FHA VS Conventional loan programs in 2026 for Allentown, Lehigh County, Pennsylvania

In 2026, the Conventional loan limit in Allentown, situated in Lehigh county, PA, is $726,200, while the FHA limit for a single-family residence is $472,030.

Leverage the Lendersa® Conventional loan calculator to contrast today's best rates for Conventional, FHA, and USDA loans. Assess the necessary income, credit, reserves, and documentation required for qualification. This advanced tool aligns Conforming, USDA, FHA, and VA loans side by side, offering assistance in selecting the ideal program for your financial scenario in PA.

Review offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Allentown, Lehigh, PA

Loan Type Maximum Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison applies to zip codes: 18105

Options for Conventional and FHA Loans in Allentown, PA

Lendersa® is committed to quickly securing the most suitable Conventional, USDA, or FHA loan with minimal hassle. Start with one of three options to connect with suitable lenders and loan programs.

Outcomes for USDA loan requests through Lendersa


Allentown Lenders

  • People First
  • 740 Hamilton Street, Suite 300, Allentown, PA, 18101
  • Lends in Pennsylvania
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient

  • Lehigh County Employees Federal Credit Union
  • 455 Hamilton Street, Allentown, PA, 18101
  • Lends in Pennsylvania
  • Formed in 1965, the credit union is open to Lehigh County employees, employees of the credit union, elected and appointed officials of Lehigh County, persons retired as pensioners from the above stated employment, relatives of persons who are deceased but were members during their lifetime, and family members of an employee or a member.

  • Biz Hub Financial, LLC
  • 1101 Hamilton Street, Suite 305, Allentown, PA, 18101
  • Lends in Pennsylvania
  • Biz Hub Financial is a Commercial Brokerage Firm that specializes in Emergency Funding, Cash Flow Funding, Factoring, SBA and Commercial Real Estate Lending.

    Our team has formed a new firm that keeps up with the latest trend in lending allowing you, our client, to have access to the funds you need when you need it.

  • Lehigh Financial Group LLC
  • 1244 W. Hamilton Street, Suite 200, Allentown, PA, 18102
  • Lends in Pennsylvania
  • Lehigh Financial Group, LLC is a leading source of innovative real estate capital solutions. Whether you are a business owner or a real estate investor, you have come to the right place for commercial financing. We at Lehigh Financial Group, LLC understand your commercial financing needs. Central to our approach is not just what we deliver,

  • Lehigh Valley Educators Credit Union
  • 3720 Hamilton Boulevard, Allentown, PA, 18103
  • Lends in Pennsylvania
  • Lehigh Valley Educators Credit Union came into existence on January 19, 1934, chartered in the State of Pennsylvania as a State Credit Union. Its purpose was to promote thrift among its members and make a means of credit available for provident and productive purposes. The original field of membership consisted of teachers

  • Allentown Federal Credit Union
  • 1325 Oxford Drive, Allentown, PA, 18103
  • Lends in Pennsylvania
  • Allentown Federal Credit Union has been open since 1955. The credit union has assets totaling $88.95 Million and provides banking services to more than 6, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state

  • People First Mortgage
  • 2141 Downyflake Lane, Allentown, PA, 18103
  • Lends in Pennsylvania
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient, personalized atmosphere.

  • Bright Financial Group
  • 1255 S. Cedar Crest Blvd, Suite 1630, Allentown, PA, 18103
  • Lends in Pennsylvania
  • Bright Financial Group is a Mortgage Brokerage. We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you.

  • PARKWAY FINANCIAL LLC
  • 1255 S. Cedar Crest Blvd. STE 1620, Allentown, PA, 18103
  • Lends in Pennsylvania
  • We pride ourselves on exceeding our customer’s expectations in finding the competitive rates, service, and options for a home loan that’s right for you. Whether you want a better rate, a large amount of guidance, or a more complex financing package, we realize you are unique and we’ll work with you to form a loan that is for you.