FHA VS Conventional loan programs in Ellwood-City, Lawrence County, Pennsylvania

In 2025, Convetional loan limit in Ellwood-City, county of Lawrence, PA is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in PA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Ellwood-City, county of Lawrence, PA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 16117

Conventional and FHA loan options in Ellwood-City, PA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Southland Credit Union
  • 10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
  • Southland Credit Union was founded in 1936 to serve the financial needs of Los Angeles County employees. Today we are one of the top-performing credit unions nationwide and have over $1 billion in assets. Our Member-owners benefit from a full spectrum of competitive products, convenience and exceptional service.
  • CLS Financial
  • 4450 Cerritos Ave, Los Alamitos, CA, 90720
  • CLS Financial, we apply these four principles to every aspect of our loan process: Personal touch and experience; Purpose; a Proactive approach and we do it all with Passion for providing the best options for our clients Our team is committed to providing our clients with the highest quality financial services combined.
  • LC Finance Company
  • 4332 Cerritos Ave, Suite 108, Los Alamitos, CA, 90720
  • We provide mortgage loans for purchases, refinances and home equity cash out for all types of residential homes. We have different types of mortgages, fixed or adjustable loans and conventional or government loans (VA, FHA). We will find the loan most suited to your needs. There are loan limits in each county which will also help.
  • Basis Point Home Loans
  • 10732 Los Vaqueros Circle, Los Alamitos, CA, 90720
  • "At Basis Point Mortgage. We are a full-service mortgage company based in Centennial, CO. We specialize in delivering digital mortgages in Colorado and California Faster. Easier. Cheaper. Whether you are buying or refinancing a home or have other mortgage needs, put our over 30 years of lending knowledge to work for you."
  • Investors Mortgage
  • 3700 Katella Avenue, Suite 206, Los Alamitos, CA, 90720
  • Investors Mortgage Provides competitive results for real estate Investors, Developers, and Owner-Occupants. For over 20 years Investors Mortgage has been arranging financing for Single Family, Apartments, Office, Retail and Mixed-use real estate. and also We offer conventional as well as Governmental type financing for both first time buyers.
  • Cal Estate Funding
  • 11110 Los Alamitos Boulevard, Suite 201, Los Alamitos, CA, 90720
  • Cal-Estate Funder of the Ruth L Pineda mortgage industry for over 20 years. I started Cal-Estate Funding back in 1999 to help my family and friends find a place to call home, with affordable financing. I have seen the ups and downs of the market and understands the value of an honest Mortgage Broker.
  • Milton Estrada Senior Mortgage Broker
  • 10542 Calle Lee, Suite 102, Los Alamitos, CA, 90720
  • Milton Estrada is by nature a creative person in his field and as all creative persons, he is a rebel! He believes that everyone who wants and needs a home loan deserves all of his experience and wealth of knowledge to obtain a loan. If there is a way to obtain the best loan for you, Milton Estrada will find it.
  • Elite One Mortgage
  • 10542 CALLE LEE SUITE # 102, Los Alamitos, CA, 90720
  • Elite One Mortgage we strive to evaluate all of the mortgage possibilities that are right for you, working with you every step of the way. That way, we can creative a home loan that best fits your unique situation and provides you with the most competitive rates that are available anywhere in the nation.
  • Anna Kara Loans
  • 1010 North Central Avenue, Glendale, CA, 91202
  • Anna Kara has a very simple and important mission when; to provide her clients with a positive and rewarding mortgage experience. Anna Kara is considered the go-to mortgage expert because she provides her clients with all the information necessary to make the right decision on mortgage financing.
  • Fulton Financial Consultants, Inc.
  • 3790 Shorewood Avenue, Greenbank, WA, 98253
  • Fulton Financial Consultants, Inc. formally incorporated under the laws of Washington State on April 21, 1980 with the name Fulton Insurance Consultants, Inc. Then in 1995 changed its name to Fulton Financial Consultants, Inc. which was done for multiple reasons including the preparation of expanding licensing to become a Mortgage Broker.