FHA VS Conventional loan in Coos-Bay, Coos County, Oregon

In 2026, the loan limit for Conventional loans in Coos-Bay, Coos, OR is $647,200, while the FHA limit for a single-family house is $420,680.

Explore the Lendersa® Conventional loan calculator to evaluate today's rates for Conventional, FHA, and USDA loans. Determine your eligibility regarding income, credit, reserves, and documents required. Our advanced mortgage calculator showcases Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the ideal program for your specific financial situation in OR.

Check loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2026 in Coos-Bay, Coos, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Applicable for these zip codes: 97459

Conventional and FHA Loan Options in Coos-Bay, OR

At Lendersa®, our aim is to promptly secure you the best Conventional, USDA, or FHA loan without any hassle. Choose from three pathways to get matched with suitable lenders and loan programs.

Overview of USDA loan requests and results from Lendersa


  • Preferred Bank
  • 602 North State Highway 49, Casey, IL, 62420
  • "Preferred Bank is a branch office of Preferred Bank. They provide the following services: Full Service Office Location and are located at 602 North Route 49 in Casey Illinois.
    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number and additional banking information."

  • Logan Finance Corporation
  • 520 Chickasawba Street, Blytheville, AR, 72315
  • LOGAN FINANCE CORP is Industry Leading Investor For Correspondent Lenders.70 Years Ago Max Logan Founded Logan Real Estate For The Purpose Of Helping Young Families & Military Men Returning From World War II Achieve The Dream Of Owning A Home.Realizing The Need For High Quality, Low Cost Homes Logan Began Blytheville's First Housing Subdivision.

  • HarborLight Credit Union
  • 2151 Cogswell Drive, Whitehall, MI, 49461
  • HarborLight Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties. If you live or work in any of these counties, you can bank with us!Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties.

  • La Cross Mortgage, LLC
  • 213 W Expy 83, Suite D, Pharr, TX, 78577
  • La Cross Mortgage, LLC is a fast-growing mortgage company serving the Rio Grande Valley. Located in McAllen, we strive to provide fast and excellent service to home buyers throughout the South Texas region. Our team is dedicated to helping prospective buyers start better lives in better homes with the help of a better mortgage.

  • Homestead Mortgage
  • 8155 Gladys Ave, Suite 100, Beaumont, TX, 77706
  • Homestead Mortgage was founded in 1997 by Dave Faul. Faul was interested in a more personal, hands-on approach for clients to help achieve the best home loan experience. Homestead Mortgage has been serving the Golden Triangle and Texas, for the past 20 years. Our years of experience has lead us to provide a better experience for our clients

  • Hamstra Mortgage Professionals Inc
  • 2803 Boilermaker Court, Suite 1D, Valparaiso, IN, 46383
  • Hamstra Mortgage Professionals, Inc. is an Indiana licensed mortgage loan broker business. Hamstra Mortgage opened for business in September of 2006. Gene Hamstra is president/owner and has been in the mortgage business since March of 1989. With 28 years of experience, you will not find a more qualified loan originator.

  • Integrity Mortgage & Financial Services, Inc.
  • 3205 Cascade Dr, Suite B, Valparaiso, IN, 46383
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  • Kraftman Federal Credit Union
  • 805 East Cypress, Bastrop, LA, 71220
  • STATEMENT OF VALUES We believe that, helping people is more important than profit. We are qualified, capable & able to provide for the financial needs of our membership. Our membership is family. Our membership is honest and worthy of our trust. Our membership deserves the very best financial service we can provide. Our staff is our greatest asset.

  • SouthernTrust Bank
  • 200 South First, Vienna, IL, 62995
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  • Ouachita Valley Federal Credit Union
  • 1420 Natchitoches Street, West Monroe, LA, 71292
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  • The Farmers and Merchants Bank
  • 302 South Old Us Highway 41, Boswell, IN, 47921
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  • Horizon Bank
  • 502 Franklin St, Michigan City, IN, 46360
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