FHA VS Conventional loan programs in Swoyersville, Luzerne County, Pennsylvania
In 2026, the Conventional loan limit in Swoyersville, situated in Luzerne county, PA, is $726,200. On the other hand, the FHA limit for a single-family home is $472,030.
Lendersa®'s Conventional loan calculator lets you compare today's best rates across Conventional, FHA, and USDA options. Determine the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, compare Conforming Conventional loans with USDA, FHA, and VA options side by side to identify which program in PA suits your financial goals best.
Loan Limits and Down Payment Requirements for 2026 in Swoyersville, Luzerne, PA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to zip codes: 18704
Exploring Conventional and FHA Loan Options in Swoyersville, PA
Lendersa® is dedicated to offering the best possible Conventional, USDA, or FHA loans efficiently and without hassle. Choose from one of three paths to connect with suitable lenders and loan programs.
Gallup Federal Credit Union has been open since 1979. The credit union has assets totaling $21.6 Million and provides banking services to more than 2, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
LeverageRx is a digital lending and insurance marketplace exclusively for doctors. We make it incredibly simple to compare rates on physician mortgage loans, physician disability insurance, student loan ReFinancing, and other financial services for medical professionals. Make smart, swift financial decisions with LeverageRx.
Since our origin in 1937, the Union Pacific Streamliner Federal Credit Union has been serving our members, Union Pacific employees, and their families, with exceptional service and financial products.
Union Pacific Streamliner Federal Credit Union focuses our energies on delivering the very best personal service to our members,
For a century and a half, FNBO, a subsidiary of First National of Nebraska, has set the standard for outstanding customer service coupled with some of the most innovative financial products in the industry.
When it opened in 1857, FNBO was a local bank that served only Omaha and the surrounding communities.
In 1931, FBT Bank & Mortgage began as a full-service bank under the name Fordyce Bank & Trust. Our bank started with its focus on simplifying our customers’ lives and has continued to do for more than 80 years. We opened our doors to provide banking options in an area in need of economic stimulus and to offer services that filled a void in the sout
Chartered in 1968 at what was formerly St. Regis (now Georgia Pacific), and operating in a small vacant office, organized as a cooperative to offer better financial services to those employees of the mill. As we grew, we established a stand-alone branch right outside of the mill and were able to offer services to others in the community
Arvest is one of commitment started by our founders, an intense dedication to focusing on the customer. This philosophy has remained the same during our growth from a small bank to a group of community banks able to provide a complete range of financial services. Arvest has more than 200 banking locations that are part of 14 locally managed banks.
6911 Washington Avenue, Suite B, Ocean Springs, MS, 39564
FBT Mortgage (FBTM) is a wholly owned subsidiary of First Bank and Trust headquarted in New Orleans, Louisiana. FBTM offers traditional mortgage products as well as unique solutions that are customized to the special needs of clients. FBTM offers Conventional Mortgage financing as well as Veterans Administration (VA), FHA, USDA loans.
