FHA VS Conventional loan in Blue-Bell, Montgomery County, Pennsylvania

In the year 2026, the limit for conventional loans in Blue-Bell, which is located in Montgomery county within PA, is $647,200. Meanwhile, the FHA loan limit for a single-family home is set at $477,250.

Utilize the Lendersa® Conventional loan calculator to compare the current best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit score, reserves, and paperwork required to qualify. Our enhanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA loans, making it easier to decide which program in PA is most appropriate for your unique financial needs.

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Loan Limits and Downpayment Requirements for 2026 in Blue-Bell, Montgomery, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $477,250 3.5%

This comparison table is applicable for zip codes: 19422

Explore Conventional and FHA Loan Options in Blue-Bell, PA

Lendersa® aims to swiftly secure the best possible Conventional, USDA, or FHA loan for you with minimal hassle. Choose from one of three starting points that result in finding matching lenders and loan programs tailored to your needs.

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Blue-Bell Lenders

  • Norristown Bell Credit Union
  • 1407 Erbs Mill Road, Blue Bell, PA, 19422
  • Lends in Pennsylvania
  • Our credit union was originally chartered in 1940 by Bell Atlantic (formerly known as Bell of PA, now Verizon). Tired of the poor service offered by local banks and other financial institutions, the credit union was formed to provide better loan and savings rates, as well as the personal financial attention they felt everyone deserved.

  • Vantage Point Mortgage
  • 401 Old Penllyn Pike, 2nd Floor, Blue Bell, PA, 19422
  • Lends in Pennsylvania
  • Vantage Point Mortgage is committed to delivering quality service to all of its customers. We offer a wide range of mortgage products and provide a variety of financial services to our new and current mortgage holders.Outstanding customer service is always our number one priority – we put our customer’s needs and requirements first.

  • Northeast Equitable Mortgage LLC
  • 488 Norristown Rd, Suite 241, Blue Bell, PA, 19422
  • Lends in Pennsylvania
  • Northeast Equitable Mortgage, we know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Today's technology is providing a more productive environment to work in. For example, through our website

  • Philadelphia Mortgage Advisors, Inc.
  • 600 W. Germantown Pike, Suite 270, Plymouth Meeting, PA, 19462
  • Lends in Pennsylvania
  • Philadelphia Mortgage Advisors is an independent mortgage lender licensed in Pennsylvania, New Jersey, Delaware, Florida, Maryland and Virginia. At Philadelphia Mortgage Advisors we believe – and recent history has shown - that in the banking and mortgage industry, bigger is not always better. We are a group of mortgage professionals

  • Ambler Savings Bank
  • 155 E Butler Avenue, Ambler, PA, 19002
  • Lends in Pennsylvania
  • For over 145 years, the Bank has been headquartered in Ambler, Pennsylvania with locations in Fairview Village, Limerick, and Bally, as well as several continuing care retirement facilities. Member FDIC. Equal Housing Lender.

    Ambler Savings Bank has been serving the financial needs of residents

  • United Lending Group of NJ
  • 1716 Penns Ln, Ambler, PA, 19002
  • Lends in Pennsylvania
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Philadelphia Mortgage Company, Inc
  • 300 Brookside Avenue, Bldg 4, Suite 125, Ambler, PA, 19002
  • Lends in Pennsylvania
  • Philadelphia Mortgage Company was created with one goal in mind .. To help people make smarter, better informed financial decisions when looking to purchase a home. With 40 years of experience and well over 10, 000 clients served, PMC is committed to educating and guiding individuals through the mortgage process.

  • Centennial Lending Group
  • 1126 Horsham Road, Ambler, PA, 19002
  • Lends in Pennsylvania
  • Centennial Lending, is a growing mortgage lender headquartered in Maple Glen, PA, currently licensed in eleven states with goals to expand its footprint nationwide, offering award-winning knowledge and service to home buyers and home owners seeking new mortgages or refinancing. Inclusion on Inc Magazine’s Inc 5000 list for the past three years

  • LEO MORTGAGE, INCORPORATED
  • 921-A Bethlehem Pike, Suite 208, Ambler, PA, 19002
  • Lends in Pennsylvania
  • Leo Mortgage is a family owned and operated full service Mortgage Brokerage dedicated to provided tremendous customer service. When we do a good job for you, we believe you will tell a friend - and that is how our business grows. We are: The Leader in Home Financing. We provide good old fashioned customer service. Call us anytime (215) 542-9900