FHA VS Conventional loan programs in Delaware, Pike County, Pennsylvania

In 2026, Delaware in Pike County, PA, has a Conventional loan limit of $1,089,300, while the FHA limit for single-family homes is $1,089,300.

Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. It allows you to determine the necessary income, credit, reserves, and documents needed to qualify. With our advanced calculator, you can evaluate Conforming Conventional loans, USDA, FHA, and VA side by side to find out which program in PA is best for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Delaware, Pike County, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison table applies to ZIP codes: 18337

Explore Conventional and FHA Loan Options in Delaware, PA

Lendersa® is dedicated to quickly securing the best Conventional, USDA, or FHA loans for you without hassle. Choose from one of three starting points to match with suitable lenders and loan programs.

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Delaware Lenders

  • Wayne Bank
  • 717 Main Street, Honesdale, PA, 18431
  • Lends in Pennsylvania
  • Founded in 1871 in Honesdale, PA, Wayne Bank has 26 community offices serving Northeast Pennsylvania, along with Delaware and Sullivan Counties in New York State. Wayne Bank also operates offices as Bank of the Finger Lakes and Bank of Cooperstown in Ontario, Seneca, Yates, and Otsego Counties in New York State.

  • The Dime Bank
  • 820 Church Street, Honesdale, PA, 18431
  • Lends in Pennsylvania
  • At The Dime Bank, we believe in relationships. With offices in Honesdale, Hawley (downtown and the lake region), Damascus, Greentown, Dingmans Ferry, and Carbondale, we strive to be our communities’ total financial partner. We have been helping generations of customers in Northeastern Pennsylvania realize their goals and dreams by meeting their fin

  • Honesdale National Bank
  • 724 Main Street, Honesdale, PA, 18431
  • Lends in Pennsylvania
  • Founded in 1836, The Honesdale National Bank is the oldest, locally-owned, community bank headquartered in Northeastern PA with offices in Wayne, Pike, Susquehanna, Lackawanna, & Luzerne counties. Visit www.hnbbank.bank/about/convenient-locations/ for locations & hours. HNB offers full-service personal & business banking and safe deposit boxes.

  • ESSA Bank & Trust
  • 200 Palmer Street, Stroudsburg, PA, 18360
  • Lends in Pennsylvania
  • ESSA Bank & Trust (ESSA) was established in 1916 when Mr. John Gish founded the East Stroudsburg Building & Loan Bank in East Stroudsburg, PA. A number of strategic mergers during the early years resulted in a name change to East Stroudsburg Savings Association. As a result, by 1971, assets had grown to $20 million dollars

  • NE PA Community Federal Credit Unio
  • 337 Clay Avenue, Stroudsburg, PA, 18360
  • Lends in Pennsylvania
  • NE PA Community Federal Credit Union’s mission is to provide the best banking experience for our members. Established in 1960, NE PA is always striving to deliver great rates, innovative financial products and services, and unbeatable member service.
    Serving Monroe and Pike Counties since 1960. Federally Insured by NCUA. Equal Housing Lender.