FHA VS Conventional loan in Sapulpa, Creek County, Oklahoma

In 2026, the conventional loan limit for Sapulpa, in Creek county, OK, is set at $726,200. While the FHA limit for a single-family home is $472,030.

Lendersa® offers a Conventional loan calculator for comparing today’s optimal rates among Conventional, FHA, and USDA loans. This advanced mortgage calculator presents side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting in selecting the ideal program in OK tailored to your financial circumstances, considering income, credit, reserves, and documentation requirements.

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2026 Loan Limits and Down Payment Requirements in Sapulpa, Creek, OK

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable for zip codes: 74131

Explore Conventional and FHA Loan Options in Sapulpa, OK

Lendersa® aims to deliver the most suitable Conventional, USDA, or FHA loan quickly, with minimal hassle. Choose one of these pathways to connect with lenders and discover suitable loan programs.

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Sapulpa Lenders

  • First Oklahoma Bank
  • 100 S Riverfront Dr, Jenks, OK, 74037
  • Lends in Oklahoma
  • Banking, finance and understanding the role of money in our lives is critical to helping people succeed. At First Oklahoma Bank, we are grateful for the opportunity to help people fulfill dreams of building and expanding businesses, buying homes, and building their personal wealth.

  • Gateway Mortgage Group
  • 244 South Gateway Place, Jenks, OK, 74037
  • Lends in Oklahoma
  • Gateway was founded in 2000 by J. Kevin Stitt, who didn’t have much more to start with than $1,000, a computer, and lofty dreams about what a mortgage company could be. Kevin began his career in the mortgage industry, and his vision to help families and communities grow stronger through home ownership.

  • Dowell Federal Credit Union
  • 5319 S Lewis Avenue, Suite 111, Tulsa, OK, 74105
  • Lends in Oklahoma
  • When you become a DFCU member, you become an owner of the credit union and your money begins working for you. Our experienced staff works closely with our Board of Directors to watch the financial market and make careful decision about how to best strengthen our member's financial futures.

  • Mortgage Clearing Corporation
  • 5612 South Lewis Avenue, Tulsa, OK, 74105
  • Lends in Oklahoma
  • "We are a privately owned full service mortgage origination and servicing company that is dedicated to customer service.

    Mortgage Clearing’s employees are dedicated professionals that pride themselves in the quality customer service and support that we have become known for. Our customers tell us they are impressed with our knowledgeable"

  • Oklahoma Central Credit Union
  • 4956 S Peoria Ave, Tulsa, OK, 74105
  • Lends in Oklahoma
  • At Oklahoma Central, you'll find the same wide range of banking choices you'd expect from any financial institution and a commitment to our community that you’d expect from your neighbors.

    The Mission of Oklahoma Central Credit Union is to make a difference in the lives of our employees, members and the communities we serve.

  • Energy One Federal Credit Union
  • 6100 S Yale Avenue, Suite 100, Tulsa, OK, 74136
  • Lends in Oklahoma
  • Energy One FCU is a not-for-profit organization invested in the in the mission to helping their members 'Catch their Dreams'. Built on traditional values and offering a full range of financial products and services for individuals, families and businesses. Though we are hold true to the personal feel of credit union banking.

  • ZFG Mortgage
  • 6670 S. Lewis Ave, Suite 200, Tulsa, OK, 74136
  • Lends in Oklahoma
  • ZFG Mortgage headquartered in Tulsa Oklahoma is commonly recognized as the states premier mortgage lender. ZFG offers FHA, USDA, Conventional and Non-conventional home mortgage loans. Our loan officers have 33 years of mortgage lending experience with wholesale mortgage banks & mortgage lenders and are licensed to close home loans.

  • AMC Mortgage
  • 7211 S Yale Avenue, Tulsa, OK, 74136
  • Lends in Oklahoma
  • AMC’s focus is on creating the very best experience for our clients and our employees during the process of obtaining a home mortgage. As a team, we are committed to creating a referable experience for our clients and referral partners. We place the highest value on our internal and external relationships and are grateful for the reputation.

  • Red Crown Credit Union
  • 5001 E 91st Street, Tulsa, OK, 74137
  • Lends in Oklahoma
  • Red Crown Federal Credit Union received its charter on February 8, 1938, from the Farm Credit Administration under the Federal Credit Union Act. The original ten subscribers applied for an association charter to serve “All employees of the Stanolind Oil & Gas Company in the general office, laboratory, and warehouse, residing in Tulsa, Oklahoma.