FHA VS Conventional loan programs in 2025 for Whitpain, Montgomery County, Pennsylvania

In 2025, the conventional loan limit in Whitpain, situated in the county of Montgomery, PA, is defined at $726,200. Meanwhile, the FHA loan limit is established at $529,000 for a single-family residence. These limits are significant for both first-time homebuyers and seasoned investors as they explore their borrowing options in this region.

Utilize the Lendersa® Conventional loan calculator to effortlessly contrast today's best available rates for Conventional, FHA, and USDA loans. This tool is invaluable for determining the income criteria, creditworthiness, reserves, and necessary documentation for qualification. Through our advanced mortgage calculator interface, you are able to view Conforming Conventional loans side by side with USDA, FHA, and VA loans, which assist you in deciding which program in PA best fits your particular financial scenario.

Take the next step: Compare loan offers from 100 qualified lenders

2025 Loan Limits and Down Payment Requirements in Whitpain, County of Montgomery, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

Note that this overview applies specifically to the following zip codes: 19422, 19002, 19424

Diverse Loan Options: Conventional and FHA in Whitpain, PA

The principal objective of Lendersa® is to ensure you can access the ideal loan, be it Conventional, USDA, or FHA, swiftly and without complication. You have three strategic starting choices that allow you to connect with well-matched lenders offering specific loan programs fitting your criteria.

Comprehensive Lendersa USDA loan request matching results


  • The Home Loans Co
  • 1550 S Anaheim Blvd, Suite D, Anaheim, CA, 92805
  • We are the Home Loans Company of Anaheim California, a family owned and operated mortgage & real estate brokerage with over 18 years of experience in the home mortgage industry. Born in 2020, each day we come to work eager to help our community become home owners, leverage home equity and maximize their real estate investments.
  • Zinex Realty
  • 1701 East Lincoln Avenue, Anaheim, CA, 92805
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Golden Waters Funding, Inc
  • 1600 North Broadway, Suite 120, Santa Ana, CA, 92706
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • MGM Lenders Inc.
  • 1912 North Broadway, Suite 102, Santa Ana, CA, 92706
  • MGM Lenders provides quality mortgage lending services with the mission of offering competitive real estate financing with unmatched services.Our overqualified team, with a backbone of great teamwork, is ready to serve our customers in multiple languages - including English, Spanish and Farsi. We highly respect different cultures and languages.
  • Loankey.io
  • 2702 North Flower Street, Santa Ana, CA, 92706
  • Loankey.io founder of the Eric Antonio Figueroa is a full service Mortgage Brokerage offering Home and Commercial loans from over 20 lenders and also our team is ready to help. We can assist with all types of financing needs. Stated Income Programs, No Income Documentation, New Employment and Many More.
  • Penny Lane Financial
  • 1804 W Union Ave, Suite 202, Tacoma, WA, 98405
  • Penny Lane Financial we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense in consulting with you to obtain the best loan possible for your personal unique needs. We provide top-tier quality rates from a wide range of A-rated lenders.
  • Certified Federal Credit Union
  • 4455 Arden Drive, El Monte, CA, 91731
  • In 1949, Certified Federal Credit Union was founded in the City of Commerce, California, to serve the companies and employees affiliated with Certified Grocers. Five years later, just up the road in Arcadia, California, Vons Employees Federal Credit Union was founded to serve the employees of the Vons Grocery Company.
  • Platinum Realty & Mortgage Group
  • 10507 Valley Blvd, Suite 420, El Monte, CA, 91731
  • Platinum Realty & Mortgage Corp. was incorporated in California and is licensed by the California Secretary of State and it is also licensed by the California Department of Real Estate. We believe in excellence, and we strive to provide our clients with the highest level of quality in every service or product we may offer.
  • Pasadena Service Federal Credit Union
  • 670 N. Rosemead Blvd, Pasadena, CA, 91107
  • Since 1936, myPSFCU has served the unique banking needs of Pasadena Unified School District and Pasadena City College faculty and staff. Over the years, myPSFCU has evolved into a community chartered financial institution that services the World Class City of Pasadena and surrounding areas