Explore the differences! FHA VS Conventional loan programs in Coal, Northumberland County, Pennsylvania

As of 2026, the conventional loan limit in Coal, located in Northumberland county, PA, is $726,200. Meanwhile, for a single-family home, the FHA limit is $472,030.

Use the Lendersa® calculator to compare today's best Conventional, FHA, and USDA loan rates, while determining the income, credit, reserves, and documents needed to qualify. This advanced tool shows Conforming Conventional, USDA, FHA, and VA loans side by side to aid in deciding which program in PA fits your financial situation best.

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2026 Loan Limits and Downpayment Requirements in Coal, Northumberland County, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 17866

Conventional and FHA Loan Options in Coal, PA

Lendersa® strives to connect you with the best possible Conventional, USDA, or FHA loan options swiftly, without hassle. Select a starting point from three options to find matching lenders and loan programs.

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Coal Lenders

  • Central Keystone FCU
  • 1000 Market Street, Sunbury, PA, 17801
  • Lends in Pennsylvania
  • Central Keystone Federal Credit Union has been open since 1954. The credit union has assets totaling $53.45 Million and provides banking services to more than 3, 000 members.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups.

  • The Northumberland National Bank
  • 245 Front Street, Northumberland, PA, 17857
  • Lends in Pennsylvania
  • The Northumberland National Bank opened for business in 1903, in a storefront building on the corner of Queen and Water Streets. State senator and Witmer Steele Lumber Company owner Charles Steele saw the need for an independent, locally-owned community bank in his hometown, and his idea was immediately popular

  • Service 1st Federal Credit Union
  • 1985 Montour Boulevard, Danville, PA, 17821
  • Lends in Pennsylvania
  • 1st Federal Credit Union is a full-service financial institution who puts the financial goals of our members at the heart of everything we do. Whether in one of our twelve branches located in Bloomsburg, Danville, Elysburg, Lewisburg, Loyalsock, Mifflinburg, Montandon, Shamokin Dam, Sunbury and Wilkes-Barre, or out-and-about in the community.

  • Central Susquehanna Community Federal Credit Union
  • 530 E Market Street, Danville, PA, 17821
  • Lends in Pennsylvania
  • CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.

  • The Gratz Bank
  • 32 West Market Street, Gratz, PA, 17030
  • Lends in Pennsylvania
  • The Gratz Bank! With the commitment to carry forward unparalleled client service, The Gratz Bank is honored to positively impact lives. We assure you that our mission to execute a significant client experience and competitive product offering will continue to grow as our business expands.

  • CACL Federal Credit Union
  • 1800 West Market Street, Pottsville, PA, 17901
  • Lends in Pennsylvania
  • The mission of CACL Federal Credit Union is to provide and promote the use of a variety of financial services which feature particular benefits and advantages over those generally available from other banking sources, with specific intent of helping members gain some particular measure of personal financial success.

  • First Columbia Bank & Trust Co.
  • 232 East Street, Bloomsburg, PA, 17815
  • Lends in Pennsylvania
  • First Columbia Bank & Trust Co. has been Columbia County’s community bank for nearly 120 years. With more than $709.5 million in assets as of December 31, 2017, First Columbia offers a full complement of banking and financial services to individuals and businesses throughout Columbia and Montour Counties and the surrounding area.

  • Pinpoint Federal Credit Union
  • 37 Ferry Ln, Milton, PA, 17847
  • Lends in Pennsylvania
  • Pinpoint Federal Credit Union is a member-owned financial cooperative founded in Milton, PA. The Credit Union, originally named Northumberland County Schools Federal Credit Union was chartered in 1956 by a small group of teachers who wanted to offer low-cost financial services to other teachers and make a positive difference.

  • West Milton State Bank
  • 940 High Street, West Milton, PA, 17886
  • Lends in Pennsylvania
  • Susquehanna Community Bank was founded March 13, 1920, with 201 accounts and resources of $49, 000 in the village of West Milton, PA along the Susquehanna River. As our resources grew, so did our success. In 2020, we were ranked 63rd in the Nation as a Top Community Bank by US Banker Magazine