Explore the differences! FHA VS Conventional loan programs in Halfmoon, Centre County, Pennsylvania
For 2025, the Conventional loan limit in Halfmoon, within Centre county of PA, is stated as $726,200. Simultaneously, the FHA loan limit, specifically for a single-family home, is set at $472,030. These limits serve as vital points of reference for potential homeowners as they navigate the mortgage landscape and consider their financial options in this region.
The Lendersa® Conventional loan calculator is a resourceful tool for evaluating current best rates among Conventional, FHA, and USDA loans. This platform guides you through determining necessary income, credit requirements, reserves, and the essential documentation for qualifying. Moreover, our advanced mortgage calculator presents a comparative view of Conforming Conventional, USDA, FHA, and VA loans side by side, allowing for a comprehensive assessment of which loan program aligns best with your financial needs in PA.
A Detailed Overview of 2025 Loan Limits and Down Payment Requirements in Halfmoon, County of Centre, PA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison is relevant for the following zip codes: 16870, 16877
Conventional and FHA Loan Programs Available in Halfmoon, PA
The principal aim of Lendersa® is to facilitate a quick and seamless process in securing the most suitable Conventional, USDA, or FHA loan with minimal hassle. Begin your journey with any of these three pathways to connect with lenders and find loan programs that are perfectly matched to your needs:
OUR Credit Union has provided financial services to individuals, families and businesses within our community since 1959. The credit union was originally chartered to serve the savings and loan needs of the St. Dennis Parish community. We operated as St. Dennis Parish Credit Union until June 1984 when a charter change allowed us to open our field
When it comes to product range, we have an extensive lineup. We have a full array of choices and lots of ideas to help more buyers qualify. Dillon Hunter Funding is Fannie Mae, Freddie Mac and Ginnie Mae approved. We also broker loans giving our customers a much wider net from which to choose.
MilMar Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Westfield Bank is a federally chartered stock savings bank headquartered in Westfield, Massachusetts. Founded in 1853, Westfield Bank offers a comprehensive line of commercial and personal banking products and services to customers in Western Massachusetts and Northern Connecticut.
PLB Lending, LLC was opened by Patricia Bidus in 2001 in Washington Township, Michigan. The main goal of the company is to assist our community with all of its mortgage needs. As a full service mortgage broker, we have always put our clients first. Going the extra mile to make sure they always receive the lowest rates and costs.
Our credit union was first chartered on June 4, 1937 - that means that our credit union is now over 80 years old - to help serve the needs of the employees of the Radford Pipe Shop (known locally as the Foundry), and was originally named the "Radford Pipe Shop Employees Federal Credit Union".
440 Monticello Ave, Suite 1850, Norfolk, VA, 23510
Temple Mortgage LLC is a company dedicated to providing quality financial services. We specialize in offering the lowest rates available and tailoring the services to meet the needs of our customers. Our qualified staff is available to answer any questions regarding property purchases, ReFinancing of primary and secondary property.
Finex is a credit union. We are a cooperative, not-for-profit financial institution owned by our members. The purpose of a credit union is to use its income to provide affordable, quality products and services to members. We work hard to enrich the quality of life for others. The Finex difference is all in how we do banking.
