FHA VS Conventional loan in Erie, Erie County, Pennsylvania

In 2025, Convetional loan limit in Erie, county of Erie, PA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in PA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Erie, county of Erie, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 16546, 16510, 16511, 16508, 16502, 16507, 16504, 16503, 16501, 16512, 16514, 16522, 16530, 16534, 16538, 16541, 16544, 16550, 16553

Conventional and FHA loan options in Erie, PA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Ideal Home Loans LLC
  • 7900 E Union Ave, Suite 300, Denver, CO, 80237
  • Ideal Home Loans has helped thousands of people save money for almost 20 years. From first time home buyers to doctors, from teachers to professional athletes, we’re here to help. Our Specialists will guide you along every step throughout the entire process by providing the right information and advice you need to find the right fit for you.
  • Motto Franchising, LLC
  • 5075 S Syracuse St, Suite 1200, Denver, CO, 80237
  • Motto Mortgage is an innovative mortgage brokerage franchise that offers clarity and personalized guidance to homebuyers who deserve an advocate looking out for them. It’s a pioneering concept that connects a real estate brokerage to a separate, franchised mortgage brokerage and provides the one-stop shop homebuyers want.
  • Home Mortgage Alliance, LLC
  • 4601 DTC Blvd, Suite 150, Denver, CO, 80237
  • Home Mortgage Alliance has grown quickly to be a top mortgage lender in the Greater Denver area. Our mission is to continue to grow our success into one of the largest purchase money mortgage lenders in Colorado, by offering a large lender platform while still providing the customized, personalized service that delivers our borrowers
  • Palmer Lending
  • 600 S Cherry St, Suite 1108, Denver, CO, 80246
  • We are your trusted and experienced mortgage advisers, we strive in helping you for years to come! We are unlike other mortgage companies, we focus on empowering our clients with competitive rates and monitoring the market for movements that would benefit you! That is the reason why we should be your number one choice when it comes
  • Unified Mortgage Corporation
  • 950 S Cherry St, Suite 916, Denver, CO, 80246
  • Colorado's residential and commercial lending experts for both the QM/non-QM market. Unified Mortgage Corporation offers: easy, hassle-free, digital mortgages. access to lower wholesale rates, and closing in 20 days or less. Our licensed and multi-lingual staff make mortgages easy.
  • GR Financial
  • 650 South Cherry Street, Suite 1400, Denver, CO, 80246
  • GR Financial is a mortgage company founded in 2007. Colorado native, Gary A Romero has been in the industry for over 20 years and has helped thousands of customers either purchase new homes or refinance existing homes. The majority of Gary and his staff’s new clients are earned as referrals
  • Industry Home Mortgage
  • 720 S. Colorado Blvd. Penthouse N, Glendale, CO, 80246
  • At Industry Home Mortgage, we do things differently. Our focus is on YOU—our customer! We take the time to learn about your unique situation and your short and long-term financial goals. We listen to your needs, educate you on options and then find the right loan that makes sense for you.
  • Broadmark Realty Capital Inc.
  • 501 S Cherry St, Suite 1100, Denver, CO, 80246
  • Broadmark Realty Capital Inc offers short-term, first deed of trust loans secured by real estate to fund the acquisition, renovation, rehabilitation or development of residential or commercial properties. Broadmark Realty Capital manages and services its loan portfolio across a variety of market conditions and economic cycles.
  • Horizons North Credit Union
  • 13559 Huron Street, Denver, CO, 80234
  • We are a full service financial institution serving the needs of the Metro North area, as well as specifically the staff, students, and parents of the Adams 12 Five Star Schools District. HNCU offers auto loans, home equity loans, financial planning, mortgage products, savings products, as well as online banking and bill pay options.