FHA VS Conventional loan programs in Ellwood-City, Lawrence County, Pennsylvania

In 2026, the maximum limit for conventional loans in Ellwood-City, located in Lawrence county, PA, is $647,200. In contrast, the limit for an FHA loan on a single-family home is $420,680.

Utilize Lendersa® Conventional loan calculator to compare the leading rates among Conventional, FHA, and USDA options today. Determine what income, credit, reserves, and paperwork are needed for approval. Our modern mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA, guiding you to choose the best option for your unique financial scenario in PA.

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Loan Limits and Downpayment Requirements for 2026 in Ellwood-City, County of Lawrence, PA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table of comparison is applicable to these zip codes: 16117

Explore Conventional and FHA Loan Choices in Ellwood-City, PA

The aim of Lendersa® is to quickly secure the best Conventional, USDA, or FHA loan for you, free of hassle. Choose from one of three methods to locate suitable lenders and loan packages.

Lendersa USDA loan request and matching results


  • Megadyne, LLC
  • 240 Masonic Way, Suite 511, Belmont, CA, 94002
  • Our goal is to make available the most affordable loan programs to aid you in reaching your objectives. Regardless of your circumstances, our representatives will assist you throughout the process. Whether it is a Hard Money Loan, Purchase Loan, Refinance, Commercial Loan, Residential Loan

  • Gandi Mortgage
  • 68 Lynch Street, San Francisco, CA, 94109
  • A strong and genuine belief in the "customer for life" principal of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production. and We use the most advanced technology available to close loans quickly.

  • Property Capital Associates
  • 1000 North Point Street, Suite 1603, San Francisco, CA, 94109
  • "Property Capital Associates is dedicated to
    ensuring that you receive the very best loan terms. Financing real estate investment properties is a complex process
    regardless of loan size. Mike Klepinger founded Property Capital Associates in 2003. The mission of the company is to provide the most competitive.

  • Equity Bridge Capital
  • 1200 Gough Street, Suite 900, San Francisco, CA, 94109
  • Equity Bridge Capital is a San Francisco based real estate company that provides niche lending solutions for property owners and prospective buyers seeking access to private funds quickly and at competitive rates. Whether it is a developer needing a bridge loan to complete a construction project.

  • Mason Mortgage Services, Inc.
  • 581 Higuera Street, Suite 1, San Luis Obispo, CA, 94103
  • "We have been helping clients move into the home of their dreams for years. Let us help you with your new home purhcase or refinance. It has been and continues to be our mission to provide exceptional service with honesty, integrity and competence.

    APPLY for your HOME LOAN AND"

  • Red Tower Capital, Inc.
  • 73 Sumner St #203, San Francisco, CA, 94103
  • Red Tower Capital is a direct private money lending company based in San Francisco. We focus on providing quality alternative real estate financing to residential and commercial property owners in Northern California. and also specializing in private lending. mission is to provide competitive alternative real estate financing to property owners

  • Conventus Lending
  • 111 Potrero Ave, SAN FRANCISCO, CA, 94103
  • Conventus provides business purpose financing for the purchase, renovation and rental of single and multi-family residential real estate. Our mission is to quickly understand your unique story. We provide personalized service and transparent financing at highly competitive rates with no hidden fees

  • Golden Gate Lending Group
  • 1680 Tiburon Blvd, Unit 9, Belvedere Tiburon, CA, 94920
  • Golden Gate Lending Group is the premier customized mortgage lender throughout the Bay Area. Boutique, tailored, and exclusive, we specialize in serving home buyers with temporary mortgage solutions that fits into our clients overall long-term financial plan. Principal and Founder, Sofia Nadjibi—with nearly two decades of experience.

  • Divita Home Finance, Inc.
  • 1610 Tiburon Boulevard, Suite 102, Belvedere Tiburon, CA, 94920
  • DiVita Home Finance was formed in 2007 with the simple goal of offering our clients significantly more home mortgage options compared to their limited local retail banks. With over 40 lender relationships and growing, we can find the right home loan solution for your situation. Most of our Loan Officers have decades of experience

  • Sierra Lending Corporation
  • 25 Taylor St, Suite 607, San Francisco, CA, 94102
  • We are Sierra Lending, specializing in mortgage loans in California and Texas for self-employed, foreign national and ITIN borrowers. At Sierra Lending we are here to help those who may have been turned down for a mortgage loan by traditional mortgage lenders due to their self-employed status, or because they are a citizen of a foreign country.