FHA VS Conventional loan in Edwardsville, Luzerne County, Pennsylvania

In 2025, the limit for conventional loans in Edwardsville, within the county of Luzerne, PA is $726,200. The FHA loan limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate the top rates offered today for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side to help you decide which program in PA suits your financial situation best.

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2025 Loan Limits and Down Payment Requirements in Edwardsville, County of Luzerne, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table is applicable to zip codes: 18704

Explore Conventional and FHA Loan Options in Edwardsville, PA

Lendersa® strives to connect you with the best Conventional, USDA, or FHA loan options quickly and easily. Choose one of three methods to find matching lenders and programs.

Visual guide to Lendersa USDA loan request and results


  • Best Reward Federal Credit Union
  • 5681 Smith Road, Brookpark, OH, 44142
  • Best Reward Federal Credit Union (formerly known as Reward One Credit Union) has been open since 1949. The credit union has assets totaling $178.18 Million and provides banking services to more than 12, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans
  • Evolution Home Mortgage LLC
  • 1060 Laskin Road, Suite 14B, Virginia Beach, VA, 23454
  • We’re making getting a mortgage easier than ever before. Our company has an experienced team of brokers on staff. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. As experienced loan officers we have the knowledge and expertise you need.
  • Nauset Mortgage
  • 23 Brewster Cross Rd, Orleans, MA, 02653
  • Nauset Mortgage LLC was founded in 2004 by Pablo Parada Pentz. Our mission at Nauset Mortgage LLC is to take an educated approach to mortgage financing. We do this by partnering with our clients and seeing them reach their financial goals, as they relate to mortgage lending, by utilizing a broad spectrum of property based lending programs.
  • Rockway Mortgage Company, Inc.
  • 20525 Center Ridge Rd, Suite 138, Rocky River, OH, 44116
  • Rockway Mortgage Company, Inc mission is to serve our customers with honesty, integrity and competence while keeping our customers best interest at heart. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Big Horizon Mortgage Corporation
  • 37 Western Avenue, Suite 308, Kennebunk, ME, 04043
  • Big Horizon mortgage professionals deliver the market’s best programs and competitive rates from trusted institutions. Customers benefit from a wide variety of offerings. Independent relationships with leading national and local lending institutions allow Big Horizon to tailor solutions to individual needs.
  • Biddeford Savings
  • 65 Portland Rd, Kennebunk, ME, 04043
  • On July 22, 1867, Biddeford Savings received its initial bank charter by an act of the Maine Legislature. From those earliest days we have focused on a few simple ideals — treating our customers like family and developing a deep and meaningful relationship with our local community and neighbors
  • Ossipee Lake Mortgage Solutions
  • 414 Sokokis Trail, East Waterboro, ME, 04030
  • Ossipee Lake Mortgage can assist you from start to finish in the process of buying your new home. We will Pre-Approve you so that you can search for your new home with confidence. Your Real Estate Agent also knows you are qualified and ready to go. This is a step ahead of other buyers in the competition to make an offer.
  • The Apple Creek Banking Company
  • 3 West Main Street, Apple Creek, OH, 44606
  • The Apple Creek Banking Company opened its doors on February 1, 1904. Since then, we have grown $200 million in assets and six branches serving Wayne, Stark, Summit, and surrounding counties. We are owned by local shareholders, many of which are 3rd and 4th generation shareholders