Explore the differences! FHA VS Conventional loan programs in Findley, Mercer County, Pennsylvania

In 2026, the Conventional loan limit for Findley, in the county of Mercer, PA, is set at $726,200. Meanwhile, the FHA loan limit, applicable to a single-family home, is $472,030. These limits provide a guideline for potential buyers within the region.

Utilize the Lendersa® Conventional loan calculator to explore current top rates for Conventional, FHA, and USDA loans. This tool allows you to determine the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating an easier decision on which loan program in PA suits your specific financial needs best.

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2026 Loan Limits and Down Payment Requirements in Findley, county of Mercer, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies specifically to zip codes: 16137

Exploring Conventional and FHA Loan Options in Findley, PA

The main objective of Lendersa® is to provide you with the most advantageous Conventional, USDA, or FHA loan with minimal effort and maximum speed. Choose any of the following three options to find matching lenders and loan programs tailored to your needs:

Lendersa USDA loan request and matching results


Findley Lenders

  • Mercer County State Bank
  • 712 West Main Street, Grove City, PA, 16127
  • Lends in Pennsylvania
  • We are an independent financial services company dedicated to the highest level of personal service in all that we do. We are a true community bank with locations throughout Mercer, Crawford, Butler & Venango Counties. For over a century we remain safe, sound and secure. Stop in today and see how we can help you with all of your financial, lending

  • Professional Mortgage Group
  • 433 Shady Dr., Grove City, PA, 16127
  • Lends in Pennsylvania
  • Professional Mortgage Group was established in 1998. We continue to provide personalized service for those interested in purchasing a home or refinance their current mortgage. Here you can use our online tools to learn more about home loans and find the best loan options to suit your needs and goals.

  • New Castle Bellco Federal Credit Union
  • 1011 Wilmington Avenue, New Castle, PA, 16101
  • Lends in Pennsylvania
  • New Castle Bellco Federal Credit Union is a federally charted, not-for-profit, full service financial institution that is member owned and controlled through a board of directors. The voluntary board is elected by the membership to establish credit union policies and is responsible for the safe and sound operation of the credit union.

  • First Choice Federal Credit Union
  • 2209 West State Street, New Castle, PA, 16101
  • Lends in Pennsylvania
  • First Choice FCU was originally chartered in 1952. At the time we were known as the B&O New Castle Employees Federal Credit Union and were the primary credit union of the Baltimore – Ohio Railroad, the current CSX Corporation. We have also always offered full family membership. Any family member of an existing member is eligible to join.