Explore the differences! FHA VS Conventional loan programs in Elgin, Comanche County, Oklahoma
For 2026, the Conventional loan cap in Elgin, which lies in Comanche county, OK, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to explore top rates today for Conventional, FHA, and USDA loans. Establish necessary income, credit, reserves, and documents to qualify. This advanced calculator lets you assess Conforming Conventional, USDA, FHA, and VA loans, helping you pinpoint the best program in OK for your finances.
Loan Limits and Downpayment Requirements for 2026 in Elgin, Comanche, OK
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table reflects zip codes: 73538
Options for Conventional and FHA Loans in Elgin, OK
The aim of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan efficiently. Choose from three starting points that align with lenders and loan programs.
Southwest Oklahoma Federal Credit Union has been proudly serving the financial needs of our members and neighbors since 1958. It’s our mission to offer our members financial services with technology that fulfill their needs and busy life’s on the go. Service that exceeds their expectations
The City National Bank and Trust Company of Lawton, Oklahoma
500 SW D Ave, Lawton, OK, 73502
Lends in Oklahoma
Since 1901, we have dedicated ourselves to providing solid, stable, & modern banking services to our customers. Originated in Lawton, Oklahoma, City National Bank & Trust has more than 40 + branches that span across Oklahoma and into southern Kansas. We pride ourselves on our commitment to our local communities and our unmatched customer service.
Liberty National Bank is a real bank for real people; a bank you can trust in and grow with. We believe in hard work, can-do attitudes, and helping people get ahead. Above all, we’re committed to providing our customers with personalized banking relationships based on their individual needs and financial goals.
First State Bank, Anadarko was established in 1909. The bank has grown every year since that time and continues to grow today. After all those years we are still the only "locally" owned bank in this community. The banking industry has changed a lot over these many years and we have changed to face the electronic age head on,
Cooperative Employees’ Credit Union (CECU) conducts business for the benefit of its member-owners. CECU provides a full spectrum of quality financial products that create opportunities for its members’ financial growth and stability. The Credit Union will earn and be worthy of our members’ trust by being fair, empathetic
EFCU is a full-service financial institution offering its members the best in service and a full range of financial products. When you become a member of EFCU you actually become one of the owners. EFCU is governed by a volunteer board of directors. EFCU redistributes income to members through higher savings rates and lower loan rates.
At First Bank & Trust Co., you will feel the difference in the way your financial needs are met, because we are more than just a bank –we’re your bank. Located in Southern Oklahoma, we are proud to be a part of both urban & rural communities. We understand the banking needs of small businesses, farmers & ranchers, as well as families & individuals.
We started as a community bank, and even though we’ve grown, we haven’t really changed. Handling the daily banking needs of our friends and neighbors is central to everything we do. When it comes time for you to take on bigger and better challenges, we’re there with all your needs for personal and commercial lending.
