FHA VS Conventional loan in Duncan, Stephens County, Oklahoma

In 2026, the conventional loan limit for Duncan, Stephens county in OK is $726,200, whereas the FHA limit for a single-family home stands at $472,030.

Utilize Lendersa®'s advanced Conventional loan calculator to evaluate top rates for Conventional, FHA, and USDA loans. This sophisticated tool helps you compare Conforming Conventional loans, USDA, FHA, and VA side by side, aiding in selecting the best program for your financial scenario in OK, considering factors like income, credit, reserves, and required documents.

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2026 Loan Limits and Down Payment Requirements in Duncan, Stephens, OK

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 73533

Available Loan Solutions in Duncan, OK

The goal at Lendersa® is to secure the most advantageous Conventional, USDA, or FHA loan for you quickly and without hassle. Begin with one of three starting points to connect with matching lenders and loan programs.

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Duncan Lenders

  • Endurance FCU
  • 703 S 9th Street, Duncan, OK, 73533
  • Lends in Oklahoma
  • EFCU is a full-service financial institution offering its members the best in service and a full range of financial products. When you become a member of EFCU you actually become one of the owners. EFCU is governed by a volunteer board of directors. EFCU redistributes income to members through higher savings rates and lower loan rates.

  • First Bank & Trust Co.
  • 923 W. Main St, Duncan, OK, 73533
  • Lends in Oklahoma
  • At First Bank & Trust Co., you will feel the difference in the way your financial needs are met, because we are more than just a bank –we’re your bank. Located in Southern Oklahoma, we are proud to be a part of both urban & rural communities. We understand the banking needs of small businesses, farmers & ranchers, as well as families & individuals.

  • Liberty National Bank
  • 629 Southwest C Ave, Lawton, OK, 73501
  • Lends in Oklahoma
  • Liberty National Bank is a real bank for real people; a bank you can trust in and grow with.
    We believe in hard work, can-do attitudes, and helping people get ahead.
    Above all, we’re committed to providing our customers with personalized banking relationships based on their individual needs and financial goals.

  • The City National Bank and Trust Company of Lawton, Oklahoma
  • 500 SW D Ave, Lawton, OK, 73502
  • Lends in Oklahoma
  • Since 1901, we have dedicated ourselves to providing solid, stable, & modern banking services to our customers. Originated in Lawton, Oklahoma, City National Bank & Trust has more than 40 + branches that span across Oklahoma and into southern Kansas. We pride ourselves on our commitment to our local communities and our unmatched customer service.

  • American Nation Bank
  • 1901 North Commerce, Ardmore, OK, 73401
  • Lends in Oklahoma
  • American National Bank opened for business in May 1983. The original location was at 10 West Main in what is now known as the Colston building. In January 1984 the home office moved to its present location at 1901 North Commerce. In June 2016, ANB changed the bank charter from a National charter to a State charter.

  • Green Mortgage Company
  • 2007 N. Commerce St, Ardmore, OK, 73401
  • Lends in Oklahoma
  • "Green Mortgage Company has been a true partner to our clients in the industry. We have experience working with customers from all walks of life and in every type of situation.
    ur mortgage services include First Time Buyers, FHA & VA Loans, USDA, Conventional & Jumbo Investment, Construction to Permanent."

  • Southwest Oklahoma Federal Credit Union
  • 1806 NW Liberty Avenue, Lawton, OK, 73507
  • Lends in Oklahoma
  • Southwest Oklahoma Federal Credit Union has been proudly serving the financial needs of our members and neighbors since 1958. It’s our mission to offer our members financial services with technology that fulfill their needs and busy life’s on the go. Service that exceeds their expectations

  • McClain Bank
  • 131 W. Main St., Purcell, OK, 73080
  • Lends in Oklahoma
  • McClain County National Bank was chartered on March 8, 1922, right here on Main Street in Purcell. Officers at the time consisted of John H. Perry as President, E.L. Sheets as Vice President, and John H. Wells as Cashier. Six months later, at the close of business on September 15, the Bank had total assets of $298, 212.95. In 1927,

  • First State Bank
  • PO Box 827, Anadarko, OK, 73005
  • Lends in Oklahoma
  • First State Bank, Anadarko was established in 1909. The bank has grown every year since that time and continues to grow today. After all those years we are still the only "locally" owned bank in this community. The banking industry has changed a lot over these many years and we have changed to face the electronic age head on,