FHA VS Conventional loan in Farrell, Mercer County, Pennsylvania
In 2025, the conventional loan limit in Farrell, located in Mercer county, PA, is $726,200, whereas the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare current rates between Conventional, FHA, and USDA loans. This tool assesses necessary income, credit, reserves, and documents needed for qualification. It shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best option in PA for your financial needs.
2025 Loan Limits and Down Payment Requirements in Farrell, Mercer County, PA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the zip codes: 16121
Discover Conventional and FHA Loan Options in Farrell, PA
Lendersa® is committed to quickly securing the most suitable Conventional, USDA, or FHA loan for you without hassle. Select any of the three options below to connect with matching lenders and loan programs.
When you open your account with MFCU, you become a member & owner of the credit union.At MFCU, we believe in you.Our promise is to be trustworthy, caring & enthusiastic to help you succeed. It comes naturally to us to listen carefully & build relationships in order to not only find solutions,but also minimize financial stress and maximize happiness
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We are proud of how much we’ve grown over the years, and are excited to see where the future takes.
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