FHA VS Conventional loan in Montgomery, Franklin County, Pennsylvania

For 2026, the conventional loan limit in Montgomery, situated in Franklin county, PA, is $726,200. Conversely, the FHA loan limit stands at $472,030 for single-family residences.

Utilize the Lendersa® Conventional loan calculator to assess today's top rates available for Conventional versus FHA and USDA. Determine the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage tool allows you to view Conforming Conventional loans side by side with USDA, FHA, and VA, helping you select the best program in PA for your financial needs.

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2026 Loan Limits and Down Payment in Montgomery, Franklin, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table pertains to zip codes: 17236

Available Conventional and FHA Loan Options in Montgomery, PA

The aim of Lendersa® is to help you secure the optimal Conventional, USDA, or FHA loan quickly and easily. Choose one of three paths that lead to finding suitable lenders and loan programs.

Lendersa USDA loan request and matching results


Montgomery Lenders

  • HomePromise Corporation
  • 60 South Washington Street, Suite 106, Greencastle, PA, 17225
  • Lends in Pennsylvania
  • HomePromise helps you find the loan that is right for you.We make the entire lending process easy, fast, & more efficient—& we do it all with a passion for helping you get the money you need & the respect you deserve.Whether you want to pay off high interest credit cards, refinance, or simply need cash, HomePromise can help you get the loan you nee

  • Patriot Federal Credit Union
  • 800 Wayne Ave, Chambersburg, PA, 17201
  • Lends in Pennsylvania
  • Patriot Federal Credit Union has been helping members achieve financial success in our community since 1965, when the Credit Union was first formed.Patriot is governed by member-volunteers elected to the Board of Directors and managed by experienced financial professionals.We are committed to serving all your financial needs and developing a solid.

  • JET Mortgage Services, LLC.
  • 1972 Wenger Lane, Chambersburg, PA, 17201
  • Lends in Pennsylvania
  • JET Mortgage Services, LLC is a different kind of mortgage broker. We take the time to get to know our clients and really understand what their mortgage goals are. We believe that personal relationship is the best way to ensure that YOU get the best mortgage. After all, we work for you!