FHA VS Conventional loan programs in 2025 for Scott, Allegheny County, Pennsylvania
In 2025, if you're looking to purchase a single-family home in Scott, which is part of Allegheny county in PA, you'll find the conventional loan limit is set at $726,200. In comparison, the FHA loan limit applicable for such a property is $472,030. These financial ceilings are essential for prospective homebuyers to know as they delineate the borrowing capacity available within this region, aiding in informed decision-making when purchasing a property.
The Lendersa® Conventional loan calculator is an invaluable resource, allowing you to efficiently compare the best rates available today across Conventional, FHA, and USDA loans. This advanced utility assists in determining essential criteria, including income requirements, credit evaluations, available reserves, and necessary documentation for qualification. By using our state-of-the-art mortgage calculator, you can see Conforming Conventional loans side-by-side with USDA, FHA, and VA options, providing you with a holistic view that empowers you to choose the program in PA that aligns most closely with your specific financial needs and objectives.
Reviewing 2025 Loan Limits and Down Payment Requirements in Scott, County of Allegheny, PA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comprehensive comparison table specifically applies to the following zip codes: 15106, 15220, 15243. Ensure to confirm the relevant zip code for the applicable limits.
Conventional and FHA Loan Options Available in Scott, PA
At Lendersa®, we aim to provide you with access to the most suitable loan options—Conventional, USDA, or FHA—promptly and with minimal hassle. Choose one from three foundational starting points designed to effectively link you with matching lenders and loan programs that meet your detailed requirements. Our priority is to streamline the loan acquisition process, making it accessible and straightforward for you to reach your property goals.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Premier Credit Union is your community credit union located in Des Moines, Iowa with branch locations in West Des Moines and Ames. We’re proud to support our members with the financial resources, lending opportunities and digital banking solutions they need. Premier Credit Union began as Bankers Life Employees Credit Union on September 11, 1933.
For more than 100 years, Bankers Trust has been a leading financial institution for commercial and consumer banking services. Headquartered in Des Moines, Iowa, Bankers Trust is the largest privately held financial institution in the state, and employs 565 people across the country.
VisionBank is dedicated to creating meaningful relationships with customers in each community and helping each community be the best that it can be. The bank offers full service retail, mortgage, consumer, commercial, commercial real estate, and agricultural deposit and lending products and services.
The Gooi Mortgage team has an extensive background in all functions of mortgage banking, including fulfillment and consulting services for lenders of all sizes.
We deliver a seamless, end-to-end fulfillment solution for smaller lenders, creating the best mortgage loan experience possible.
Howell Investment Finance will help you navigate the loan process to achieve the most rewarding outcome. To get the best deal on property financing, you need access to a wide variety of mortgages. Howell Investment Finance will connect you with choices such as HUD, Fannie Mae, Freddie Mac, conduit loans, bridge loans, and construction loans.
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Des Moines Metro Credit Union was established in 1938 to serve the employees of the city of Des Moines. Throughout the years, we have grown to serve other large and small employer groups, such as Unity Point, DART, and Warren County. In 1997, we became a community credit union, which allows us to serve those who live and work in Polk County.
TRU·FI Credit Union was originally founded in 1967 as Baker County Federal Credit Union in the living room of Mr. Ira Starling. It was in his home that a small group of individuals who shared the same vision of creating a cooperative banking entity, met to discuss giving the citizens of Baker County more than one choice of where to conduct
