FHA VS Conventional loan programs in 2026 for Philipsburg, Centre County, Pennsylvania
In 2026, the limits for a Conventional loan in Philipsburg, within the county of Centre, PA, are set at $726,200. Meanwhile, the FHA limit for a single-family dwelling is $472,030.
Access the Lendersa® Conventional loan calculator to evaluate the prime rates for Conventional, FHA, and USDA loans today. Assess the income, credit, reserves, and documentation prerequisites needed for eligibility. With our enhanced mortgage calculator, you can inspect Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to determine which program is optimal for your financial needs in PA.
2026 loan limits and down payment requirements in Philipsburg, county of Centre, PA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is relevant for zip codes: 16866
Explore Conventional and FHA loan Options in Philipsburg, PA
The objective of Lendersa® is to swiftly and efficiently secure you the finest Conventional, USDA, or FHA loan available. Choose one of three pathways to find matches with lenders and loan programs.
270 Walker Drive, Suite 110E, State College, PA, 16801
Lends in Pennsylvania
HELPMEBA is a safe haven that allows the curious to learn about the mortgage market without feeling compelled to buy anything. Brian Allen the owner offer free consultations and seminars on First Time Home Buying, Credit Scoring, Equity Management, and Reverse Mortgages. Whether you are a couple looking for your first home.
As a mortgage broker, we work for you - not the bank. We work to fit you with the best loan program and lender to meet your mortgage needs and we represent you throughout the entire process. Giving you the personal attention you deserve, we will streamline the process for you from the application to the decision.
100 North Patterson Street, State College, PA, 16801
Lends in Pennsylvania
Professional Choice Mortgage is a mortgage broker based in State College, PA that was started in March 2005. We specialize in providing analytical tools and market knowledge regarding rates, so that you can make informed decisions about your mortgage and understand how it fits into your financial plan.
1402 S. Atherton Street, Suite 002, State College, PA, 16801
Lends in Pennsylvania
We're Principle Home Mortgage - a full service Pennsylvania mortgage broker offering the loans that will fit your needs. Our offices are located in State College, and we have decades of experience in Pennsylvania mortgages. Our mission is to provide exceptional customer service for all borrowers no matter the situation.
1315 S Allen St, Suite 207, State College, PA, 16801
Lends in Pennsylvania
True Home Mortgage we are a full service mortgage company based in State College. We specialize in First Time Homebuyer Programs in State College. We also serve the surrounding cities such as Bellefonte, Centre Hall, Port Matilda, Philipsburg, Altoona, Tyrone, and Lewistown. Whether you are buying a home of refinancing
Penn State Federal Credit Union has been open since 1959. The credit union has assets totaling $240.08 Million and provides banking services to more than 15, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
PennCrest BANK® has been a part of your community for more than a century. We've been here through good times and bad, but at no time has the need for a local, independent community bank like ours been greater than it is now.
For financing a new home, saving for retirement, or just accessing your money quickly
ISB offers a broad range of transactional services & deposit account options – from Back-To-Basics Checking & Passbook Savings to our signature Money Markets, CDs, & NOW Accounts; from conventional and ROTH IRAs to Education & Health Savings Accounts – all designed with the same goal in mind: to help get you from one “landmark event” to the next.
Our credit union has been a fixture in the Altoona community since 1956. We were founded so members could provide loans and financial services to each other by pooling their funds when traditional financial institutions at that time would not serve them. For more than six decades, we’ve grown
