FHA VS Conventional loan in Happy-Valley, Clackamas County, Oregon

In 2026, the loan limit for Conventional loans in Happy-Valley, county of Clackamas, OR, is $647,200. Meanwhile, for a single-family home, the FHA limit is $598,000.

Use the Lendersa® Conventional loan calculator to compare top rates for Conventional, FHA, and USDA loans today. Determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator aligns Conforming Conventional, USDA, FHA, and VA loans side by side, helping you identify the best program for your financial needs in OR.

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Loan Limits and Down Payment Requirements for 2026 in Happy-Valley, Clackamas, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $414,000 0%
FHA $598,000 3.5%

This table applies to the zip codes: 97015

Explore Conventional and FHA Loan Options in Happy-Valley, OR

The aim of Lendersa® is to promptly provide you with the most suitable Conventional, USDA, or FHA loans without hassle. Begin with one of three starting points for connecting with appropriate lenders and loan programs.

Review of USDA loan requests and results with Lendersa


  • Your hometown federal credit union
  • 2338 State Route 45 N, Mayfield, KY, 42066
  • Your Hometown Federal Credit Union has been open since 1965. The credit union has assets totaling $27.24 Million and provides banking services to more than 2,000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • First Kentucky Bank
  • 223 South 6th Street, Mayfield, KY, 42066
  • First Kentucky Bank was founded in Mayfield, Kentucky, on March 6, 1899, as The Exchange Bank. First Kentucky Bank was established with a foundation of community-minded service and professional excellence that has allowed it to grow throughout its rich history, in times of both prosperity and adversity.

  • River Valley AgCredit
  • 408 East Broadway, Mayfield, KY, 42066
  • River Valley AgCredit is part of the nationwide Farm Credit System, providing financing for agriculture and rural living since 1916. We serve Western Kentucky as well as 12 counties in Tennessee with a total of 14 Service Centers conveniently located to serve you. We have more than $475 million in loans outstanding to more than 5, 000 members

  • Desoto Home Mortgage
  • 6080 Getwell Rd, Suite 204, Southaven, MS, 38672
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  • Healthnet Federal Credit Union
  • 1591 Chickering Lane, Cordova, TN, 38016
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  • Paragon Bank
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  • Paragon Bank prides itself on offering superior service based on a combination of banking expertise and local knowledge. A full-service bank with a comprehensive package of banking solutions delivered both in person and online, Paragon bankers provide big bank products and capabilities with community bank personal service.

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    We’re one of the largest mortgage companies in the greater Memphis area. The number of people we’ve helped obtain or build their homes is something we’re incredibly proud of.

  • Community Mortgage
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  • Hometown Federal Credit Union
  • 151 N Broadway, Peru, IN, 46970
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