FHA VS Conventional loan programs in 2026 for Purcell, McClain County, Oklahoma

In 2026, the Conventional loan ceiling in Purcell, within McClain county, OK, is set to $726,200. For a single-family home, the FHA limit is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate today's top rates among Conventional, FHA, and USDA loans and to assess the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view and compare Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you choose which program in OK best suits your financial situation.

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Loan Limits and Downpayment Requirements for 2026 in Purcell, McClain, OK

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The table applies to zip codes: 73095

Explore Conventional and FHA Loan Options in Purcell, OK

The goal of Lendersa® is to quickly find you the best possible Conventional, USDA, or FHA loan without hassle. Choose from one of three starting points to connect with matching lenders and loan programs.

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Purcell Lenders

  • McClain Bank
  • 131 W. Main St., Purcell, OK, 73080
  • Lends in Oklahoma
  • McClain County National Bank was chartered on March 8, 1922, right here on Main Street in Purcell. Officers at the time consisted of John H. Perry as President, E.L. Sheets as Vice President, and John H. Wells as Cashier. Six months later, at the close of business on September 15, the Bank had total assets of $298, 212.95. In 1927,

  • Oklahoma Premier Mortgage
  • 3750 W Main St, Suite 140, Norman, OK, 73072
  • Lends in Oklahoma
  • The Oklahoma Premier Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Conde Capital LLC
  • 1900 156th Ave SE, Norman, OK, 73026
  • Lends in Oklahoma
  • Conde Capital provides nationwide investment property financing for real estate investors and brokers: Fix & Flip/Bridge loans (rates from low 8%, up to 90% LTC + 100% rehab, 7-14 day close), DSCR rental loans (5.75%-8.5%, no income docs, LLC-friendly), transactional funding (24-72 hour close), and commercial/multifamily financing. Backed by institutional and private capital, we deliver fast, flexible, investor-focused solutions.

  • Executive Lending Group
  • 2401 Tee Circle, Suite 102B, Norman, OK, 73069
  • Lends in Oklahoma
  • Executive Lending Group We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you

  • Epic Lending LLC
  • 542 Claremont Drive, Norman, OK, 73069
  • Lends in Oklahoma
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • All Commercial Finance
  • 1116 S. Patterson, Oklahoma City, OK, 73160
  • Lends in Oklahoma
  • All Commercial Finance (ACF) is located in Houston, Texas, Winter Park, Florida and Oklahoma City and managed by Jay Clark along with a network of Private Investors. The group has over 55 years of experience in aviation, real estate investments and asset based lending, financial facilitation

  • Citywide Mortgage
  • 9400 S I 35 Service Road, Oklahoma City, OK, 73160
  • Lends in Oklahoma
  • Citywide Mortgage is a residential mortgage company in central Oklahoma created to provide a level of service that makes the home buying process smooth and low-stress. Citywide offers home loans for purchase and refinancing and assists with construction loans. The service provided by our team of lending experts sets Citywide apart

  • Lincoln Lending
  • 501 SE 4th St, Suite C, Moore, OK, 73160
  • Lends in Oklahoma
  • Lincoln Lending strives to serve our fellow Oklahomans with their dreams of home ownership. Buying or refinancing a home is a momentous occasion; beyond our efforts to simplify the process and reduce your stress, we aim to help you focus on the excitement of the purchase. We will walk with you through every step of the process

  • FirstTrust Home Loans, Inc.
  • 2100 N Eastern Ave, Suite 11, Moore, OK, 73160
  • Lends in Oklahoma
  • At FirstTrust Home Loans, we are here to help you through every step of purchasing a home. Our large variety of home loan programs, partnered with wonderful support staff, competitive rates, and experienced loan officers, assure that you are comfortable and well informed through the course of your purchasing experience.