Explore the differences! FHA VS Conventional loan programs in Beaver-Falls, Beaver County, Pennsylvania

For 2026 in Beaver-Falls, within the Beaver area of PA, the limit on a Conventional loan is $647,200, while the FHA limit for a single-family home sits at $420,680.

Use the Lendersa® Conventional loan calculator to compare the best rates available today among Conventional, FHA, and USDA loans. This helps determine the required income, credit, and documents. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side-by-side, enabling you to select the best option for your finances in PA.

Compare offers from 100 different lenders

2026 Loan Limits and Down Payment Information in Beaver-Falls, Beaver, PA

Loan Type Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to zip codes: 15010

Exploring Conventional and FHA Loans in Beaver-Falls, PA

Lendersa® strives to provide the best Conventional, USDA, or FHA loan swiftly and without inconvenience. Choose one of three starting points to find compatible lenders and loan offerings.

Explore Lendersa's USDA loan requests and match results


Beaver-Falls Lenders

  • Premier Mortgage and Home Equity LLC
  • 2558 Darlington Road, Beaver Falls, PA, 15010
  • Lends in Pennsylvania
  • Premier Mortgage & Home Equity, based in Beaver Falls, Pennsylvania, when you wish to buy your first home, or if you would like to refinance your home. These services are our particular specialties but expect unsurpassed personal service and expertise from us for all of your mortgage needs.

  • West-Aircomm Federal Credit Union
  • 485 Buffalo Street, Beaver, PA, 15009
  • Lends in Pennsylvania
  • West-Aircomm FCU started as an alternative way to save & borrow money that would benefit a group of people who worked together. More than 70 years later, we’re proud to continue their mission in our community. As a member-owned &-operated financial cooperative, we focus on finding ways to help all of our members, offering a wide range of products

  • Excel Mortgage Group, Inc
  • 325 Beaver Street, Beaver, PA, 15009
  • Lends in Pennsylvania
  • Excel Mortgage Group, Inc. was established in 1990. We aim to provide world-class, customer-focused service, along with a wide range of loan products to accommodate all homebuyers. We take pride in getting to know our clients and finding the lowest interest rates and best loan programs to fit their individual needs.

  • RS Bellco Federal Credit Union
  • 710 Third Avenue, New Brighton, PA, 15066
  • Lends in Pennsylvania
  • R-S Bellco Federal Credit Union was founded in 1953 and was originally chartered as Befabel Rochester Federal Credit Union. The original field of membership was “those employees of Sewickley and Rochester Sub-Divisions of the New Castle District of the Bell Telephone Company who work in Beaver and Allegheny Counties, Pennsylvania.

  • Mortgage Lending Solutions
  • 900 Pennsylvania Ave, Monaca, PA, 15061
  • Lends in Pennsylvania
  • Mortgage brokers took a great hit to their reputations during the mortgage implosion that started in 2007. Selfish and self-perpetuating loan officers who had their own financial gain in mind became the unfortunate representation of brokers not having the best interest of their clients in mind during the lending process

  • EQUITY LENDING GROUP INC
  • 307 West New Castle Street, Zelienople, PA, 16063
  • Lends in Pennsylvania
  • Equity Lending Group, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service – putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Northern States Mortgage, LLC
  • 322 S. Main Street, Zelienople, PA, 16063
  • Lends in Pennsylvania
  • Northern States Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration

  • New Castle Bellco Federal Credit Union
  • 1011 Wilmington Avenue, New Castle, PA, 16101
  • Lends in Pennsylvania
  • New Castle Bellco Federal Credit Union is a federally charted, not-for-profit, full service financial institution that is member owned and controlled through a board of directors. The voluntary board is elected by the membership to establish credit union policies and is responsible for the safe and sound operation of the credit union.

  • First Choice Federal Credit Union
  • 2209 West State Street, New Castle, PA, 16101
  • Lends in Pennsylvania
  • First Choice FCU was originally chartered in 1952. At the time we were known as the B&O New Castle Employees Federal Credit Union and were the primary credit union of the Baltimore – Ohio Railroad, the current CSX Corporation. We have also always offered full family membership. Any family member of an existing member is eligible to join.