FHA VS Conventional loan programs in 2026 for Madras, Jefferson County, Oregon

In 2026, the conventional loan cap in Madras, Jefferson county, OR is $726,200, and the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's top Conventional, FHA, and USDA rates. Determine the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the best program in OR for your financial situation.

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2026 Loan Limits and Downpayment Info in Madras, Jefferson County, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to these zip codes: 97741

Find Conventional and FHA Loan Options in Madras, OR

Lendersa® aims to deliver the best possible Conventional, USDA, or FHA loans promptly and without hassle. Choose one of three paths that connect you with matching lenders and loan programs.

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