FHA VS Conventional loan in Carbondale, Lackawanna County, Pennsylvania

In 2025, Convetional loan limit in Carbondale, county of Lackawanna, PA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in PA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Carbondale, county of Lackawanna, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 18407

Conventional and FHA loan options in Carbondale, PA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Optima Mortgage Corporation
  • PO Box 6852, Kingwood, TX, 77325
  • We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
  • United Community Credit Union
  • 13700 E Sam Houston Parkway N, Houston, TX, 77044
  • United Community Credit Union has been open since 1950. The credit union has assets totaling $123.53 Million and provides banking services to more than 13, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans
  • Spring Mortgage LLC
  • 500 Spring Hill Dr, Suite 140, Spring, TX, 77386
  • Our mission is to provide the most seamless mortgage process possible while minimizing the cost of securing a mortgage. We are able to provide this seamless process through our systems, our relationships, and, most importantly, our people. We are able to minimize costs by focusing on a volume-based approach that is geared toward.
  • STOREHOUSE MORTGAGE LLC
  • 25700 I-45 North, Suite 400, The Woodlands, TX, 77386
  • We are your one stop shop for all things mortgage. As you can see by our name we don’t mind being just a bit different. We built Storehouse Mortgage for YOU- to help you build a storehouse of wealth in your real estate needs. We are high tech, high touch and love helping people. We felt that there was a void in the mortgage industry.
  • Core Lending
  • 525 Woodland Square Blvd, Suite 200, Conroe, TX, 77384
  • CORE Lending specializes in residential mortgage loans. We provide many types of financing: conventional, FHA, VA, USDA, jumbo, construction loans (both one-time close & two-time close), and portfolio products. We firmly believe our service levels are what sets us apart on top of our competitive pricing.
  • American National Bank and Trust Texas
  • 2732 Midwestern Parkway, Wichita Falls, TX, 76308
  • We are a full service independently locally owned bank. In addition to normal competitive banking opportunities we provide a fill mortgage department for financing homes a title company to complete all real estate transactions including oil & gas title research a trust department available to assist you with any trust account activity you may need
  • Third Coast Bank, SSB
  • 20202 Hwy 59 North, Suite 190, Humble, TX, 77338
  • Third Coast Bank SSB, was launched in 2008 by a group of local entrepreneurs with a passion for supporting the business community along the Texas Gulf Coast. Since then our bank has grown to $2 billion in assets, with over 250 employees & 12 locations. We've expanded to serve more Texas communities while maintaining our focus on responsive service
  • InvesTex Credit Union
  • 8404 FM 1960, Humble, TX, 77338
  • Since the beginning, InvesTex Credit Union has grown and expanded our field of membership. As we look forward to a new chapter in Credit Union history, we look back fondly on the past. In the fall of 1952, Aldine Teachers Credit Union was formed by a small group with a vision to meet the needs of the employees
  • Next Generation Mortgage
  • 9360 N Sam Houston Pkwy E, Suite 700, Humble, TX, 77396
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
  • Houston Home Loan Inc
  • 14215 Smith Rd., Humble, TX, 77396
  • Houston Home Loan, Inc., we deal with the ins and outs of loans every day. Most people only think about them a few times in their life when they need to refinance or purchase a home. Years of experience and know-how make us the most qualified professionals to handle your mortgage transaction.
  • Security State Bank
  • 402 Broadway, Cheyenne, OK, 73628
  • Security State Bank has served Cheyenne & Roger Mills County since 1912. We offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. Throughout the years we have expanded, adding branches in Hammon and Laverne, to better serve our customers.