FHA VS Conventional loan programs in 2026 for Sharpsville, Mercer County, Pennsylvania

As of 2026, the conventional loan limit in Sharpsville, within Mercer county of PA, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. Determine the required income, credit profile, reserves, and documents needed for qualification. Our detailed mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in selecting the right program in PA for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Sharpsville, Mercer, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant to zip codes: 16150

Exploring Conventional and FHA Loan Options in Sharpsville, PA

The aim of Lendersa® is to secure you the best possible Conventional, USDA, or FHA loan smoothly and swiftly. Choose from three start points to connect with the right lenders and loan programs.

Matching results for USDA loans at Lendersa


Sharpsville Lenders

  • Mercer County State Bank
  • 712 West Main Street, Grove City, PA, 16127
  • Lends in Pennsylvania
  • We are an independent financial services company dedicated to the highest level of personal service in all that we do. We are a true community bank with locations throughout Mercer, Crawford, Butler & Venango Counties. For over a century we remain safe, sound and secure. Stop in today and see how we can help you with all of your financial, lending

  • Professional Mortgage Group
  • 433 Shady Dr., Grove City, PA, 16127
  • Lends in Pennsylvania
  • Professional Mortgage Group was established in 1998. We continue to provide personalized service for those interested in purchasing a home or refinance their current mortgage. Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals.

  • New Castle Bellco Federal Credit Union
  • 1011 Wilmington Avenue, New Castle, PA, 16101
  • Lends in Pennsylvania
  • New Castle Bellco Federal Credit Union is a federally charted, not-for-profit, full service financial institution that is member owned and controlled through a board of directors. The voluntary board is elected by the membership to establish credit union policies and is responsible for the safe and sound operation of the credit union.