FHA VS Conventional loan programs in Scott, Allegheny County, Pennsylvania

In 2025, if you're looking to purchase a single-family home in Scott, which is part of Allegheny county in PA, you'll find the conventional loan limit is set at $726,200. In comparison, the FHA loan limit applicable for such a property is $472,030. These financial ceilings are essential for prospective homebuyers to know as they delineate the borrowing capacity available within this region, aiding in informed decision-making when purchasing a property.

The Lendersa® Conventional loan calculator is an invaluable resource, allowing you to efficiently compare the best rates available today across Conventional, FHA, and USDA loans. This advanced utility assists in determining essential criteria, including income requirements, credit evaluations, available reserves, and necessary documentation for qualification. By using our state-of-the-art mortgage calculator, you can see Conforming Conventional loans side-by-side with USDA, FHA, and VA options, providing you with a holistic view that empowers you to choose the program in PA that aligns most closely with your specific financial needs and objectives.

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Reviewing 2025 Loan Limits and Down Payment Requirements in Scott, County of Allegheny, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comprehensive comparison table specifically applies to the following zip codes: 15106, 15220, 15243. Ensure to confirm the relevant zip code for the applicable limits.

Conventional and FHA Loan Options Available in Scott, PA

At Lendersa®, we aim to provide you with access to the most suitable loan options—Conventional, USDA, or FHA—promptly and with minimal hassle. Choose one from three foundational starting points designed to effectively link you with matching lenders and loan programs that meet your detailed requirements. Our priority is to streamline the loan acquisition process, making it accessible and straightforward for you to reach your property goals.

Detailed insights into USDA loan requests and successful matches through Lendersa


  • Elemental Home Mortgage, LLC
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  • Elemental Home Mortgage was founded on the principal that every person should have an opportunity to know if they are ready for a mortgage. To have an opportunity to know what their options are. We feel strongly that each person should have the chance to have an informative, tailored conversation about their housing goals
  • Award Home Loans of Roseburg
  • 1043 NE Stephens St, Suite 101, Roseburg, OR, 97470
  • Award Home Loans of Roseburg we are committed to assisting our clients with the highest quality home loans. We listen to you fitting the mortgage to your personal financial goals. We are located in Roseburg and are available to serve anyone throughout the state of Oregon, but specializing in Douglas County and the I-5 corridor.
  • ClearEdge Commercial Lending
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  • ClearEdge Commercial is a nationwide business purpose lender with competitive rates and industry leading turn times. We are more than just a lender, we establish relationships with our clients. We listen and work with you to find the best solutions tailored to your needs. Specializing in non-owner-occupied residential invest properties, 1 - 30 un
  • Simple Lending and Realty, INC.
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  • Simple Lending & Realty Inc founder of the Yesenia Meraz in 2009 along with other colleagues opened the office at 1244 Pine St Suite 217 initially as a retail mortgage company and a year later I obtained my Real Estate License. I worked as an independent mortgage broker until beginning of 2013 when Simple Lending & Realty was started
  • A Straight Line Mortgage Solutions
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  • A Straight Line Mortgage Solutions are the low cost provider of home loans in the SLO county area. If you want to save money on your home purchase or refinance, this is the right place! We offer conventional, FHA, USDA and VA home loans at extremely competitive rates. We are wholesale Mortgage Brokers.This means we have multiple lenders to choose.
  • KD Capital Mortgage Corporation
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  • KD Capital was founded out of the profound need to do what is best for the client and provide constant communication during the transaction. We love what we do and every transaction is personal for us, not just another transaction. We have real people answering the phones. Our goal is for you to have the best experience possible every time.
  • Infinity Mortgage
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  • With over 3 decades of experience there is almost no loan type that Kay Otis, Katy Otis or ChristaAbma haven't completed. Our continued focus is on Loan Origination so as to keep a close working relationship with our wonderful clients. Please contact us today so we can explore how we can help you reach your loan goals.
  • Connect Home Loans
  • 2727 Buena Vista Dr, Suite 109, Paso Robles, CA, 93446
  • We are a privately held company large enough to meet all your needs, while small enough to make you a priority! Please take a look around & please let us know if we can assist you in any way. We look forward to hearing from you! Connect Home Loans offers custom financial solutions for every residential & commercial mortgage financing situation.
  • Pacific Funding Group
  • 70 Eagle Rock Way, Suite A, Brentwood, CA, 94513
  • Pacific Funding Group is Mortgage Company that provides Purchase and Refinance loans in the state of California. With branches in Brentwood and Walnut Creek CA, we have hundreds of Loan Programs to serve you including VA Loans, FHA Mortgage Loans, Conventional Mortgage Loans, Jumbo Mortgage Financing and our own in-house mortgage loan products.
  • REInspired Home Loans
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  • Your Dream House is out there just waiting for you. With the mix of Search Tools you'll find - You have the ability to effortlessly search listings, save searches, and properties for future visits. The House you've always imagined is only one click away! Let Kristine Messa get you Pre-Approved so that you can find your dream home!