Explore the differences! FHA VS Conventional loan programs in Farrell, Mercer County, Pennsylvania

In 2026, the conventional loan limit in Farrell, located in Mercer county, PA, is $726,200, whereas the FHA limit for a single-family residence is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare current rates between Conventional, FHA, and USDA loans. This tool assesses necessary income, credit, reserves, and documents needed for qualification. It shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best option in PA for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Farrell, Mercer County, PA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the zip codes: 16121

Discover Conventional and FHA Loan Options in Farrell, PA

Lendersa® is committed to quickly securing the most suitable Conventional, USDA, or FHA loan for you without hassle. Select any of the three options below to connect with matching lenders and loan programs.

Results for USDA loan requests via Lendersa


Farrell Lenders

  • New Castle Bellco Federal Credit Union
  • 1011 Wilmington Avenue, New Castle, PA, 16101
  • Lends in Pennsylvania
  • New Castle Bellco Federal Credit Union is a federally charted, not-for-profit, full service financial institution that is member owned and controlled through a board of directors. The voluntary board is elected by the membership to establish credit union policies and is responsible for the safe and sound operation of the credit union.

  • First Choice Federal Credit Union
  • 2209 West State Street, New Castle, PA, 16101
  • Lends in Pennsylvania
  • First Choice FCU was originally chartered in 1952. At the time we were known as the B&O New Castle Employees Federal Credit Union and were the primary credit union of the Baltimore – Ohio Railroad, the current CSX Corporation. We have also always offered full family membership. Any family member of an existing member is eligible to join.