FHA VS Conventional loan programs in 2025 for Sharpsville, Mercer County, Pennsylvania

As of 2025, the conventional loan limit in Sharpsville, within Mercer county of PA, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. Determine the required income, credit profile, reserves, and documents needed for qualification. Our detailed mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in selecting the right program in PA for your financial situation.

Look at loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Sharpsville, Mercer, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant to zip codes: 16150

Exploring Conventional and FHA Loan Options in Sharpsville, PA

The aim of Lendersa® is to secure you the best possible Conventional, USDA, or FHA loan smoothly and swiftly. Choose from three start points to connect with the right lenders and loan programs.

Matching results for USDA loans at Lendersa


  • Oak Creek Funding Inc
  • 27 Delamesa East, Suite 200, Irvine, CA, 92620
  • Oak Creek Funding, Inc. prides itself on delivering a customer experience that completely separates us from every other mortgage company in CA when it comes to obtaining a home loan. Here at Oak Creek Funding we are fully dedicated to making the mortgage process as pleasant as possible for all of our customers
  • First American Financial Group Inc.
  • 16 Laurelwood, Irvine, CA, 92620
  • Purchasing a new home or refinancing? We have a solution. Our team is dedicated to helping our clients become successful homeowners while supporting their financial well-being. With nearly 20 years in Real Estate and Mortgage experience, First American Financial Group is a one stop shop for all of your Real Estate needs.
  • Synergy Lending Inc
  • 780 Roosevelt, Suite 207, Irvine, CA, 92620
  • We've been helping customers afford the home of their dreams for many years and we love what we do. Customer service is very important to all of us. As we continue to improve and expand our services we recognize our customers' need and desire to preserve their privacy and confidentiality.
  • Tiger Loans, Inc.
  • 780 Roosevelt, Suite 120, Irvine, CA, 92620
  • Tiger Loans, Inc. is a direct home mortgage lender currently licensed in California, Florida, Georgia, Idaho, Illinois, Maryland, Texas, and Washington and a mortgage broker licensed in Massechusetts (MB1169300) and Virginia. We offer competitive rates and closing cost on conventional fixed
  • Pacifica Finance Corporation
  • 1201 Puerta del Sol, Suite 204, San Clemente, CA, 92673
  • Pacifica’s lease/finance programs are structured to meet our customer client’s capital needs. We control the entire transaction process from the initial gathering of the application and credit information, to financial analysis, then to transaction approval, negotiations and through the execution of documentation and funding.
  • Precision Lending Group
  • 4790 Irvine Blvd #105-461, Irvine, CA, 92620
  • The Precision Lending Group team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Premier Lending Group
  • 1740 W Katella Ave, Suite C, Orange, CA, 92867
  • Premier Lending Group has a successful 20 year proven track record of closing Conventional and Government Loans, with a specialty in Reverse Mortgage Loan origination. Our top priority is providing unparalleled Customer Service and Satisfaction to our clients. We take pride in always being available to clients, and place the customers’ needs first.
  • Pegasus Financial
  • 950 E Katella Ave, Suite 3, Orange, CA, 92867
  • Pegasus Financial has arranged thousands of loans all over California and the Nation. We have a large variety of lending products and the expertise to help you select the right loan for you. Whether you have great credit, or have had problems in the past, we can help you where others can't.
  • Sun Mortgage
  • 1403 North Batavia Street, Suite 202, Orange, CA, 92867
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Certified Capital Home Loans, Inc.
  • 2906 E Lake Hill Dr, Orange, CA, 92867
  • Certified Capital Home Loans exists to accomplish your mortgage goals, & we have the history, knowledge, lending partnerships & customer focus to make those goals a reality. Home Purchases are completed on time & with complete transparency of the process, & we are strategically partnered to provide loans that often don't require a down payment.