FHA VS Conventional loan programs in 2026 for Eagle-Crest, Deschutes County, Oregon

In 2026, the Conventional loan limit in Eagle-Crest, located in the county of Deschutes, OR, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $569,250.

Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Evaluate income, credit, reserves, and documentation requirements needed to qualify. Our advanced mortgage calculator provides a side-by-side view of Conforming, USDA, FHA, and VA loans, assisting you in choosing the most suitable program in OR for your specific financial needs.

Compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Eagle-Crest, Deschutes, OR

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $368,000 0%
FHA $569,250 3.5%

This comparison table applies to zip codes: 97756

Conventional and FHA Loan Options in Eagle-Crest, OR

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of the three starting points to find matching lenders and loan programs.

Lendersa results for USDA loan requests


Eagle-Crest Lenders

  • Pacific Residential Mortgage, LLC
  • 2444 SW Glacier Pl, Redmond, OR, 97756
  • Lends in Oregon
  • Since 2004, the desire to put people over profit in the mortgage industry inspires the leadership at Pacific Residential Mortgage. In the years since our creation, the company continuously experiences growth and success. Our most important accomplishment, however, is the development of our people and celebrating their achievements.

  • Arbor Mortgage Group
  • 209 NE Greenwood Avenue, Suite 100, Bend, OR, 97701
  • Lends in Oregon
  • Arbor Mortgage Group, we are extremely passionate about what we do and where we live, which naturally makes us want to serve our community the best we can. For every client we have the opportunity to work with, we strive to provide an unparalleled personal, positive and professional experience.

  • Mid Oregon Credit Union-Home Loans
  • PO Box 6749, Bend, OR, 97708
  • Lends in Oregon
  • Mid Oregon Credit Union traces its roots back to 1957 as the first credit union established in Central Oregon by a group of teachers and school employees in Prineville. Today, Mid Oregon Credit Union is the only Credit Union headquartered and doing business solely in Central Oregon.

  • Northwestern Home Loans
  • 906 NW Harriman Street, Bend, OR, 97703
  • Lends in Oregon
  • We strive to provide you with a professional and personable team that is committed to helping you obtain home financing that fits your needs. Exceeding your expectations through our array of lending options, competitive rates and outstanding customer service is our number one goal.

  • Azara Capital Solutions LLC
  • 2583 North West Monterey Pines Drive, Bend, OR, 97703
  • Lends in Oregon
  • Tracia Larimer began in the mortgage industry in 1991 after a friend prompted me to consider this field as a career choice. Through Tracia's large network of lenders, she is able to offer a diverse array of loan products and terms from my mortgage toolbox - conventional, jumbo, FHA, VA USDA and non-conforming loan products.

  • High Lakes Lending LLC
  • 2755 NW Crossing Dr., Suite 229, Bend, OR, 97703
  • Lends in Oregon
  • At High Lakes Lending, LLC, we look forward to meeting with you in person any chance we can get. Please feel free to schedule a meeting to discuss your Home Buying or Refinance plans. Too busy for an in person meeting? We also will schedule meetings by phone or video conference.

  • Trueline Capital
  • 547 SW 13TH St, Suite 201, Bend, OR, 97702
  • Lends in Oregon
  • Trueline Capital, LLC is located in Bend, OR, United States and is part of the Other Financial Investment Activities Industry. Trueline Capital, LLC has 9 total employees across all of its locations and generates $502, 918 in sales (USD). (Employees and Sales figures are modelled).

  • Mountain Mortgage
  • 19405 SW Kemple Drive, Bend, OR, 97702
  • Lends in Oregon
  • Mountain mortgage With all that Central Oregon has to offer it is a refreshing change to work with a Mortgage Broker who ALWAYS answers the phone even when that phone happens to be DEEP in the Mountains. Call me with questions about home loans and current mortgage rates anytime..

  • Oracle Funding Corp
  • 19403 Charleswood Lane, Bend, OR, 97702
  • Lends in Oregon
  • At Oracle Funding Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Black Diamond Financial LLC
  • 213 SW Columbia Street, Suite 3, Bend, OR, 97702
  • Lends in Oregon
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website you can submit a complete on-line