FHA VS Conventional loan in Philipsburg, Centre County, Pennsylvania

In 2025, the limits for a Conventional loan in Philipsburg, within the county of Centre, PA, are set at $726,200. Meanwhile, the FHA limit for a single-family dwelling is $472,030.

Access the Lendersa® Conventional loan calculator to evaluate the prime rates for Conventional, FHA, and USDA loans today. Assess the income, credit, reserves, and documentation prerequisites needed for eligibility. With our enhanced mortgage calculator, you can inspect Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to determine which program is optimal for your financial needs in PA.

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2025 loan limits and down payment requirements in Philipsburg, county of Centre, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for zip codes: 16866

Explore Conventional and FHA loan Options in Philipsburg, PA

The objective of Lendersa® is to swiftly and efficiently secure you the finest Conventional, USDA, or FHA loan available. Choose one of three pathways to find matches with lenders and loan programs.

Lendersa USDA loan request and matching outcomes


  • Harbor Light Mortgage
  • 3937 NW 46th Terrace, Cape Coral, FL, 33993
  • Harbor Light Mortgage is a family owned and operated mortgage broker in Cape Coral, Florida, serving borrowers throughout the State. Now in it's third year at this location, Harbor Light Mortgage represents multiple lenders providing borrowers with access to a vast array of mortgage products, including Conventional, FHA, USDA, and VA
  • Midwest Bank
  • 114 West Main, Pierce, NE, 68767
  • Midwest Bank focuses on the financial and civic needs in the markets we serve. The bank's solid capital position provides the financial strength to support larger lending limits, new loan types, and the latest customer conveniences and technological advances. Midwest Bank and its clients to excel in the communities they serve.
  • CN Property Funding
  • 5500 N Military Trail, Boca Raton, FL, 33496
  • Hard money private lending and wholesale mortgage 100% stated income. No DSCR ratio, no tax returns, no NOI. Post programs only 10% down payment is required. Lending in all 50 states. All types of commercial properties accepted including office spaces, retail and restaurants. Multi-family investment properties and mixed use properties as well.
  • Ferrari Lending
  • 8316 Via Di Veneto, Boca Raton, FL, 33496
  • We are mortgage brokers and experts in locating the best mortgage for your individual circumstances. We have extensive experience in the Jumbo, Super Jumbo, conforming mortgage, foreign national loans and particularly specialized in niche products. We can help you secure a residential mortgage loan, even if you have bad credit history
  • Platinum Mortgage Companies
  • 5030 Champion Blvd. Suite G11, Boca Raton, FL, 33496
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Liberty Bank New Orleans
  • 2714 Canal St, New Orleans, LA, 70119
  • At Liberty Bank, we're passionate about helping more people achieve more freedom.There's real freedom here-the freedom you have as an individual to attain your goals, as a business to achieve your idea of success or even as a community that is gathering strength to reach its full potential.
  • Hancock Whitney Bank
  • 701 Poydras Street, New Orleans, LA, 70139
  • We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Our core values are lived out by the actions of our associates throughout our footprint.
  • Gateway 2 Cap LLC
  • 201 Saint Charles Avenue, Suite 114-215, New Orleans, LA, 70170
  • The Gateway 2 Cap LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Genesis Mortgage Group LLC
  • 2739 Oak Ridge Court, Suite 203, Fort Myers, FL, 33901
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Epic Funding
  • 2180 West First Street Ste 540, Fort Myers, FL, 33901
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.