FHA VS Conventional loan programs in 2026 for Easton, Northampton County, Pennsylvania

In 2026, the conventional loan limit for Easton, within the county of Northampton, PA, is $726,200. Meanwhile, for a single-family home, the FHA loan limit is $472,030. Knowing these limits is crucial for potential homebuyers interested in financing options.

Utilize the Lendersa® Conventional loan calculator to compare the top rates available today for Conventional, FHA, and USDA loans. This tool highlights the income, credit, reserves, and documents necessary to qualify. Our advanced mortgage calculator provides a side-by-side viewing of Conforming Conventional, USDA, FHA, and VA loans, so you can determine the best option for your financial situation in PA.

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Loan Limits and Down Payment Requirements for 2026 in Easton, County of Northampton, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to these zip codes: 18042

Exploring Conventional and FHA Loan Options in Easton, PA

The goal of Lendersa® is to efficiently secure the best Conventional, USDA, or FHA loan for you without hassle. Choose one of three starting points that align you with matching lenders and suitable loan programs.

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Easton Lenders

  • eriefund.com
  • 915 Northampton St, Easton, PA, 18042
  • Lends in Pennsylvania
  • Embassy Bank for the Lehigh Valley
  • 100 Gateway Drive, Bethlehem, PA, 18017
  • Lends in Pennsylvania
  • Embassy, we’re committed to helping you make your financial journey a success. By offering the best in reliable, innovative, customized banking solutions, attentive personal service and expert professional guidance, we will provide a secure base from which you can explore your financial potential. Whether you’re an individual, a family or a busines

  • Bethlehem 1st Federal Credit Union
  • 2317 Easton Avenue, Bethlehem, PA, 18017
  • Lends in Pennsylvania
  • People First Federal Credit Union in Bethlehem Township, PA has provided financial products and services to its members in the Lehigh Valley region and beyond since 1950. People First is a full-service financial institution offering personal and business banking, great rates, credit cards, loans, mortgages, online and mobile banking, and more.

  • QUAINT OAK MORTGAGE, LLC
  • 1710 Union Boulevard, Allentown, PA, 18109
  • Lends in Pennsylvania
  • Quaint Oak is comprised of people. We are a community of individuals – employees, customers, and stockholders – that work and reside in our marketplace. Through thoughtful communication, business expertise, and responsive customer care, we continually raise our own personal bar for serving our customers.

  • Sky Financial Services Inc.
  • 5540 West Valley Road, Center Valley, PA, 18034
  • Lends in Pennsylvania
  • We are mortgage brokers, which means that we work with many different lenders to find you the best deals that they can provide. We do all of the work and shopping around so that you don't have to. Once we lay out the options, you only have to decide which one best meets your needs.

  • The Mortgage Professionals LLC
  • 122 East First Street, Wind Gap, PA, 18091
  • Lends in Pennsylvania
  • A mortgage broker has the ability to tailor a loan program to meet your personal needs. We offer a variety of rates from multiple lenders. Different investors have a need for money or loans at a certain loan term from time to time. One bank may be very aggressive on a 15 year loan today while another is looking for 30 year paper.