In 2025, the limit for conventional loans in Montgomery, located in the county of Montgomery, PA, is $726,200. Meanwhile, the FHA limit for a single-family home is $529,000. Knowing these limits is crucial for prospective homebuyers as they explore financing options appropriate for their needs.
Use the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. This tool helps determine the income, credit, reserves, and documents needed to qualify. With our comprehensive mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA loans to decide which program in PA is best for your financial situation.
Review loan offers from a variety of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $381,800 | 0% |
| FHA | $529,000 | 3.5% |
This comparison table applies to these specific zip codes: 18936, 19446, 19454
The aim of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan with ease and speed. Choose one of three starting points to connect with compatible lenders and effective loan programs.
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