FHA VS Conventional loan in Swoyersville, Luzerne County, Pennsylvania

In 2025, the Conventional loan limit in Swoyersville, situated in Luzerne county, PA, is $726,200. On the other hand, the FHA limit for a single-family home is $472,030.

Lendersa®'s Conventional loan calculator lets you compare today's best rates across Conventional, FHA, and USDA options. Determine the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, compare Conforming Conventional loans with USDA, FHA, and VA options side by side to identify which program in PA suits your financial goals best.

Check loan offers from 100 lenders

Loan Limits and Down Payment Requirements for 2025 in Swoyersville, Luzerne, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to zip codes: 18704

Exploring Conventional and FHA Loan Options in Swoyersville, PA

Lendersa® is dedicated to offering the best possible Conventional, USDA, or FHA loans efficiently and without hassle. Choose from one of three paths to connect with suitable lenders and loan programs.

Results from Lendersa USDA loan requests and matches


  • Drexel Mortgage Corporation
  • 103-44 108th Street, Richmond Hill, NY, 11419
  • Drexel Mortgage can finance, purchase, refinance your loan quickly. With hundreds of sources of capital Drexel is able to find a way to get you funding tailor made to fit your needs. We can provide loans to people who have OK credit, OK income, OK homes and a good business. Whatever your unique situation - we fund all good deals - guaranteed.
  • OMNI MORTGAGE CORP.
  • 118-18 101 Avenue S, South Richmond Hill, NY, 11419
  • Omni Mortgage we pride ourselves on providing superior customer service & creating satisfied customers.our staff consist of experienced mortgage professionals who have an hands on approach to mortgage guidance.Not only you will find our team members knowledgeable,but you will also discover we truly care about helping you make your dreams a reality
  • MGN Funding Corp
  • 115-01 Lefferts Blvd, South Ozone Park, NY, 11420
  • At MGN Funding Corp, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use ""common sense"" and will help you obtain the best loan possible. We represent a wide range of ""A"" rated lenders with first quality rates to private ""hardship"" lenders
  • AMERICA ONE MORTGAGE, LLC
  • 15 East High Street Suite G, Glassboro, NJ, 8028
  • America One Mortgage, LLC’s mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the best service, competitive interest rates, and low closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Mortgage Now Inc.
  • 1161 Broad St #212, Shrewsbury, NJ, 07702
  • Mortgage Now Inc. , where we specialize in residential mortgages. At Mortgage Now Inc. , we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Pepe Berard Capital LLC
  • 211 South Ridge Street, 2nd Floor, Rye Brook, NY, 10573
  • Pepe/Berard Capital is a boutique real estate direct lender & investment firm co-founded by William Pepe & Ralph Berardi, Jr. in 2013. The principals have over 50 years of combined experience in real estate lending, investments and management. The firm was founded to pursue small to middle market real estate opportunities.
  • Lakehurst Naval Federal Credit Union
  • 60 Lansdowne Road, Lakehurst, NJ, 08733
  • Membership is easy and forever. If you would like to become a member of Lakehurst Naval Federal Credit Union, come in and complete a membership application card. Once you become a member, you can always remain a member. As our member, you are not just another customer ... you are part of our family!
  • Progress Capital
  • 620 Tinton Avenue, Building B, 1st Floor, Eatontown, NJ, 07724
  • Progress Capital is a commercial real estate advisory firm specializing in arranging debt for commercial real estate owners and developers of mixed-use, multi-family, construction, industrial, retail, office and commercial storage properties. With 30 years of industry leading experience in the Metro New York, Philadelphia and New Jersey markets.