FHA VS Conventional loan programs in Sharpsville, Mercer County, Pennsylvania

As of 2025, the conventional loan limit in Sharpsville, within Mercer county of PA, is $726,200, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans. Determine the required income, credit profile, reserves, and documents needed for qualification. Our detailed mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA side by side, assisting you in selecting the right program in PA for your financial situation.

Look at loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Sharpsville, Mercer, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant to zip codes: 16150

Exploring Conventional and FHA Loan Options in Sharpsville, PA

The aim of Lendersa® is to secure you the best possible Conventional, USDA, or FHA loan smoothly and swiftly. Choose from three start points to connect with the right lenders and loan programs.

Matching results for USDA loans at Lendersa


  • Park Grove Lending, LLC
  • 118 S Park Grove Ct, Gilbert, AZ, 85296
  • Park Grove Lending, LLC, where we specialize in residential mortgages. At Park Grove Lending, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • The Ehler Lending Team
  • 690 E Warner Rd, Suite 103, Gilbert, AZ, 85296
  • We are the husband and wife duo behind the Ehler Lending Team. Our mission is to be the home financing partner that you trust to serve your family, friends and community. Our unwavering dedication to integrity, honesty and ethics is the foundation of all of our relationships and we commit to offering an exceptional experience.
  • Brick Mortgage LLC
  • 633 E. Ray Road, Suite 129, Gilbert, AZ, 85296
  • We've been helping customers afford the home of their dreams for many years and we love what we do. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
  • Citygate Lending LLC
  • 1425 South Higley Road, Suite 101, Gilbert, AZ, 85296
  • At Citygate Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Stewardship Insurance LLC
  • 1094 S. Gilbert Rd, Suite 210, Gilbert, AZ, 85296
  • We created Stewardship to take a stand against financial injustice—to be a group of companies that can educate and guide people through mortgages, insurance, financial planning, and investments. The mortgage, insurance, or financial plan your neighbor has may not be what is best for you. Getting to know you
  • Klinkloans Fund - Loans for Real Estate Investors
  • 1094 S Gilbert Rd, Suite 210, Gilbert, AZ, 85296
  • Klinkloans Fund - Loans for Real Estate Investors We are a team of local Arizona professionals dedicated to building relationships with and assisting investors in the Arizona real estate market. We provide trustworthy real estate financing and service to help real estate investors achieve their goals.
  • Barrett Financial Group, LLC
  • 2314 S Val Vista Dr, Suite 201, Gilbert, AZ, 85295
  • We are a full-service mortgage broker company based in Arizona. Unlike other Mortgage Professionals, we are dedicated to offer service to our Clients assistance Monday thru Sunday to ensure a smooth transaction! We have the ability to offer many home loan options. We work with the TOP WHOLESALE MORTGAGE LENDERS
  • Ken Starks - The Starks Team - 50 State Mortgage BROKER
  • 1530 E Williams Field Rd, Suite 105, Gilbert, AZ, 85295
  • Our sole purpose for being in business is to serve you and your family’s financial needs relative to your mortgage. Our goal is to help help you understand your various options and choose whatever is best for you and your family. Our goal is for you to feel confident in you choice to buy and/or refinance your home with us
  • Olympus Home Loans
  • 2242 South Osborn, Lane Gilbert, AZ, 85295
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • Bryce The Broker
  • 2501 East Shannon Street, Gilbert, AZ, 85295
  • At BRYCE THE BROKER! This is a full-service mortgage brokerage based in Gilbert, Arizona. I specialize in providing low rate mortgages in Gilbert and throughout Arizona. Whether you are buying a home or refinancing, I can help you realize your dream of home ownership and save you money by getting your monthly payments as low as possible.