed to creating a referable experience for our clients and referral partners. We place the highest value on our internal and external relationships and are grateful for the reputation.
The First National Bank and Trust Company of Broken Arrow
121 South Main, Broken Arrow, OK, 74012
Lends in Oklahoma
In 1902, five years before Oklahoma statehood, Broken Arrow wasn't too impressive. In fact, the village was described as being little more than a patch of blue sky under which a few tents had been stretched; however, it was being called home by what is now the oldest hometown bank in Tulsa County.
