Explore the differences! FHA VS Conventional loan programs in Pauls-Valley, Garvin County, Oklahoma

This year, 2025, the conventional loan ceiling in Pauls-Valley, within Garvin county, OK, is set at $647,200, while the FHA threshold for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to explore today's best rates in Conventional, FHA, and USDA loans. It helps you evaluate the required income, credit, reserves, and documentation to qualify. Using our advanced mortgage calculator, you can view Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in selecting the program best suited for your financial needs in OK.

Explore loan offers from 100 lenders

Loan Limits and Downpayment Requirements for 2025 in Pauls-Valley, Garvin, OK

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 73075

Exploring Conventional and FHA Loan Options in Pauls-Valley, OK

The Lendersa® mission is to quickly secure the best available Conventional, USDA, or FHA loan for you, without hassle. Choose one of three starting pathways to connect with matching lenders and loan programs.

Lendersa results for USDA loan requests


  • Minden Exchange Bank & Trust Company
  • 448 North Minden Avenue, Minden, NE, 68959
  • The Minden Exchange Bank opened for business on September 1, 1883. Establishing themselves as frontrunners in the Minden scene, the founders of the Minden Exchange Bank (Kingsley and Webb) constructed the first brick building in Minden in 1884, locating on a portion of the lots still occupied by the Bank structure.
  • H & F Financial Services LLC
  • 975 Swinnea Ridge Boulevard, Suite 2, Southaven, MS, 38671
  • Our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
  • Brazos National Bank Of America
  • 2300 Brazosport Blvd N, Richwood, TX, 77531
  • At Brazos National Bank, we take the role of community banking seriously. We strive to deliver the financial products and services that the community needs with a personal touch. Whether you prefer the convenience of online or ATM banking or the personal service of a friendly, knowledgeable banking professional.
  • The Bank and Trust, S.S.B.
  • 1200 Avenue F, Del Rio, TX, 78840
  • In 1910, The Bank & Trust opened its doors with a promise to provide superior financial products with exceptional customer service in Del Rio, Texas. The bank has served as a symbol of strength to its customers throughout times of trial and innovation including The Great Depression, two world wars
  • Amistad Bank
  • 1301 Veterans Blvd, Del Rio, TX, 78840
  • Amistad Bank team is bilingual from the President down which allows the staff to provide exceptional customer service, in both English and Spanish. The bank offers an array of deposit products for consumers and businesses, including our high yield amigo checking account, friendship club account, the best club account in our area.
  • Kennedy VA Employees FCU
  • 1030 Jefferson Avenue, Memphis, TN, 38104
  • The Kennedy VA Employees Federal Credit Union was founded to serve the employees of Kennedy Veterans Administration Medical Hospital in Memphis, TN. Over the years the Credit Union has grown into a very well-capitalized financial institution offering members various ways to save, including offering a variety of checking accounts and loans.
  • Memphis City Employees Credit Union
  • 2608 Avery Avenue, Memphis, TN, 38112
  • The Memphis City Employees Credit Union, formerly the City of Memphis Credit Union, was established in May of 1959. The Credit Union has experienced tremendous growth and accomplishment over the last 62 years. Our first branch opened its doors in a corner of the City Treasurer’s office at the old court house and began serving the city employees.
  • Fairway Independent Mortgage
  • 2220 Highway 51 S, Hernando, MS, 38632
  • Here at Fairway Independent Mortgage Corporation, we offer a variety of loan options that can help you achieve homeownership with the speed and service you deserve. Financing a home is one of the biggest commitments you will ever make - let us help guide you throughout the entire loan process from application to closing and beyond. We look forwar