FHA VS Conventional loan programs in 2026 for Edwardsville, Luzerne County, Pennsylvania

In 2026, the limit for conventional loans in Edwardsville, within the county of Luzerne, PA is $726,200. The FHA loan limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to evaluate the top rates offered today for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side to help you decide which program in PA suits your financial situation best.

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2026 Loan Limits and Down Payment Requirements in Edwardsville, County of Luzerne, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table is applicable to zip codes: 18704

Explore Conventional and FHA Loan Options in Edwardsville, PA

Lendersa® strives to connect you with the best Conventional, USDA, or FHA loan options quickly and easily. Choose one of three methods to find matching lenders and programs.

Visual guide to Lendersa USDA loan request and results


  • Help Me Mortgage LLC
  • 6216 North Federal Highway, Fort Lauderdale, FL, 33308
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • American Financial Network, Inc.
  • 3050 East Commercial Boulevard, Fort Lauderdale, FL, 33308
  • American Home Loan Mortgage Corporation was Established in 1996, and our mission is to set a high standard in the mortgage industry, as we are committed to quality customer service - putting our clients first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best mortgage for you.

  • EquityMax
  • 6216 N. Federal Hwy., Fort Lauderdale, FL, 33308
  • EquityMax has been specializing in non-qualifying, hard-money real estate financing since 1990 as a family owned-and-operated enterprise. Our South Florida office caters to real estate investors throughout the country, looking to purchase or refinance real property. We are a fully licensed Mortgage Lender, Mortgage Brokerage, and Real Estate Brok

  • River Valley Community Federal Credit Union
  • 340 Cash Road SW, Camden, AR, 71701
  • River Valley Community Federal Credit Union is a member owned financial institution whose purpose is to promote the financial well-being of its members by being committed to providing courteous, efficient and sound financial services. River Valley Community Federal Credit Union has a vision for growth and a heart for member service.

  • Easy Mortgage LLC
  • 618 SW 3rd St, Suite 160, Cape Coral, FL, 33991
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Alliance Mortgage LLC
  • 10491 6 Mile Cypress Parkway, Suite 252 & 253, Fort Myers, FL, 33966
  • Alliance Mortgage manage your entire loan process in-house, from application to closing, to help your loan close faster. We also consider all the financial factors affecting your mortgage to help you strike the right balance – and our competitive mortgage rates, low closing costs, and wide array of mortgage products.

  • J Martin Mortgage Group LLC
  • 7000 Bergamo Way 102, Fort Myers, FL, 33966
  • J Martin Mortgage Group LLC has experience since 1994 and is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple

  • Legacy Lending & Mortgages LLC
  • 5954 Glasgow Way, Tamarac, FL, 33321
  • "LEGACY LENDING & MORTGAGES LLC is an Active company incorporated on June 14, 2021 with the registered number L21000279251. This Florida Limited Liability company is located at 5954 GLASGOW WAY, TAMARAC, 33321 and has been running for one year. It currently has one Manager.

    L. Levin Wilson Is a licensed mortgage lending professional,"