FHA VS Conventional loan programs in 2025 for Denver, Lancaster County, Pennsylvania

As of 2025, the limit for conventional loans in Denver, which is in Lancaster, PA, stands at $726,200. On the other hand, the FHA limit for a single-family house reaches $472,030.

The Lendersa® Conventional loan calculator can be used to assess the best current rates for Conventional, FHA, and USDA loans. This includes determining the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator offers a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA options, helping you select the most suitable program for your financial needs in PA.

View loan offers from 100 lenders

2025 loan limits and down payment requirements in Denver, Lancaster, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table is applicable to the following zip codes: 17517

Loan choices for Conventional and FHA options in Denver, PA

The goal of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan swiftly, without any hassle. Start by selecting one of these three approaches to discover lenders and loan programs that match your needs.

Results from Lendersa USDA loan request matches


  • Loan Frenzy Corporation
  • 1503 S Coast Drive, Suite 211, Costa Mesa, CA, 92626
  • Loan Frenzy Corporation Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Nation Home Loans
  • 2285 Avalon Street, Costa Mesa, CA, 92626
  • Nation Home Loans, a mortgage company based in Costa Mesa, California, specializes in Conventional, VA, and FHA financing. We take pride in providing our clients with outstanding customer service. Our knowledgeable mortgage experts update you regularly throughout the loan process so you always know the status of your loan.
  • OC Mortgage Solutions Inc.
  • 600 Anton Blvd, Suite 1100, Costa Mesa, CA, 92626
  • OC Mortgage Solutions is a 2013 company that has over 17 years of experience in the Mortgage industry. We are a wholesale broker located in Orange County California. We know what it takes to get your loan funded and on time.Our mission is to provide you with an honest evaluation of mortgage needs
  • United American Mortgage
  • 3198-F Airport Loop Drive, Costa Mesa, CA, 92626
  • We are a 100% referral based company with sole focus on our clients and their financing needs. We provide valuable financing solutions for not only our homeowner clients but for our business partner clients who include Real Estate Agents, CPA’s, Financial Advisors, Bankers, and Attorney’s.
  • Trojan Financial Solutions
  • 1503 South Coast Drive, Suite 106, Costa Mesa, CA, 92626
  • "We know that each customer has specific needs when it comes to mortgage and real estate. With our wide array of mortgage products, investment tools and technology coupled with over 20 years of lending experience we aim to give our clients the service they deserve. Today's technology is providing a more productive environment to work in."
  • JCAP
  • 3151 Airway Ave Ste Q3,, Costa Mesa, CA, 92626
  • Jcap Private Lending is a direct lender who closes and services investor funded short-term real estate loans. Our experienced team has been providing quality mortgage services for over 30 years. and Jcap Private Lending is an asset based lender who steps in to quickly solve a short-term financial need secured by Real Estate.
  • DH Leffridge & Company
  • 600 Anton Drive, 11th Floor, Costa Mesa, CA, 92626
  • Damuer H. Leffridge, “DH” – One of the leading real estate professionals in the U.S. for over 20 years, amassing nearly $500 million in career sales and investments, positioning him as a sought after motivational speaker and coach teaching the fundamentals of real estate investing success.
  • Brookdale Home Loans
  • 10834 Whittier Boulevard, Suite 103, Whittier, CA, 90606
  • Mike Medina Real Estate and Mortgage Broker. 15 years experience with 450+ homes sold.Providing service in residential, commercial, investment & development properties.Real Estate Broker with CA Properties and Realty. Mortgage Broker with Brookdale Home Loans.We streamline the process of closing a loan, with most loans funding in under 21 days.
  • Lend A Hand Inc
  • 3334 E Coast Hwy, Suite 234, Corona Del Mar, CA, 92625
  • "At Lend a Hand, we treat our clients well. We have proudly built our success as a Mortgage lender with the philosophy that our customers always come first. Borrowers satisfied with their mortgage loan are more important to us than anything else. At Lend A Hand, our goal has always been making the loan process simple and worry-free."
  • Pacific Shoreline Funding
  • 1708 Marguerite Avenue, Corona Del Mar, CA, 92625
  • Pacific Shoreline Funding, where we specialize in residential mortgages. At Pacific Shoreline Funding, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.