Explore the differences! FHA VS Conventional loan programs in Delaware, Northumberland County, Pennsylvania

In 2025, the conventional loan limit for Delaware in PA, located in Northumberland county, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify effectively. Our advanced mortgage calculator allows you to see Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating an informed decision about the best program in PA for your specific financial needs.

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2025 Loan Limits and Down Payment Requirements in Delaware, Northumberland, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant to the following zip codes: 17777, 17730

Discover Conventional and FHA Loan Options in Delaware, PA

The main goal of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three ways to align yourself with matching lenders and their comprehensive loan programs.

Lendersa USDA loan request and matching results


  • Nations Financial of New York Inc
  • 738 Smithtown By Pass, Suite 101, Smithtown, NY, 11787
  • Since 1994, we have provided home mortgages for Long Island and the entire State of New York. Our corporate office is located in Smithtown, NY where we have been serving Suffolk, Nassau, Queens and Kings County communities for over 20 years. We offer a variety of mortgages to meet your home financing needs.
  • All Island Mortgage & Funding Corporation
  • 496 Smithtown By-Pass, Suite 308, Smithtown, NY, 11787
  • All Island Mortgage & Funding Corporation. A family owned and operated mortgage business. FHA approved. Established in 1989, serving all of New York, Florida, Connecticut, New Jersey, Pennsylvania, Montana, Washington State, Alaska, California, Texas. A leader in Reverse mortgage financing.
  • Ownit LLC
  • 180 East Main Street, Suite 206, Smithtown, NY, 11787
  • Ownit's mission is to serve the needs of borrowers throughout New York State by providing great rates and excellent service. As a full service brokerage offering expertise in every area of mortgage lending from purchase to refinance to commercial lending. We have access to a full range of mortgage sources and are dedicated to finding the right loan
  • Ambition Funding Solutions LLC
  • 34 E Main St, Suite 420, Smithtown, NY, 11787
  • "We are the financial business partner you’ve been looking for! We are committed to understanding your business and the challenges you are looking to address to secure the most beneficial financing solution specifically for you. We know you need access to working capital to ensure your business success and not all financial needs are the same.
  • BEST RATE CAPITAL INC
  • 975 W. Jericho Turnpike, Suite 3, Smithtown, NY, 11787
  • BRC is a family owned Long Island based mortgage company operated by Nathan Baram. With experience of over 18 years in the mortgage and real estate industry, you can be assured that you are in good hands. Competitive Mortgage products combined with a smooth and efficient process is what puts BRC above the rest. Established in 2006.
  • NY Bravest Federal Credit Union
  • 532 Central Avenue, Albany, NY, 12206
  • NY Bravest Federal Credit Albany Firemen took a giant step in controlling their own financial future. They formed the 609th federal credit union in the United States. Of the 800 credit unions that were formed that first year, we currently are 1 of 104 still remaining. There have been over 25, 000 credit unions throughout the last 80 plus years
  • People's United Bank
  • 710 Water St, Bridgeport, CT, 06608
  • People's United Bank, N.A. is a subsidiary of People's United Financial, Inc., a diversified, community-focused financial services company headquartered in the Northeast with more than $60 billion in assets. Founded in 1842, People’s United Bank offers commercial and retail banking through a network of over 400 retail locations in Connecticut,
  • eclending
  • 360 Motor Parkway, Hauppauge, NY, 11788
  • Empower Your Future with EC LENDING **Your Trusted Financial Partner** At EC LENDING, we prioritize your financial aspirations. Our dedicated team offers tailored lending solutions, guiding you every step of the way. We aim to simplify the borrowing process, ensuring seamless transactions and peace of mind. Choose EC LENDING, where your finan