FHA VS Conventional loan programs in Chalfont, Bucks County, Pennsylvania

In 2026, the conventional loan limit for Chalfont in Bucks, PA is $726,200, whereas the FHA limit for a single-family home is $529,000.

Use Lendersa® Conventional loan calculator to compare top rates for today's Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents to qualify. This advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side to help decide the best program in PA for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Chalfont, Bucks, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $529,000 3.5%

This table applies to the following zip codes: 18914

Options for Conventional and FHA Loans in Chalfont, PA

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan quickly and without hassle. Start with one of three initial pathways to connect with suitable lenders and loan programs.

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Chalfont Lenders

  • Colonial Mortgage Service Company of America
  • 418 Stump Road, Suite 100, Montgomeryville, PA, 18936
  • Lends in Pennsylvania
  • "Since 1992 Colonial has been a trusted local Lender in Commercial, Residential and Investment Loans. Colonial Mortgage is your mortgage purchase and refinancing specialist serving PA, NJ, VA and MD.
    Mission: Our primary goal remains to provide the quickest most efficient process in order to become your #1 Trusted Lender!"

  • Nationwide Residential Mortgage Corp
  • 140 Longleat Drive North, North Wales, PA, 19454
  • Lends in Pennsylvania
  • Nationwide Residential Mortgage We approve people to purchase or refinance homes, including divorce buyouts. Our free consultation and personalized planning helps you own your home for less. Free true pre-approvals for purchases and, if needed, develop a plan to repair credit and get prepared to purchase a home.

  • Acer Mortgage Company
  • 726 Lower State Road, North Wales, PA, 19454
  • Lends in Pennsylvania
  • Acer Mortgage Company have been helping customers afford the home of their dreams for many years and we love what we do. Our Easy Application guides you through your mortgage financing and connects you directly to your loan officer and realtor. Acer Mortgage Company originates mortgage loans and consults with home buyers and owners.

  • Financial Access
  • 440 Auburn Court, Souderton, PA, 18964
  • Lends in Pennsylvania
  • Financial Access, LLC is an established Pennsylvania (PA) mortgage broker founded in 2004 steadily serving a broad spectrum of client’s needs to attain a successful purchase or refinance loan. In accordance to the Pa law, Financial Access, LLC is licensed by the Pennsylvania Department of Banking and Securities

  • Time Mortgage & Finance LLC
  • 1008 Addison Lane, Souderton, PA, 18964
  • Lends in Pennsylvania
  • Time Mortgage and Finance LLC is a company that provides services in residential and commercial loans. Buying a house is one of the biggest purchases in one’s life, and we believe the experience should be as simple and memorable as possible. With the help of an expert from Time Mortgage,

  • Ambler Savings Bank
  • 155 E Butler Avenue, Ambler, PA, 19002
  • Lends in Pennsylvania
  • For over 145 years, the Bank has been headquartered in Ambler, Pennsylvania with locations in Fairview Village, Limerick, and Bally, as well as several continuing care retirement facilities. Member FDIC. Equal Housing Lender.

    Ambler Savings Bank has been serving the financial needs of residents

  • United Lending Group of NJ
  • 1716 Penns Ln, Ambler, PA, 19002
  • Lends in Pennsylvania
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Philadelphia Mortgage Company, Inc
  • 300 Brookside Avenue, Bldg 4, Suite 125, Ambler, PA, 19002
  • Lends in Pennsylvania
  • Philadelphia Mortgage Company was created with one goal in mind .. To help people make smarter, better informed financial decisions when looking to purchase a home. With 40 years of experience and well over 10, 000 clients served, PMC is committed to educating and guiding individuals through the mortgage process.

  • Centennial Lending Group
  • 1126 Horsham Road, Ambler, PA, 19002
  • Lends in Pennsylvania
  • Centennial Lending, is a growing mortgage lender headquartered in Maple Glen, PA, currently licensed in eleven states with goals to expand its footprint nationwide, offering award-winning knowledge and service to home buyers and home owners seeking new mortgages or refinancing. Inclusion on Inc Magazine’s Inc 5000 list for the past three years