FHA VS Conventional loan in East-Whiteland, Chester County, Pennsylvania

For the year 2025, the conventional loan limit in East-Whiteland, which is part of Chester county, PA, is set at $647,200. Meanwhile, the FHA limit for a single-family dwelling is $477,250.

Deploy the Lendersa® Conventional loan calculator to weigh the best rates available today for Conventional, FHA, and USDA loans, and identify the income, credit, reserve requirements, and necessary documentation for qualification. This advanced mortgage calculator juxtaposes Conforming Conventional, USDA, FHA, and VA loans, giving you a comprehensive view to determine which option in PA aligns optimally with your financial goals.

Explore loan offers from a broad spectrum of 100 lenders

Loan Limits and Downpayment Requisites for 2025 in East-Whiteland, Chester County, PA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $345,000 0%
FHA $477,250 3.5%

This comparison chart applies to these zip code areas: 19345, 19355, 19493, 19494, 19495

Diverse Conventional and FHA Loan Options in East-Whiteland, PA

Lendersa® aims to deliver the most favorable Conventional, USDA, or FHA loan quickly and effortlessly, tailored to your needs. Select one of three starting paths to connect with the right lenders and loan packages available to you.

Lendersa USDA loan request and matching results


  • CharterWest Bank
  • 201 south main street, West Point, NE, 68788
  • In 1985, CharterWest opened it's doors for the first time in West Point, Nebraska. Since this inception, our growth has been fueled by a strong commitment to the customer. Our positive attitude in lending, competitive pricing of products, and continuity in management and staff have resulted in CharterWest
  • The First National Bank of Bagley
  • 31 Central Street East, Bagley, MN, 56621
  • Clearwater county was in its infancy in 1903 when Albert Kaiser, Sr, an already established businessman and banker, came to Bagley and helped organize First National Bank on Main Street. On June 2, 1903, with their application for Charter approved, First National Bank opened its doors for business;
  • Cedotal Mortgage
  • 201 Canal Boulevard, Thibodaux, LA, 70301
  • Cedotal Mortgage Company is committed to helping you find the ideal mortgage product for your specific financing needs. We understand that every borrower is unique and we offer a variety of products to meet each of your individual needs. We make the process of securing a mortgage simple
  • BankStar Financial
  • 124 Elk Street, Elkton, SD, 57026
  • BankStar Financial has been sharing bright moments for quite some time with Brookings, Elkton, and Volga as one of the first community banks to take root in the county. While we're ready to help individuals and businesses achieve their largest goals, it's the everyday moments we share with our customers, employees
  • University of Nebraska Federal Credit Union
  • 1720 P Street, Lincoln, NE, 68508
  • The University of Nebraska Federal Credit Union was started by seven faculty members back in 1937. Soon after membership was expanded to include university staff and in 2006 university students were added to the field of membership. In the fall of 2016 the credit union began reaching out to Alumni and welcoming them to join as well.
  • Nebraska State Employees Credit Union
  • 330 S. 16, Lincoln, NE, 68508
  • NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes. We do this by returning any earnings to our members through higher dividend rates for share accounts and lower interest rates on loans. NSECU provides a convenient and inexpensive source of credit for worthwhile and meaningful purposes.
  • CU Mortgage Direct, LLC
  • 5010 S Solberg Ave, Sioux Falls, SD, 57108
  • CU Mortgage Direct LLC is a South Dakota Limited Liability Company, NMLS# 198895. We are a mortgage banker/direct lender for all types of home loans. Since we are owned by credit unions, we have a strong financial backing and we can pass that savings on to you. With over 150 years of combined experience, we can help you obtain the right loan.
  • First Bank & Trust
  • 2300 W 57th St, Sioux Falls, SD, 57108
  • Fishback Financial Corporation (FFC) is the parent company of First Bank & Trust. One of South Dakota's largest privately held financial holding companies, FFC has 22 First Bank & Trust locations in 17 towns in South Dakota and Minnesota We are proud to be a family- and employee-owned community bank.
  • First Dakota National Bank
  • 6109 S. Old Village Pl, Sioux Falls, SD, 57108
  • First Dakota National Bank has eighteen locations throughout South Dakota and five Loan Production Offices in South Dakota and Nebraska, all designed to make banking easy for you. Our Mission: To anticipate, meet and exceed our customers' expectations. We will strengthen our communities by providing time, talent and resources.
  • FIRST INTERNATIONAL BANK & TRUST
  • 4930 S Western Ave, Suite, Suite 100, Sioux Falls, SD, 57108
  • "First International Bank & Trust started as a single branch in Arnegard, North Dakota, and over 109 years has evolved into a bank with 28 locations in North Dakota, Minnesota, and Arizona. We offer more than just banking. Our suite of expanded services is what makes us a full-service bank that our customers."
  • RELIABANK DAKOTA
  • 608 W 86th St, Sioux Falls, SD, 57108
  • We are a family-owned comprehensive financial institution serving Our competitive advantage centers around two principles: profitability in a competitive market and our community bank mantra of "making things better" for our customers. Our competitive advantage is that we offer "big bank products with hometown service
  • TAILORED MORTGAGE GROUP
  • 5024 S Bur Oak Pl, Suite 113B, Sioux Falls, SD, 57108
  • Tailored Mortgage Group is one of only a few independent mortgage brokerages in all of South Dakota. Mortgage brokers differ from normal lenders in that we have the ability to work with dozens of lenders to shop for the best rates and fees for our customers. We do the shopping for you. Mortgage loans.