Explore the differences! FHA VS Conventional loan programs in Philipsburg, Centre County, Pennsylvania

In 2025, the limits for a Conventional loan in Philipsburg, within the county of Centre, PA, are set at $726,200. Meanwhile, the FHA limit for a single-family dwelling is $472,030.

Access the Lendersa® Conventional loan calculator to evaluate the prime rates for Conventional, FHA, and USDA loans today. Assess the income, credit, reserves, and documentation prerequisites needed for eligibility. With our enhanced mortgage calculator, you can inspect Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to determine which program is optimal for your financial needs in PA.

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2025 loan limits and down payment requirements in Philipsburg, county of Centre, PA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for zip codes: 16866

Explore Conventional and FHA loan Options in Philipsburg, PA

The objective of Lendersa® is to swiftly and efficiently secure you the finest Conventional, USDA, or FHA loan available. Choose one of three pathways to find matches with lenders and loan programs.

Lendersa USDA loan request and matching outcomes


  • Turn-Key Mortgage Inc
  • 8218 Summer Breeze Lane, Rosenberg, TX, 77469
  • As a certified broker Jennifer Brown have beenhelping the people of Houston understand and navigate the complex process of buying or refinancing a property. My services help clients secure the necessary financing for one of life’s most significant purchases. Jennifer committed to easing your concerns and addressing all of your mortgage needs.
  • Interstate Bank SSB
  • 301 S. Main, Perryton, TX, 79070
  • On May 9, 1958, a community dream was fulfilled when Perryton Savings and Loan Association was chartered by the Texas Banking Commission under the Building and Loan Association Laws of the State of Texas. The purpose of this charter was to encourage industry, home building and the accumulation of savings.
  • Texell Credit Union
  • PO Box 983, Temple, TX, 76503
  • Texell Credit Union is a not-for-profit financial cooperative founded in 1948. With over 130+ employees, Texell serves over 40, 500 members through digital service platforms and nine Central Texas branches. Texell offers a wide range of financial services to its members, and performs competitor research weekly to ensure it
  • Plan Lending
  • 224 West Park Street, Suite 200, Freeport, TX, 77541
  • PLAN Lending Has Multiple Loan Programs And Strategies, Expert Knowledge And Working Experience To Finance Your Next Property Successfully! Strategies. What Separates PLAN From Other Lenders Is Providing Our Clients VaLuable Strategies To Achieve Their Financing Goals. The Crux Of That Success Is The Full Understanding Of Ever-Changing Lending.
  • Brazos National Bank Of America
  • 2300 Brazosport Blvd N, Richwood, TX, 77531
  • At Brazos National Bank, we take the role of community banking seriously. We strive to deliver the financial products and services that the community needs with a personal touch. Whether you prefer the convenience of online or ATM banking or the personal service of a friendly, knowledgeable banking professional.
  • The Valley State Bank
  • 110 W Ave B, Syracuse, KS, 67878
  • Our History The Valley State Bank was chartered on July 5, 1905, when the Beaty family, who had extensive holdings in Kansas and neighboring Colorado, realized that a financial institution was needed in the area. John W. Beaty, of Richfield, R. E. Bray of Syracuse, and Dennis Foley were some of the original stockholders.
  • First National Bank of Syracuse
  • 11 N. Main, Syracuse, KS, 67878
  • First National Bank has been serving the communities of Southwest Kansas for over 100 years, with our main bank located in Syracuse, Kansas, a branch in Johnson, Kansas, and two branches in Garden City, Kansas. We strive to be the premier financial institution in the area and are committed to providing the best personal service,
  • Dash Home Mortgage Corporation
  • 129 Circle Way, Suite A ½, Lake Jackson, TX, 77566
  • CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT'S
  • Extraco Banks
  • 2000 N. Main, Belton, TX, 76513
  • Extraco Banks celebrated 119 years and three generations of family management on July 12th, 2021. Founded as a cotton warehousing company, Extraco is the largest and most comprehensive independent financial institution headquartered in central Texas with over $1.2 billion in assets,
  • Fort Hood National Bank
  • 109 T J Mills Blvd, Fort Hood, TX, 76544
  • Fort Hood National Bank (FHNB) has stood apart as a leader in military banking. FHNB continues to be recognized by many around the world as the premier provider of banking services to the military community. We understand the banking needs of our service men and women and their families, and are proud to be your military bank.