FHA VS Conventional loan programs in 2026 for Charleston, Tioga County, Pennsylvania

In 2026, the Conventional loan limit for Charleston, located in Tioga county, PA, is set at $726,200. At the same time, the FHA limit for a single-family home stands at $472,030.

Employ Lendersa®'s Conventional loan calculator to compare the top rates for Conventional, FHA, and USDA loans today. This tool helps you identify the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can compare Conforming Conventional loans, USDA, FHA, and VA side by side to choose the best option in PA for your financial circumstances.

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Loan Limits and Down Payment Requirements for 2026 in Charleston, Tioga County, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table pertains to the following zip codes: 16901

Exploring Conventional and FHA Loan Options in Charleston, PA

The primary aim of Lendersa® is to facilitate finding the ideal Conventional, USDA, or FHA loan promptly and conveniently. Choose from three available paths to find matching lenders and loan programs.

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Charleston Lenders

  • Citizens & Northern Bank
  • PO Box 58, Wellsboro, PA, 16901
  • Lends in Pennsylvania
  • 97% of Citizens & Northern Bank customers say they would recommend us to their family and friends. As Your Bank for a Lifetime, it's our mission to create value through lifelong relationships with our neighbors in Pennsylvania and New York. We believe managing your finances should be a fulfilling, trouble-free experience.

  • First Citizens Community Bank
  • 1163 South Main Street, Mansfield, PA, 16933
  • Lends in Pennsylvania
  • A simple philosophy can lead a company to great rewards. Treat your customers, your employees, and your communities with respect and you will earn their loyalty. Our strategy has never been about selling products, but instead about finding ways to make life more rewarding for our customers and employees.

  • West Branch Valley Federal Credit Union
  • 1640 High Street, Williamsport, PA, 17701
  • Lends in Pennsylvania
  • AVCO was the first Select Employer Group to belong to the credit union. As the credit union allowed more Select Employer Groups to join, the membership became more diverse and geographically disbursed. In 1995 the credit union changed its name to West Branch Valley Federal Credit Union to be more representative of its membership area.

  • Woodlands Bank
  • 2450 East Third Street, Williamsport, PA, 17701
  • Lends in Pennsylvania
  • In 1989, a small group of entrepreneurs decided to establish a new community bank in Lycoming County. Many of the existing banks had merged and had grown to a size where personalized service had become only a slogan. These entrepreneurs saw, firsthand, the deteriorating service level of many of the banks in the area.

  • WYROPE WILLIAMSPORT FEDERAL CREDIT UNION
  • 1536 Riverside Drive, Williamsport, PA, 17702
  • Lends in Pennsylvania
  • Wyrope Williamsport Federal Credit Union is a not-for-profit financial cooperative that is fully owned and operated by its members. Because of the cooperative, non-profit nature, loan rates are lower, savings rates are higher, and members benefit from the low-cost, convenient services offered.