FHA VS Conventional loan in East-Stroudsburg, Monroe County, Pennsylvania

In 2026, the limit for a conventional loan in the city of East-Stroudsburg, within Monroe county, PA, stands at $647,200. For an FHA loan, the limit is set at $420,680 for single-family homes.

To compare today’s best Conventional, FHA, and USDA rates, use the Lendersa® Conventional loan calculator. It helps determine the income, credit score, reserves, and documents necessary to qualify. Our state-of-the-art mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA options side by side. This allows you to evaluate which program in PA aligns best with your specific financial needs.

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Loan limits and down payment requirements for 2026 in East-Stroudsburg, Monroe county, PA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table refers to the following zip codes: 18301

Exploring Conventional and FHA loan choices in East-Stroudsburg, PA

The aim of Lendersa® is to secure you an ideal Conventional, USDA, or FHA loan swiftly and with ease. Choose from three distinct starting points that lead to finding the right lenders and loan programs.

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East-Stroudsburg Lenders

  • ESSA Bank & Trust
  • 200 Palmer Street, Stroudsburg, PA, 18360
  • Lends in Pennsylvania
  • ESSA Bank & Trust (ESSA) was established in 1916 when Mr. John Gish founded the East Stroudsburg Building & Loan Bank in East Stroudsburg, PA. A number of strategic mergers during the early years resulted in a name change to East Stroudsburg Savings Association. As a result, by 1971, assets had grown to $20 million dollars

  • NE PA Community Federal Credit Unio
  • 337 Clay Avenue, Stroudsburg, PA, 18360
  • Lends in Pennsylvania
  • NE PA Community Federal Credit Union’s mission is to provide the best banking experience for our members. Established in 1960, NE PA is always striving to deliver great rates, innovative financial products and services, and unbeatable member service.
    Serving Monroe and Pike Counties since 1960. Federally Insured by NCUA. Equal Housing Lender.

  • The Mortgage Professionals LLC
  • 122 East First Street, Wind Gap, PA, 18091
  • Lends in Pennsylvania
  • A mortgage broker has the ability to tailor a loan program to meet your personal needs. We offer a variety of rates from multiple lenders. Different investors have a need for money or loans at a certain loan term from time to time. One bank may be very aggressive on a 15 year loan today while another is looking for 30 year paper.

  • eriefund.com
  • 915 Northampton St, Easton, PA, 18042
  • Lends in Pennsylvania
  • First Northern Bank & Trust
  • PO Box 217, Palmerton, PA, 18071
  • Lends in Pennsylvania
  • First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.