FHA VS Conventional loan in Halfmoon, Centre County, Pennsylvania
For 2025, the Conventional loan limit in Halfmoon, within Centre county of PA, is stated as $726,200. Simultaneously, the FHA loan limit, specifically for a single-family home, is set at $472,030. These limits serve as vital points of reference for potential homeowners as they navigate the mortgage landscape and consider their financial options in this region.
The Lendersa® Conventional loan calculator is a resourceful tool for evaluating current best rates among Conventional, FHA, and USDA loans. This platform guides you through determining necessary income, credit requirements, reserves, and the essential documentation for qualifying. Moreover, our advanced mortgage calculator presents a comparative view of Conforming Conventional, USDA, FHA, and VA loans side by side, allowing for a comprehensive assessment of which loan program aligns best with your financial needs in PA.
A Detailed Overview of 2025 Loan Limits and Down Payment Requirements in Halfmoon, County of Centre, PA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison is relevant for the following zip codes: 16870, 16877
Conventional and FHA Loan Programs Available in Halfmoon, PA
The principal aim of Lendersa® is to facilitate a quick and seamless process in securing the most suitable Conventional, USDA, or FHA loan with minimal hassle. Begin your journey with any of these three pathways to connect with lenders and find loan programs that are perfectly matched to your needs:
"We are committed to providing the highest level of customer service to make your transaction as smooth as possible.
For over 20 years, we have been serving our community with the best in mortgage lending. Located in Westrook, Maine, Stone Coast Mortgage has been serving clients for 20+ years. Stone Coast Mortgage offers a multitude of residen
Smith Broady and Associates was founded in 2008 to serve the mortgage service needs of Southern Indiana by Leslie Smith & Sonya Broady after many years of experience in the mortgage industry. Their combined industry experience and knowledge is brought together & transferred to our team of Loan Officers to ensure your mortgage is handled accurately.
"Our team has built a strong reputation as an outstanding local mortgage company, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending"
Northstar Mortgage Group LLC specializes in matching home buyers with the right mortgages. We’re committed to providing the highest quality service available anywhere. Northstar Mortgage Group LLC is Mortgage Broker so we can custom fit your needs! When you get pre-approved through Northstar Mortgage Group.
24 Christopher Toppi Drive, South Portland, ME, 04106
Residential Mortgage Services inc. offers borrowers a full spectrum of integrated loan processing, underwriting and direct lending services – all under one roof. The result? Fast processing of residential mortgage applications, and a better overall experience for you! We offer conventional purchase and refinance home loans
10 Donald B Dean Dr, Suite, Suite 2, South Portland, ME, 04106
Acadia Lending Group is the largest mortgage broker in the State of Maine offering industry leading technology, a variety of lending options, low-rate mortgages, and unparalleled customer service. We've become the mortgage experts the resident of Maine depend on for all their purchase and refinance needs.
Founded in 2017, Home Base Mortgage Group has quickly grown into one of the top mortgage companies in the state. When Home Base Mortgage Group first started out, their passion for helping people drove them to open their own Mortgage Company to provide the best possible knowledge, experience and customer service to each borrower.
120 Sears Avenue, Suite 208, Louisville, KY, 40207
Founded in 2005 by Tommy Atlas, Atlas Capital Mortgage has helped hundreds of people in Kentucky buy and refinance their homes. A 1992 graduate of the University of Louisville, Tommy began his career in the retail banking sector at the Bank of Louisville. He transitioned exclusively to mortgage banking in 1998. With more than two decades.
