FHA VS Conventional loan in Harborcreek, Erie County, Pennsylvania
In 2025, the limit for a conventional loan within Harborcreek, located in the county of Erie, PA, is set at $726,200. Meanwhile, the FHA limit applicable for a single-family home in this area is established at $472,030. These loan limits are pivotal for potential homeowners as they seek to understand their financing capabilities in the specified region.
With the Lendersa® Conventional loan calculator, you gain a powerful ally in comparing the leading rates for Conventional, FHA, and USDA loans available today. This tool is indispensable for establishing required income brackets, evaluating credit standards, calculating reserve needs, and understanding necessary documentation for qualification. By utilizing our advanced mortgage calculator, you can observe Conforming Conventional loans alongside USDA, FHA, and VA options—all shown in a comprehensive side-by-side format. This clarity helps ensure you select the optimal loan program in PA to align with your specific financial situation and goals.
2025 Loan Limits and Down Payment Requirements in Harborcreek, County of Erie, PA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table applies specifically to zip codes: 16563, 16421, 16510, 16511, 16515
Comprehensive Loan Options: Conventional and FHA in Harborcreek, PA
Lendersa® aims to swiftly provide you with access to the most favorable loan options, whether Conventional, USDA, or FHA, without burdensome complications. Start by selecting from three strategic beginning points, leading you to compatible lenders and specially curated loan programs that cater directly to your needs and financial objectives.
At Bay Mortgage Corporation, we take tremendous pride in providing our clients with an exceptional mortgage financing experience. Since 1988, we have been a locally owned and operated mortgage broker primarily serving Baldwin and Mobile counties but licensed to serve the entire state of Alabama.
River Valley Community Federal Credit Union is a member owned financial institution whose purpose is to promote the financial well-being of its members by being committed to providing courteous, efficient and sound financial services. River Valley Community Federal Credit Union has a vision for growth and a heart for member service.
Originally chartered in 1937 as Umatilla State Bank by a group of Umatilla citizens and citrus growers, USB served mainly the greater Umatilla community in its early days as branch banking was not allowed in Florida until the late ‘70s. When branch banking was authorized by the State of Florida
CorTrust provides the financial solutions you need to get the most out of every day and every dollar. From the convenience of our 37 regional locations and online banking to mortgages, wealth management and insurance, you can rest assured you’ll always receive a higher level of personal service and expert advice.
Our processors take care of your loans, so that you can focus on getting more business. You can trust in us that we’ll make each of your borrowers feel comfortable throughout the whole loan process. Our pristine communication starts with the Initial Disclosures and goes through the closing process.
We have been in the mortgage and lending business for over 20 years. Our team of local banks and lenders have helped thousands of home owners and home buyers get pre-approved for a home loan. Let us help you with your new home purchase. We offer a variety of lending and mortgage programs that fit your budget.
At McBride Mortgage Group, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
The Community Bank, Avon SD, originally chartered as the Bank of Kingsburg, Kingsburg, SD opened for business May 20, 1914 with $10, 000.00 in capital all being supplied by local citizens and farmers. It was founded by Tom C. Pier who began his banking career as an employee in a Ravinia, SD bank.
Commercial Mortgage Advisors originates loans with Life Insurance Companies, CMBS Lenders, Multi-Family DUS Lenders, Commercial Banks, Structured Finance Lenders, SBA lenders, and Industrial Development Bond lenders. The company primarily places long-term, fixed-rate financing on income producing.
